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Belitrudo

Active
Private limited companyfounded 1999active for 27 yearsRietvennestraat 22, 3511 Hasselt, BelgiumKBO/BCE: BE 0466.709.659
Summary

Belitrudo has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,135 and a net result of -€43,895. Equity is shrinking by about 2.8% per year across the filed financial years. Its solvency ranks better than 19% of 34,072 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€996,153total assets 2025
Equity
€166,135
Loss
-€43,895
Turnover not published (micro format)
Financial health
79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Holdings
3
Accounts 2 days early1 of 2 deeds read
Why 79raises riskSector: Specialised construction activities (NACE 43)Loss of €43,895 (financial year 2025)lowers riskSize: total assets €996,153Founded in 1999Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 12% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Weak
Solvency 42-7
equity 16.7% of total assets
Liquidity 6-3
short-term debt 83.3% · cash 1.4%
Profitability 13-29
return on assets -4.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,546 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.8%▲ +0.2 percentage points vs 12-2024 02-2025: 1.2%▲ +0.4 percentage points vs 01-2025 03-2025: 1.5%▲ +0.3 percentage points vs 02-2025 04-2025: 2.3%▲ +0.8 percentage points vs 03-2025 05-2025: 2.5%▲ +0.2 percentage points vs 04-2025 06-2025: 3.0%▲ +0.5 percentage points vs 05-2025 07-2025: 4.6%▲ +1.6 percentage points vs 06-2025 08-2025: 4.6%● unchanged vs 07-2025 09-2025: 4.7%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 4.3%▼ -0.4 percentage points vs 09-2025 11-2025: 4.3%● unchanged vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.3%● unchanged vs 12-2025 02-2026: 0.3%▼ -4.0 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.93, compared with 0.97 in 2023, below 1; short-term debt: 83.3% and cash: 1.4% of total assets), and 83.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 5% on liquidity and 12% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €996,153
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €43,895 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34072 sector peers (2025).
NBB · sector comparison
Position among 34072 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2023
on the day
2022
7 days late
2021
on the day
2020
17 days late
2019
on the day
2018
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 43) for financial year 2023 is 1 day before the deadline, and 44% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end14-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Jozef Bellings (director)Appointment: Greta Quintiens (director) ·…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Weakest financial yearnet -€43,895

Key points

  • Caution: Among the weakest 5% on net resultsector median €10,256 · 34,058 companies -€43,895 View
  • Caution: Board changedlatest change 07-01-2026 · 1 in office 1 joined · 1 left View
  • Active since 1999founded 19-08-1999 27 years View

By topic

Financials

Financial year
2025
Total assets
€996,153
Loss
-€43,895
Solvency
16.7%
Total assets▲ 17.1%
Net result
20192025
Go to Financials

Timeline

Events
31
Since
2001
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 30-06-2023Back to profit
  3. 30-06-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
19-08-1999
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
Second Friday of December at 10:00
Purpose
“De aan- en verkoop in het groot en in het klein van alle bouwmaterialen en alle…” (deed in Dutch)
Go to Articles of association

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