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SCHILTZ

Active
Private limited companyfounded 2008active for 18 yearsKBO/BCE: BE 0897.242.773
Summary

SCHILTZ has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €449,198 and a net result of €1,836, of which €13,435 non-recurring income. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 82% of 9,883 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-04-2008 Normal situation
Legal form
Private limited company
Activity
Joinery installation NACE 43320and 4 others
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 31-03-2025
Establishment unit
2.355.764.467 8870 Izegem, since 02-11-2022
Financial year end
31 March
Peppol
Reachable

Board and ownership

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 31-03-2025
Gross margin
€14,998
▲ 41×
Turnover
≈ €150,000
estimated
Profit
€1,836
Equity
€449,198
▲ 0.4%
Total assets
€610,471
▼ 6.2%
  • 2026 accounts not filed, 2 days past the deadline
Filed on 31-10-2025
Score breakdownraises riskFigures for financial year 2025 (filed on 04-11-2025)lowers riskLiquidity: current ratio 1.85, cash €247,555Size: total assets €610,471Equity €449,198 (73.6% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 99+5
equity 73.6% of total assets
Liquidity 92-1
short-term debt 23.0% · cash 40.6%
Profitability 27+2
return on assets 0.3%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025highest value 11-2025: 0.6%▼ -0.6 percentage points vs 10-2025 12-2025: 0.1%▼ -0.5 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.2%▲ +0.1 percentage points vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.85 (2.08 in 2024), above the usual 1.5. Short-term debt is 23% and cash 40.6% of total assets. 26.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 79% of them on solvency, 89% on liquidity, 16% on profitability and 36% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.85, cash €247,555
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 04-11-2025)
NBB · annual accounts
lowers risk · Size: total assets €610,471
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €449,198 (73.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
on the day
2024
on the day
2023
1 day early
2022
4 days late
2021
16 days late
2020
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 82% of companies in specialised constructionsector median 44.0% · 9,883 companies 73.6% View

Recent changes

  1. · Gazette deed Registered office moved within Roeselare
  2. · Gazette deed Registered office moved within RoeselareChange of role: SCHILTZ Patricia Esther Louis, from manager to statutory director · Appointments: ROETS Louise Lena Yvan (opvolgend statutair bestuurder) and ROETS Justine Anne Ludo (opvolgend statutair bestuurder)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as SCHILTZ: joinery installation (NACE 43320). They are comparable in size and age: total assets between €413,000 and €734,000, founded between 2005 and 2010.

CompanyTotal assetsGross margin
SCHILTZ€610,471€14,998
ART DE VIVRE CREATIEVE WOONCULTUUR Dendermonde€595,022€11,725
MJ KERA Houthalen-Helchteren€507,774€18,104
SOOCO Tremelo€534,654€21,488
Ecova Projecten Pelt€734,450€10,494
HOUT-EN BOUWWERKEN MISSIAEN CHRIS Wielsbeke€492,225€23,447
JOHAN GILIS INTERIEUR Tongeren-Borgloon€412,586€16,795
Full comparison

Key facts about SCHILTZ

What is the company number of SCHILTZ?
The company number of SCHILTZ is 0897.242.773. The VAT number is the same number with BE in front: BE 0897.242.773.
What does SCHILTZ do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of SCHILTZ?
The legal form of SCHILTZ is Private limited company (BV).
When was SCHILTZ founded?
SCHILTZ was founded on 10-04-2008.
Is SCHILTZ still active?
Yes, SCHILTZ is an active enterprise in the KBO register.Company details
How many employees does SCHILTZ have?
SCHILTZ had an average of 4.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does SCHILTZ fall under?
In its 31-03-2025 annual accounts, SCHILTZ states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of SCHILTZ?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €14,998 and 84 comparable companies (NACE 43320). It probably lies between €87,000 and €300,000. It is a rough estimate.
Is SCHILTZ profitable?
In financial year 2025, SCHILTZ made a profit of €1,836.
Where can I find the annual accounts of SCHILTZ?
SCHILTZ filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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