Turnover
≈ €15,000 estimated
The micro format states no turnover.
FPI CONSTRUCT
Lifetime
1 annual account with figurespeak €1,247 (2025)
€1,247
peak €66 (2025)
€66
peak €1,566 (2025)
€1,566
€12,575
Board1 name since 2025
1 directorPIRSON Félix
Documentsfilings and deeds
17-08-202617 days late
2025micro format
Incorporation 03-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€12,575 89% of the balance sheet
Suppliers 15%Taxes and wages 47%Other 38%
Of this, €7,765 falls due within a year.
Position in the sector
€1,566
Less equity than 86% of companies in construction of buildings. Sector median €45,553 · 9,465 companies.
2025 accounts filed 17 days after the deadline
Checked score
55
Fair
Financially stronger than 39% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%
06-2026: 3.7%▲ +0.1 percentage points vs 05-2026
07-2026: 4.0%▲ +0.3 percentage points vs 06-2026
08-2026: 4.2%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 1.5%▼ -2.7 percentage points vs 08-2026lowest value
10-2026: 1.6%▲ +0.1 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €14,141
lowers risk
Liquidity: current ratio 1.82, cash €12,420
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 19% of them on solvency, 76% on liquidity and 23% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 294 companies had the same profile as FPI CONSTRUCT has now. Each dot is one company, two years later.
95.6%
were still trading
2.0%
stopped another way
2.4%
went bankrupt
That fits the bankruptcy probability of FPI CONSTRUCT itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 294 companies, not a prediction for FPI CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9462 sector peers (2025).
NBB · sector comparisonPosition among 9462 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
17 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021736731
Incorporation
Founding capital of €1,500 · Founder: PIRSON Félix · Appointment: PIRSON Félix (director) · published on 03-04-2025 · Gazette deed
First establishment
Rue Lieut.Col.Maniette 29, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FPI CONSTRUCT Namur | €14,141 | €1,247 | 11.1% | - |
| ROSSIGNOL C Beauraing | €14,932 | -€13,116 | -105.0% | - |
| IN FACADE RENOVATION Zaventem | €15,119 | -€6,148 | -35.9% | - |
| Jaja Nieuwpoort | €13,100 | €985 | 14.3% | - |
| AFA consulting & construct Puurs-Sint-Amands | €16,409 | -€5,832 | -33.0% | - |
| W&S Construct Laakdal | €11,108 | €1,233 | 28.6% | - |
| INOVA DESIGN & CONSTRUCT Drogenbos | €11,818 | €1,177 | 17.4% | - |
These companies have the same main activity as FPI CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €11,100 and €16,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 01-04-2025Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.373.069.6635020 Namur, since 01-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 15-04-2025
Insights on FPI CONSTRUCT
The computed 12-month bankruptcy probability of FPI CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €1,566 and a net result of €66.
Its solvency ranks better than 19% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FPI CONSTRUCT
- What is the company number of FPI CONSTRUCT?
- The company number of FPI CONSTRUCT is 1021.736.731. The VAT number is the same number with BE in front: BE 1021.736.731.
- Where is FPI CONSTRUCT based?
- The registered office is at Rue Lieut.Col.Maniette 29, 5020 Namur.Company details
- What does FPI CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of FPI CONSTRUCT?
- FPI CONSTRUCT is a private limited company (BV).
- When was FPI CONSTRUCT founded?
- FPI CONSTRUCT was founded on 01-04-2025.
- Is FPI CONSTRUCT still active?
- Yes, FPI CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of FPI CONSTRUCT?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €1,247 and 263 comparable companies (NACE 41001). It probably lies between €7,800 and €27,000. It is a rough estimate.Financials
- Is FPI CONSTRUCT profitable?
- In financial year 2025, FPI CONSTRUCT made a profit of €66.
- Where can I find the annual accounts of FPI CONSTRUCT?
- FPI CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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