ElleZjo
ActiveSummary
The computed 12-month bankruptcy probability of ElleZjo is 3.5% (moderate). The 2025 annual accounts show equity of €5k and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 13305 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+4
Solvency26▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
36 d early
2023
on the day
2022
94 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 79.2%
2024 · €24k
2022: €-19k
2023: €2k
2024: €24k
2022 → 2025
Total assets
€531k▲ 6.3%
2024 · €500k
2022: €253k
2023: €506k
2024: €500k
2022 → 2025
Net result
€41k▲ 72.8%
2024 · €24k
2022: €-24k
2023: €22k
2024: €24k
2022 → 2025
Working capital
€-27k▼ 2.8%
2024 · €-27k
2022: €-66k
2023: €-66k
2024: €-27k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-19k-€2k€24k▲ 1,259%€5k▼ 79.2%
Operating result€-21k-€27k€30k▲ 11.0%€59k▲ 96.6%
Net result€-24k-€22k€24k▲ 7.9%€41k▲ 72.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 97% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €531k
Fixed assets
€430k ▼ 6.9%
Current assets
€101k ▲ 170%
Equity and liabilities €531k
Equity
€5k ▼ 79.2%
Debt
€526k ▲ 10.6%
Debt's share of the balance-sheet total rises from 95.2% to 99.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€93k▲
2024 · €63k
Cash flow
€76k▲
2024 · €57k
Current ratio
0.79▲
2024 · 0.58
Quick ratio
0.77▲
2024 · 0.56
ROE
828.8%▲
2024 · 99.8%
ROA
7.8%▲
2024 · 4.8%
Interest coverage
16.80▲
2024 · 11.82
Debt ≤ 1 year
€128k▲
2024 · €64k
Debt > 1 year
€398k▼
2024 · €412k
Income taxes
€12k▲
2024 · €433
Staff costs
€20k▼
2024 · €23k
A ratio outside any meaningful range has been withheld (balance sheet total €531k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€500k€531k▲
Fixed assets21/28€462k€430k▼
Tangible fixed assets22/27€462k€430k▼
Land and buildings22€446k€417k▼
Plant, machinery and equipment23€13k€12k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€0-
Current assets29/58€37k€101k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€83€368▲
Cash at bank and in hand54/58€32k€89k▲
Deferred charges and accrued income490/1€977€1k▲
Equity and liabilities
Total equity and liabilities10/49€500k€531k▲
Equity10/15€24k€5k▼
Contributions10/11€5k€5k=
Reserves13€19k€0▼
Distributable reserves133€19k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€476k€526k▲
Amounts payable after more than one year17€412k€398k▼
Financial debts170/4€172k€158k▼
Other amounts payable178/9€240k€240k=
Amounts payable within one year42/48€64k€128k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€1k€12k▲
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€44k€96k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€23k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€35k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€90k€115k▲
Operating profit (loss)9901€30k€59k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€24k€53k▲
Income taxes67/77€433€12k▲
Profit (loss) for the period9904€24k€41k▲
Profit (loss) for the period to be appropriated9905€24k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€41k▲
Profit (loss) brought forward from the previous period14P€-3k€0▲
Transfer from equity791/2-€19k
Transfer to equity691/2€19k€0▼
To other reserves6921€19k€0▼
Profit to be distributed694/7€2k€60k▲
Return on contributions (dividend)694€2k€60k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €41k ▲72.8%
Operating result €59k, net result €41k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 94 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 2192590 BerlaarGround area
325 m²
Building footprint
137 m²
Volume, LiDAR
991 m³
Parcel 12002D0165/00H004, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ElleZjo
since 20222.326.135.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002D0165/00H004 | Flanders | 325 m² | 1 · 137 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBerlaar2.326.135.323
Similar companies · same sector, comparable size
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BE 0727.648.369
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HASPAR
BE 1022.330.213
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DA FILIPPO
BE 0867.508.216
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EETIDEE
BE 0870.110.883
Hasselt · Eq €5,006
L'A POINT
BE 0675.604.307
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 5,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
55100Hotels and similar accommodation
56210Event catering
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ellen.gielis@hotmail.be