STRYPSTEEN
ActiveSummary
STRYPSTEEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €-21k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-95
Solvency73▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 4.15 in 2024; short-term debt: 28.1% and cash: 11.7% of total assets), but 51.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.1%
Return on assets
-28.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
20 d early
2022
26 d early
2021
39 d early
2020
3 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 36.9%
2024 · €56k
2018: €35k
2019: €27k
2020: €25k
2021: €32k
2022: €31k
2023: €36k
2024: €56k
2018 → 2025
Total assets
€73k▼ 22.0%
2024 · €94k
2018: €46k
2019: €48k
2020: €40k
2021: €42k
2022: €42k
2023: €54k
2024: €94k
2018 → 2025
Net result
€-21k
2024 · €20k
2018: €9k
2019: €-8k
2020: €-2k
2021: €7k
2022: €-2k
2023: €5k
2024: €20k
2018 → 2025
Working capital
€29k▼ 37.2%
2024 · €46k
2018: €27k
2019: €16k
2020: €14k
2021: €22k
2022: €25k
2023: €32k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€31k▼ 4.8%€36k▲ 15.8%€56k▲ 56.2%€35k▼ 36.9%
Operating result€8k-€-782€5k€21k▲ 307%€-20k
Net result€7k-€-2k€5k€20k▲ 312%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€24k ▼ 28.0%
Current assets
€50k ▼ 18.7%
Equity and liabilities €73k
Equity
€35k ▼ 36.9%
Debt
€38k ▼ 0.1%
Debt's share of the balance-sheet total rises from 40.6% to 51.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €25k
Cash flow
€-11k▼
2024 · €24k
Current ratio
2.42▼
2024 · 4.15
Quick ratio
2.32▼
2024 · 4.14
Debt to equity
1.08▲
2024 · 0.68
ROE
-58.4%▼
2024 · 36.0%
ROA
-28.1%▼
2024 · 21.4%
Interest coverage
-6.30▼
2024 · 21.96
Debt ≤ 1 year
€21k▲
2024 · €15k
Debt > 1 year
€17k▼
2024 · €23k
Income taxes
€644▼
2024 · €720
Staff costs
€41k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€73k▼
Fixed assets21/28€33k€24k▼
Tangible fixed assets22/27€32k€23k▼
Land and buildings22€954€482▼
Plant, machinery and equipment23€316€13▼
Furniture and vehicles24€31k€22k▼
Financial fixed assets28€540€540=
Current assets29/58€61k€50k▼
Stocks and contracts in progress3€220€2k▲
Stocks30/36€220€2k▲
Amounts receivable within one year40/41€40k€38k▼
Trade receivables40€13k€8k▼
Other amounts receivable41€27k€31k▲
Cash at bank and in hand54/58€21k€9k▼
Deferred charges and accrued income490/1€214€677▲
Equity and liabilities
Total equity and liabilities10/49€94k€73k▼
Equity10/15€56k€35k▼
Contributions10/11€19k€19k=
Reserves13€59k€59k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€-22k€-43k▼
Amounts payable17/49€38k€38k▼
Amounts payable after more than one year17€23k€17k▼
Financial debts170/4€23k€17k▼
Amounts payable within one year42/48€15k€21k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€7k€14k▲
Suppliers440/4€7k€14k▲
Taxes, remuneration and social security45€2k€720▼
Taxes450/3-€720
Remuneration and social security454/9€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€31k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-4k
Other operating charges640/8€2k€19k▲
Non-recurring operating charges66A€205-
Gross operating margin9900€57k€45k▼
Operating profit (loss)9901€21k€-20k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Non-recurring financial charges66B€212€177▼
Profit (loss) for the period before taxes9903€21k€-20k▼
Income taxes67/77€720€644▼
Profit (loss) for the period9904€20k€-21k▼
Profit (loss) for the period to be appropriated9905€20k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-43k▼
Profit (loss) brought forward from the previous period14P€-42k€-22k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-21k ▼202%
Net result drops to €-21k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20k ▲312%
Operating result €21k, net result €20k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merehoekstraat 429550 HerzeleGround area
564 m²
Building footprint
124 m²
Volume, LiDAR
689 m³
Parcel 41028B0613/00M000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Merehoekstraat 42, 9550 Herzele
since 19912.055.583.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41028B0613/00M000 | Flanders | 564 m² | 1 · 124 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WH-STONEAGE
BE 0702.811.322
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BE 0742.875.587
Herstal · Eq €35,379
Wauters Joris
BE 1008.494.944
Hamme (Vl.) · Eq €35,048
VANNEUVILLE CHRISTIAN
BE 0822.946.317
Koksijde · Eq €34,990
BERKVENS
BE 0832.936.822
Zemst · Eq €34,977
Of 3,962 companies in sector 43331 we hold annual accounts for 1,790. 1,507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.