Ecova Projecten
ActiveEcova Projecten has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €491k and a net result of €-23k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-6
Solvency92=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.75 in 2024; short-term debt: 33.1% and cash: 87% of total assets), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-03-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
6 d late
2020
376 d late
2019
739 d late
2018
380 d late
2017
35 d late
2016
388 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€491k▼ 4.5%
2024 · €514k
2018: €171k
2019: €230k
2020: €259k
2024: €514k
2018 → 2025
Total assets
€734k▼ 4.7%
2024 · €771k
2018: €552k
2019: €581k
2020: €672k
2024: €771k
2018 → 2025
Net result
€-23k
2024 · €12k
2018: €48k
2019: €59k
2020: €29k
2024: €12k
2018 → 2025
Working capital
€448k=
2024 · €448k
2018: €109k
2019: €157k
2020: €204k
2024: €448k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020242025Trend
Equity€171k-€230k▲ 34.8%€259k▲ 12.4%€514k▲ 98.7%€491k▼ 4.5%
Operating result€48k-€65k▲ 34.2%€51k▼ 21.4%€29k▼ 43.9%€-25k
Net result€48k-€59k▲ 23.9%€29k▼ 52.0%€12k▼ 57.0%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €734k
Fixed assets
€43k▼ 34.7%
Current assets
€691k▼ 1.9%
Equity and liabilities €734k
Equity
€491k▼ 4.5%
Debt
€243k▼ 5.2%
The debt ratio falls from 33.3% to 33.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €58k
Cash flow
€7k▼
2024 · €42k
Solvency
66.9%▲
2024 · 66.7%
Current ratio
2.84▲
2024 · 2.75
Quick ratio
2.78▲
2024 · 2.69
Debt / equity
0.49▼
2024 · 0.50
ROE
-4.7%▼
2024 · 2.4%
ROA
-3.1%▼
2024 · 1.6%
Interest coverage
28.00▼
2024 · 804.33
Debt
€243k▼
2024 · €257k
Debt ≤ 1 year
€243k▼
2024 · €257k
Income taxes
€162▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€771k€734k▼
Fixed assets21/28€66k€43k▼
Tangible fixed assets22/27€66k€41k▼
Land and buildings22€0€3k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€65k€36k▼
Financial fixed assets28€0€3k▲
Current assets29/58€705k€691k▼
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€7k€32k▲
Trade receivables40€7k€25k▲
Other amounts receivable41€836€8k▲
Current investments50/53€0-
Cash at bank and in hand54/58€682k€639k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€771k€734k▼
Equity10/15€514k€491k▼
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€482k€459k▼
Amounts payable17/49€257k€243k▼
Amounts payable within one year42/48€257k€243k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€16k€0▼
Taxes450/3€16k€0▼
Other amounts payable47/48€240k€242k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€30k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€65k€10k▼
Operating profit (loss)9901€29k€-25k▼
Financial income75/76B€66k€2k▼
Recurring financial income75€1k€2k▲
Non-recurring financial income76B€64k€0▼
Financial charges65/66B€72€172▲
Recurring financial charges65€72€172▲
Profit (loss) for the period before taxes9903€94k€-23k▼
Income taxes67/77€82k€162▼
Profit (loss) for the period9904€12k€-23k▼
Profit (loss) for the period to be appropriated9905€12k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€494k€459k▼
Profit (loss) brought forward from the previous period14P€482k€482k=
Transfer to equity691/2€12k€0▼
To other reserves6921€12k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-23k ▼287%
Net result drops to €-23k, the lowest in the series.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-09
Financial
Equity above €500kEq €514k ▲98.7%
4 profitable years in a row build equity to €514k.
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 376 days late
09-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 739 days late
2020
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 380 days late
2019
30-09
Financial
Highest result since 2018net €59k ▲23.9%
Operating result €65k, net result €59k, both a record.
30-09
Financial
Equity above €200kEq €230k ▲34.8%
2 profitable years in a row build equity to €230k.
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 35 days late
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 388 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 121 days late
2015
24-04
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
28-04
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herent 1963910 PeltGround area
3,350 m²
Building footprint
1,007 m²
Volume, LiDAR
3,023 m³
2 parcels, Flanders · tallest building 17.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ecova
since 20062.150.945.009
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72010A0151/00H004 | Flanders | 2,440 m² | 1 · 874 m² | 17.4 m · 1 fl. |
| 72362D0903/00A016 | Flanders | 910 m² | 1 · 133 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALUGARDEN
BE 0449.726.741
Vilvoorde · Eq €491k
WILLAERT PIETER
BE 0896.247.633
Ichtegem · Eq €491k
SCHIFFELEERS-GLAS
BE 0435.968.379
Alken · Eq €491k
COPPENS FREDERIK
BE 0894.479.164
Kaprijke · Eq €491k
WeMaintain
BE 0801.822.586
Wichelen · Eq €490k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 5,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-01-2006
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.