Ecowarmte
ActiveThe computed 12-month bankruptcy probability of Ecowarmte is 1.8% (moderate). The 2025 annual accounts show equity of €17k and a net result of €7k. Its solvency ranks better than 15% of 7921 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency21
Growth-
Stability67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.22), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7921 sector peers (2025).
NBB · sector comparisonPosition among 7921 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€17k
Total assets
€222k
Net result
€7k
Working capital
€37k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €222k
Fixed assets
€15k
Current assets
€207k
Equity and liabilities €222k
Equity
€17k
Debt
€205k
Debt finances 92.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€9k
Solvency
7.7%
Current ratio
1.22
Quick ratio
0.58
Debt / equity
11.93
ROE
41.8%
ROA
3.2%
Interest coverage
2.14
Debt
€205k
Debt ≤ 1 year
€170k
Debt > 1 year
€34k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€222k
Fixed assets21/28€15k
Intangible fixed assets21€4k
Tangible fixed assets22/27€11k
Plant, machinery and equipment23€2k
Furniture and vehicles24€412
Other tangible fixed assets26€8k
Current assets29/58€207k
Stocks and contracts in progress3€108k
Stocks30/36€108k
Amounts receivable within one year40/41€75k
Trade receivables40€68k
Other amounts receivable41€7k
Cash at bank and in hand54/58€19k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€222k
Equity10/15€17k
Contributions10/11€10k
Profit (loss) carried forward14€7k
Amounts payable17/49€205k
Amounts payable after more than one year17€34k
Financial debts170/4€34k
Amounts payable within one year42/48€170k
Trade debts44€80k
Suppliers440/4€80k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€89k
Accrued charges and deferred income492/3€800
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€612
Gross operating margin9900€9k
Operating profit (loss)9901€7k
Financial income75/76B€6k
Recurring financial income75€6k
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baasrodeveerstraat 389220 Hamme (Vl.)Ground area
519 m²
Building footprint
244 m²
Volume, LiDAR
886 m³
Parcel 42014C0271/00G000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ecowarmte
since 20242.361.676.222
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42014C0271/00G000 | Flanders | 519 m² | 1 · 243 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EPPOLIGHT
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DECCA CHASSIS
BE 0733.709.087
Jodoigne · Eq €17k
KRANTO
BE 0809.883.781
Vorst · Eq €17k
YALTA
BE 0473.658.720
Oud-Turnhout · Eq €17k
LD Creations Design
BE 0724.621.573
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Of 1,794 companies in sector 46831 we hold annual accounts for 1,390. 395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2024
Fiscal year end31-03
Activities, NACEBEL
46831Wholesale of construction materials, general range
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.