DECCA CHASSIS

Active

Private limited companyfounded 20197 yrs activeAllée Des Ormes(Jod.) 18, 1370 Jodoigne, BelgiumKBO/BCE: BE 0733.709.087

The computed 12-month bankruptcy probability of DECCA CHASSIS is 2.9% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-17k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 7912 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair▼ -52 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability24▼-67

Solvency75▼-14

Growth50▼-35

Stability100

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.37 against 1.86 in 2024), and 56.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

43.8%

Return on assets

-42.8%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

1 d early

2024

29 d late

2023

89 d late

2022

32 d late

2021

5 d late

2020

25 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

€123k▼ 45.7%

2024 · €227k

2021: €108k 2022: €112k 2023: €374k 2024: €227k

2021 → 2025

EBIT margin

11.9%▼ 1.9pp

2024 · 13.8%

2021: -0.4% 2022: -2.5% 2023: -1.7% 2024: 13.8%

2021 → 2025

Net result

€-17k

2024 · €34k

2021: €-243 2022: €-3k 2023: €-7k 2024: €34k

2021 → 2025

Working capital

€8k▼ 73.9%

2024 · €32k

2021: €9k 2022: €7k 2023: €-6k 2024: €32k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€108k-€112k▲ 4.0%€374k▲ 233%€227k▼ 39.3%€123k▼ 45.7%

Equity€10k-€7k▼ 28.5%€651▼ 91.2%€35k▲ 5,265%€17k▼ 50.4%

Operating result€-477-€-3k▼ 494%€-6k▼ 128%€31k€15k▼ 53.3%

Net result€-243-€-3k▼ 1,109%€-7k▼ 128%€34k€-17k

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 53% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €40k

22.9%

77.1%

Fixed assets €9k▲ 77.2%

Current assets €30k▼ 55.7%

Equity and liabilities €40k

43.8%

56.2%

Equity €17k▼ 50.4%

Debt €22k▼ 42.9%

The debt ratio rises from 52.7% to 56.2%: equity shrinks faster than debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€18k▼

2024 · €33k

Cash flow

€-14k▼

2024 · €36k

Solvency

43.8%▼

2024 · 47.3%

Current ratio

1.37▼

2024 · 1.86

Quick ratio

1.37▼

2024 · 1.86

Debt / equity

1.28▲

2024 · 1.11

ROE

-97.6%▼

2024 · 98.2%

ROA

-42.8%▼

2024 · 46.5%

Interest coverage

0.57▼

2024 · 130.09

Debt

€22k▼

2024 · €39k

Debt ≤ 1 year

€22k▼

2024 · €37k

Staff costs

€0▼

2024 · €58k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€74k€40k▼

Fixed assets21/28€5k€9k▲

Tangible fixed assets22/27€4k€6k▲

Furniture and vehicles24€4k€6k▲

Financial fixed assets28€947€3k▲

Current assets29/58€69k€30k▼

Amounts receivable within one year40/41€62k€22k▼

Trade receivables40€43k€10k▼

Other amounts receivable41€20k€11k▼

Cash at bank and in hand54/58€6k€9k▲

Deferred charges and accrued income490/1€110€0▼

Equity and liabilities

Total equity and liabilities10/49€74k€40k▼

Equity10/15€35k€17k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€30k€12k▼

Amounts payable17/49€39k€22k▼

Amounts payable within one year42/48€37k€22k▼

Trade debts44€13k€22k▲

Suppliers440/4€13k€22k▲

Advances received on contracts in progress46€0-

Taxes, remuneration and social security45€24k€0▼

Taxes450/3€10k€0▼

Remuneration and social security454/9€15k€0▼

Accrued charges and deferred income492/3€2k€0▼

Income statement Code20242025

Turnover70€227k€123k▼

Goods, raw materials, services and sundry goods60/61€132k€102k▼

Remuneration, social security and pensions62€58k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲

Other operating charges640/8€4k€3k▼

Gross operating margin9900€95k€21k▼

Operating profit (loss)9901€31k€15k▼

Financial income75/76B€3k€78▼

Recurring financial income75€3k€78▼

Financial charges65/66B€253€32k▲

Recurring financial charges65€253€32k▲

Profit (loss) for the period before taxes9903€34k€-17k▼

Profit (loss) for the period9904€34k€-17k▼

Profit (loss) for the period to be appropriated9905€34k€-17k▼

Appropriation of the result

Profit (loss) to be appropriated9906€28k€12k▼

Profit (loss) brought forward from the previous period14P€-7k€29k▲

Transfer from equity791/2€2k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Weakest financial yearnet €-17k ▼149%

Net result drops to €-17k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 29 days late

2024

31-12

Financial Back to profitnet €34k

Net result €34k after 3 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 1.86

Current ratio from 0.90 to 1.86; short-term debt falls from €63k to €37k.

28-10

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 89 days late

2023

01-09

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 32 days late

2022

05-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 5 days late

2021

25-08

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 25 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2019

Léon LAROY

Director · since 02-12-2019

Not recently confirmed

02-12-2019 Appointed as Director

Location & real-estate footprint

Registered office, Jodoigne · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée Des Ormes(Jod.) 181370 Jodoigne

Ground area

1,418 m²

Building footprint

395 m²

2 parcels, Wallonia. Linked by address, not a title deed.

1 establishment unit

DECCA CHASSIS

Rue de Francquenée,Taviers 66, 5310 EghezéeJoinery installation

since 20192.296.818.656

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25048B0133/00E005	Wallonia	1,061 m²	1 · 276 m²	-
92122C0098/00V000	Wallonia	357 m²	1 · 119 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

RENO NOWAK

BE 0825.547.006

Steenokkerzeel · Eq €17k

BV CONSTRUCT & CONSULT

BE 0478.918.494

Saint-Georges-sur-Meuse · Eq €17k

Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 5,809 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-09-2019

Fiscal year end31-12

Activities, NACEBEL

43320Joinery installation

46831Wholesale of construction materials, general range

46832Wholesale of timber

47521Retail sale of hardware, building materials, paint and glass (general range)

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries

E-mail:deborahcarpentier88@gmail.com

Enterprise

E-mail:deccachassis@gmail.com

Enterprise

Phone:+32496302472

Enterprise