Equity
€5,000 from €149,232 in 2022
Equity fell by 97% in 3 years.
Natobel
Lifetime
6 annual accounts with figures on one time axispeak €226,587 (2024)
€189,751▼ 16.3%
peak €67,639 (2024)
€23,716▼ 64.9%
peak €149,232 (2022)
€5,000▼ 96.5%
€395,946▲ 52.4%
peak 1.9 FTE (2020)
-not published
Board2 names since 2019
2 directorsMORTELÉ Nathalie Godelieve Simonne and 1 other
Documentsfilings and deeds
30-05-202662 days before the deadline
2025micro format
Gross margin from €226,587 to €189,751Result from €67,639 to €23,716Dividend €160,349Equity from €141,633 to €5,000Debts from €259,828 to €395,946Investments €137,475
Key points
from the 2025 annual accountsDebts
€395,946 99% of the balance sheet
Financial debts 37%Suppliers 3%Taxes and wages 8%Other 52%
Of this, €250,722 falls due within a year.
Investments
€137,475 4.2 × depreciation
Green is investment, beige is depreciation. Machinery stands 672.2% higher than in 2024.
Staff
3 employees on 31-12-2025
In 2025, 7 people joined and 6 left.
Liquidity
0.32 was 1.96 in 2024
Short-term debts rose from €94,271 to €250,722.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 27 to 62 days before the end of the period.
Checked score
62
Healthy
Financially stronger than 30% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 1.8%▼ -0.1 percentage points vs 12-2024
02-2025: 1.8%● unchanged vs 01-2025
03-2025: 1.8%● unchanged vs 02-2025
04-2025: 2.0%▲ +0.2 percentage points vs 03-2025
05-2025: 2.1%▲ +0.1 percentage points vs 04-2025
06-2025: 2.0%▼ -0.1 percentage points vs 05-2025
07-2025: 2.4%▲ +0.4 percentage points vs 06-2025highest value
08-2025: 1.2%▼ -1.2 percentage points vs 07-2025
09-2025: 0.9%▼ -0.3 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025lowest value
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 1.0%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.5%▲ +0.5 percentage points vs 06-2026
08-2026: 1.5%● unchanged vs 07-2026
09-2026: 1.5%● unchanged vs 08-2026
10-2026: 1.6%▲ +0.1 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2019
Equity €5,000 (1.2% of total assets)
lowers risk
Size: total assets €400,946
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 27% of them on solvency, 27% on liquidity, 59% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as Natobel has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of Natobel itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Natobel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
62 days early
2024
27 days early
2023
37 days early
2022
33 days early
2021
34 days early
2020
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 38 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MORTELÉ Nathalie Godelieve Simonne founderdeed of 03-06-2019
- RAMBOER Tom Octaaf Andrè founderdeed of 03-06-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0727648369
Incorporation
Founders: MORTELÉ Nathalie Godelieve Simonne and RAMBOER Tom Octaaf Andrè · Founding capital of €35,000 · Appointments: MORTELÉ Nathalie Godelieve Simonne (director) and RAMBOER Tom Octaaf Andrè (director) · published on 03-06-2019 · Gazette deed
First establishment
Kafe O Lait, Zwanenkouter 1, Menen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Natobel Hooglede | €400,946 | €189,751 | 1.2% | - |
| De Decker Danylo Bruges | €402,157 | €188,348 | 71.0% | - |
| La Vita è Bella Izegem | €360,138 | €216,324 | 11.5% | - |
| HB Company Ostend | €398,909 | €219,797 | 21.0% | - |
| New Happy Garden Middelkerke | €349,720 | €199,454 | 35.9% | - |
| OISHI SUSHI Bruges | €364,628 | €227,097 | 37.7% | - |
| Van Vlas en Eyk Ravels | €423,988 | €191,562 | 27.4% | - |
These companies have the same main activity as Natobel: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €350,000 and €424,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 29-05-2019Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Establishment unit
- 2.289.879.1968930 Menen, since 29-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 26-03-2025
Annual accounts 2025
- ≈ €550,000estimated
- €400,946▼ 0.1%
- Employeeson 31-12-2025
- 3▲ 50.0%
- Filing
- Filed on 30-05-2026, 62 days before the end of the filing period
Insights on Natobel
Natobel files the micro format. That format states no turnover. The gross margin fell from €205,943 in 2020 to €189,751 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Natobel
- What is the company number of Natobel?
- The company number of Natobel is 0727.648.369. The VAT number is the same number with BE in front: BE 0727.648.369.
- Where is Natobel based?
- The registered office is at Johny Thiostraat 8, 8830 Hooglede.Company details
- What does Natobel do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of Natobel?
- Natobel is a private limited company (BV).
- When was Natobel founded?
- Natobel was founded on 29-05-2019.
- Is Natobel still active?
- Yes, Natobel is an active enterprise in the KBO register.
- How many employees does Natobel have?
- Natobel had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Natobel?
- The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €189,751 and 87 comparable companies (NACE 56111). It probably lies between €460,000 and €670,000.
- Is Natobel profitable?
- In financial year 2025, Natobel made a profit of €23,716.
- Where can I find the annual accounts of Natobel?
- Natobel filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Natobel due?
- Natobel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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