ECONOW
ActiveECONOW has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €53k. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+45
Solvency100▲+17
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.4 in 2024; short-term debt: 21% and cash: 65.4% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
67%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-11-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
27 d late
2023
28 d late
2022
25 d late
2021
29 d late
2020
16 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 558%
2024 · €9k
2019: €10k
2020: €4k
2021: €4k
2022: €5k
2023: €8k
2024: €9k
2019 → 2025
Total assets
€79k▲ 387%
2024 · €16k
2019: €11k
2020: €4k
2021: €7k
2022: €10k
2023: €11k
2024: €16k
2019 → 2025
Net result
€53k▲ 4,623%
2024 · €1k
2019: €-5k
2020: €-6k
2021: €643
2022: €1k
2023: €3k
2024: €1k
2019 → 2025
Working capital
€40k▲ 325%
2024 · €9k
2019: €10k
2020: €3k
2021: €4k
2022: €5k
2023: €8k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€5k▲ 28.5%€8k▲ 56.0%€9k▲ 13.4%€62k▲ 558%
Operating result€781-€1k▲ 65.1%€3k▲ 133%€1k▼ 62.6%€56k▲ 4,900%
Net result€643-€1k▲ 84.8%€3k▲ 152%€1k▼ 62.6%€53k▲ 4,623%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4,900% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€22k▲ 30,098%
Current assets
€57k▲ 250%
Equity and liabilities €79k
Equity
€62k▲ 558%
Debt
€17k▲ 146%
The debt ratio falls from 41.5% to 21.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k
Cash flow
€55k
Solvency
79.0%▲
2024 · 58.5%
Current ratio
3.42▲
2024 · 2.40
Quick ratio
3.42▲
2024 · 2.40
Debt / equity
0.27▼
2024 · 0.71
ROE
84.8%▲
2024 · 11.8%
ROA
67.0%▲
2024 · 6.9%
Debt
€17k▲
2024 · €7k
Debt ≤ 1 year
€17k▲
2024 · €7k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€79k▲
Fixed assets21/28€74€22k▲
Tangible fixed assets22/27-€22k
Furniture and vehicles24-€22k
Financial fixed assets28€74€115▲
Current assets29/58€16k€57k▲
Amounts receivable after more than one year29€3k-
Trade receivables290€3k-
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€8k€5k▼
Other amounts receivable41€58€58=
Cash at bank and in hand54/58€5k€52k▲
Equity and liabilities
Total equity and liabilities10/49€16k€79k▲
Equity10/15€9k€62k▲
Contributions10/11€41k€41k=
Reserves13€9k€22k▲
Non-distributable reserves130/1€4k-
Reserves not available under the articles1311€4k-
Distributable reserves133€5k€22k▲
Profit (loss) carried forward14€-40k€17▲
Amounts payable17/49€7k€17k▲
Amounts payable within one year42/48€7k€17k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€586€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€536€4k▲
Gross operating margin9900€2k€62k▲
Operating profit (loss)9901€1k€56k▲
Financial income75/76B-€0
Recurring financial income75-€0
Profit (loss) for the period before taxes9903€1k€56k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€1k€53k▲
Profit (loss) for the period to be appropriated9905€1k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€13k▲
Profit (loss) brought forward from the previous period14P€-41k€-40k▲
Transfer from equity791/2-€9k
Transfer to equity691/2-€22k
To other reserves6921-€22k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
31-03
Financial
Highest result since 2019net €53k ▲4623%
Operating result €56k, net result €53k, both a record.
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
31-03
Financial
Back to profitnet €643
Net result €643 after 2 loss-making years.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
31-03
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée Ferme du Bercuit 321390 Grez-DoiceauGround area
4,204 m²
Building footprint
799 m²
Volume, LiDAR
4,373 m³
Parcel 52022C0196/00C003, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Pétria 1, 6140 Fontaine-l'Evêque
since 19772.013.983.680
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52022C0196/00C003 | Wallonia | 4,204 m² | 1 · 799 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900PU0YJ63VJ68550
Similar companies · same sector, comparable size
KALO CARRELAGE
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BE 0464.525.179
Berlare · Eq €62k
HOUBBEN CARRELAGE
BE 0863.629.701
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SORET VINCENT
BE 0747.910.382
Overijse · Eq €62k
FABIEN ISERENTANT
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Herve · Eq €63k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,561 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-1977
Fiscal year end31-03
Activities, NACEBEL
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.