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AL PRO

Active
Private limited companyfounded 198541 yrs activeGrand'Route(FLG) 207, 4400 Flémalle, BelgiumKBO/BCE: BE 0427.882.440
Summary

AL PRO has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,377 and a net result of €26,267. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
AL PROActiveChecked score 84/100
Risk analysis ReportCompare

Overview

What they do
Retail trade
NACE 47523Floor and wall tiling NACE 43331NACE 52483
#8 oldest company in Flémalle, Wholesale and retail trade sector1 site
How big
€71,079total assets 2025
Staff
2 FTE
Equity
€12,377
Profit
€26,267
Turnover not published (abridged schema)
Financially healthy?
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Accounts 185 d early0 of 3 deeds read
Why 84- Sector Retail trade (NACE 47)+ Founded in 1985+ Size: total assets €71,079+ Figures for FY 2025 (filed 28-01-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 42+38
equity 17.4% of total assets
Liquidity 10+8
short-term debt 82.6% · cash 4.5%
Profitability 100+18
return on assets 37.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● 0.0% vs 11-2024 01-2025: 1.2%▼ -10.8% vs 12-2024 02-2025: 1.2%● 0.0% vs 01-2025 03-2025: 1.2%● 0.0% vs 02-2025 04-2025: 1.2%▼ -4.8% vs 03-2025 05-2025: 1.4%▲ +16.7% vs 04-2025 06-2025: 1.3%▼ -2.8% vs 05-2025 07-2025: 1.5%▲ +11.7% vs 06-2025 08-2025: 2.0%▲ +36.9% vs 07-2025highest value 09-2025: 1.9%▼ -7.8% vs 08-2025 10-2025: 1.9%● 0.0% vs 09-2025 11-2025: 0.8%▼ -57.3% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.1% vs 12-2025 02-2026: 0.5%▼ -43.2% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.4%▼ -2.0% vs 04-2026lowest value 06-2026: 0.4%● 0.0% vs 05-2026lowest value 07-2026: 0.4%● 0.0% vs 06-2026lowest value 08-2026: 0.4%● 0.0% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1985 lowers the probability for this profile
  • Size: total assets €71,079 lowers the probability for this profile
  • Figures for FY 2025 (filed 28-01-2026) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.77 in 2024; short-term debt: 82.6% and cash: 4.5% of total assets), and 82.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 33%, liquidity 11%, profitability 96%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €71,079
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 28-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-01-2026, 185 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
185 d early
2024
29 d late
2023
29 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €26,267 ▲264%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Flémalle, Wholesale and retail trade…in the Checked rankings #8 View
  • Active since 1985founded 25-09-1985 41 years View
  • Total assets 20256 fiscal years filed €71,079 View

By topic

Financials

Fiscal year
2025
Total assets
€71,079
Profit
€26,267
Solvency
17.4%
Total assets▲ 6.2%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 27-01-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47523
Founded
25-09-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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