Turnover
≈ €19,000 estimated
The micro format states no turnover.
EGM CONCEPT
Lifetime
1 annual account with figurespeak €1,572 (2025)
€1,572
peak €1,198 (2025)
€1,198
peak €4,198 (2025)
€4,198
€7,026
Board1 name since 2025
1 directorMATROUF,Khalid
Documentsfilings and deeds
23-08-202623 days late
2025micro format
Incorporation 02-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Position in the sector
€4,198
Less equity than 84% of companies in construction of buildings. Sector median €45,553 · 9,465 companies.
2025 accounts filed 23 days after the deadline
Checked score
66
Healthy
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.6%
07-2026: 3.6%● unchanged vs 06-2026
08-2026: 3.7%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 1.1%▼ -2.6 percentage points vs 08-2026lowest value
10-2026: 1.2%▲ +0.1 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €11,223
lowers risk
Liquidity: current ratio 1.60, cash €5,136
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 45% of them on solvency, 72% on liquidity and 36% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as EGM CONCEPT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of EGM CONCEPT itself is higher: 1.2% within 12 months. It rests on far more data about EGM CONCEPT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for EGM CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 23 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
23 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1023785609
Incorporation
Founding capital of €3,000, 100 shares · Founder: MATROUF, Khalid · Appointment: MATROUF, Khalid (director) · published on 02-06-2025 · Gazette deed
First establishment
Rue d'En-dessous 2/A006, Les Bons Villers
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EGM CONCEPT Les Bons Villers | €11,223 | €1,572 | 37.4% | - |
| KGS RENOV Charleroi | €7,415 | €1,671 | 38.3% | - |
| W&S Construct Laakdal | €11,108 | €1,233 | 28.6% | - |
| FPI CONSTRUCT Namur | €14,141 | €1,247 | 11.1% | - |
| INOVA DESIGN & CONSTRUCT Drogenbos | €11,818 | €1,177 | 17.4% | - |
| FORCE CONSTRUCT Evere | €11,418 | €372 | 28.8% | - |
| VALMORA COMPAGNY Ternat | €10,416 | €391 | -13.2% | - |
These companies have the same main activity as EGM CONCEPT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €7,410 and €14,100, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 28-05-2025Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.374.102.7146211 Les Bons Villers, since 28-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2026
Insights on EGM CONCEPT
EGM CONCEPT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,198 and a net result of €1,198.
Its solvency ranks better than 44% of 9,462 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EGM CONCEPT
- What is the company number of EGM CONCEPT?
- The company number of EGM CONCEPT is 1023.785.609. The VAT number is the same number with BE in front: BE 1023.785.609.
- Where is EGM CONCEPT based?
- The registered office is at Rue d'En-dessous 2/A006, 6211 Les Bons Villers.Company details
- What does EGM CONCEPT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of EGM CONCEPT?
- EGM CONCEPT is a private limited company (BV).
- When was EGM CONCEPT founded?
- EGM CONCEPT was founded on 28-05-2025.
- Is EGM CONCEPT still active?
- Yes, EGM CONCEPT is an active enterprise in the KBO register.
- What is the turnover of EGM CONCEPT?
- The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €1,572 and 263 comparable companies (NACE 41001). It probably lies between €9,800 and €34,000. It is a rough estimate.Financials
- Is EGM CONCEPT profitable?
- In financial year 2025, EGM CONCEPT made a profit of €1,198.
- Where can I find the annual accounts of EGM CONCEPT?
- EGM CONCEPT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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