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ECOCULTURE

Active
Cooperative company·Teelt van druiven· 27 yrs active
Place Albert-Paul,Torgny 5 ·6767 Rouvroy, Belgium
KBO/BCE: BE 0466.166.360
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age27 yrs
Board6
Connections2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ECOCULTURE is < 0.1% (very low). The 2024 annual accounts show equity of €117k and a net result of €829. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 813 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 77% of 813 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00461955
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00435901
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00416665
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20420839
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-61300197
31-12-2019 31-07-2020 31-12-2020 153 d late 2020-77800389
31-12-2017 31-07-2018 07-08-2018 7 d late 2018-44100383
31-12-2016 31-07-2017 21-08-2017 21 d late 2017-45900262
31-12-2015 31-07-2016 19-07-2016 12 d early 2016-34400470
31-12-2014 31-07-2015 21-07-2015 10 d early 2015-33100330

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form Lower-failure-rate sector Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€27k-16.8%
EBIT margin11.6%-9.8pp
Net result€829-34.8%
Working capital€129k+5.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kRevenue 2020: €36k€36kOperating result 2020: €-10k€-10kNet result 2020: €5k€5kRevenue 2021: €33k€33kOperating result 2021: €7k€7kNet result 2021: €10k€10kRevenue 2022: €27k€27kOperating result 2022: €3k€3kNet result 2022: €8k€8kOperating result 2023: €-2k€-2kNet result 2023: €1k€1kOperating result 2024: €-2k€-2kNet result 2024: €829€82920202021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~12.1%/year over 6 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k2025: €135k (€125k - €144k)2026: €151k (€138k - €164k)2027: €169k (€152k - €187k)2019: €69k2020: €70k2021: €77k2022: €109k2023: €110k2024: €117k201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 01, Agriculture · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 53.8% 20.2%
better than 77% of 813 sector peers
Net result €829 €5k
better than 39% of 812 sector peers
Equity €117k €36k
better than 76% of 813 sector peers
Gross operating margin €-2k €33k
better than 16% of 813 sector peers
Total assets €218k €218k
better than 50% of 813 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P77
2020: P60 · n=1682021: P61 · n=3082022: P74 · n=5062023: P75 · n=6822024: P77 · n=8132020 2024
Improving position over 2020-2024 · n=168-813
Net result P39
2020: P30 · n=1682021: P60 · n=3072022: P54 · n=5052023: P42 · n=6812024: P39 · n=8122020 2024
Weakening position over 2020-2024 · n=168-812
Equity P76
2020: P50 · n=1682021: P67 · n=3082022: P76 · n=5062023: P77 · n=6822024: P76 · n=8132020 2024
Improving position over 2020-2024 · n=168-813
Gross operating margin P16
2020: P22 · n=1682021: P35 · n=3052022: P41 · n=5052023: P34 · n=6812024: P16 · n=8132020 2024
Stable position over 2020-2024 · n=168-813
Describes the position versus peers, not a forecast.
Revenue
€27k
-16.8% 19-24
EBITDA
€1k
-24.2% 19-24
Net profit
€829
-34.8% 19-24
Cash flow
€4k
-10.2% 19-24
Total assets
€218k
+2.1% 19-24
Equity
€117k
+6.9% 19-24
Working capital
€129k
+5.3% 19-24
Staff costs
€0
- 19-24
Income taxes
€9
- 19-24
Debt
€100k
-1.2% 19-24
Debt ≤ 1y
€57k
-10.0% 19-24
Debt > 1y
€42k
+134.9% 19-24
Current ratio
3.25
+11.2% 19-24
Quick ratio
0.37
+102.4% 19-24
Solvency
53.8%
+4.7% 19-24
Debt / equity
0.85
-7.5% 19-24
ROE
0.7%
-39.0% 19-24
ROA
0.4%
-36.1% 19-24
Net margin
29.2%
-3.9% 19-24
EBITDA margin
40.8%
+1.6% 19-24
Interest coverage
3.77
-82.4% 19-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€1k
Net profit€829
Cash flow€4k
Staff costs-
Income taxes€9
Dividends-
Total assets€218k
Equity€117k
Debt€100k
of which ≤ 1y€57k
of which > 1y€42k
Working capital€129k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.25
Quick ratio0.37
Working capital ratio59.3%
Solvency53.8%
Debt / equity0.85
Long-term debt ratio0.36
Interest coverage3.77
Gross margin-
Net margin-
ROA0.4%
ROE0.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€218k
Fixed assets 21/28€31k
Tangible fixed assets 22/27€23k
Financial fixed assets 28€9k
Current assets 29/58€187k
Stocks & contracts in progress 3€165k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€218k
Equity 10/15€117k
Contributions / capital 10/11€69k
Reserves 13€334
Accumulated profits (losses) 14€25k
Provisions & deferred taxes 16€1k
Amounts payable 17/49€100k
Amounts payable after one year 17€42k
Amounts payable within one year 42/48€57k
Trade debts payable within one year 44€29k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-2k
Financial income 75€3k
Financial charges 65€268
Result before taxes 9903€838
Income taxes 67/77€9
Net result for the period 9904€829
Result to be appropriated 9905€829
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
76 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

29 directors
Current directors & mandates
  • Miche! Marion
    Director
    State Gazette act 25161450 (22-12-2025)
    Current
    22-12-2025 → present
  • Odile Montlibert
    Director
    State Gazette act 24170493 (03-12-2024)
    Current
    03-12-2024 → present
  • Richard Frank Philip Cleaver
    Director
    State Gazette act 25161450 (22-12-2025)
    Current
    03-12-2024 → present
    2 events
    • 22-12-2025 Mandate renewed· Director
    • 03-12-2024 Appointed· Director
  • Christine Robinson
    Director
    State Gazette act 24170493 (03-12-2024)
    Current
    29-11-2023 → present
    2 events
    • 03-12-2024 Mandate renewed· Director
    • 29-11-2023 Appointed· Director
  • Commune de ROUVROYLegal entity
    Director· perm. rep.: Jérôme Petit
    State Gazette act 24170493 (03-12-2024)
    Current
    29-11-2023 → present
    2 events
    • 03-12-2024 Mandate renewed· Director
    • 29-11-2023 Appointed· Director
  • Michel Crucifix
    Director
    State Gazette act 23152732 (29-11-2023)
    Current
    22-11-2018 → present
    2 events
    • 29-11-2023 Mandate renewed· Director
    • 22-11-2018 Mandate renewed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Michel Loiseau
    Director
    State Gazette act 19119065 (05-09-2019)
    Not recently confirmed
    last confirmed in an act from 2019
  • ASBL A.S.P.I.Legal entity
    Director· perm. rep.: Michel Loiseau
    State Gazette act 18166847 (22-11-2018)
    Not recently confirmed
    last confirmed in an act from 2018
Former directors (21)
  • Jérôme PETIT
    Director
    State Gazette act 25161450 (22-12-2025)
    Former
    - → 22-12-2025
  • Philippe De Yode
    Director
    State Gazette act 23152732 (29-11-2023)
    Former
    29-11-2023 → 03-12-2024
    2 events
    • 03-12-2024 Resigned· Director
    • 29-11-2023 Appointed· Director
  • Ruth Smiley
    Director
    State Gazette act 23152732 (29-11-2023)
    Former
    29-11-2023 → 26-03-2024
    2 events
    • 26-03-2024 Resigned· Director
    • 29-11-2023 Appointed· Director
  • Patrick van der Smissen
    Director
    State Gazette act 23152732 (29-11-2023)
    Former
    29-11-2023 → 27-02-2024
    2 events
    • 27-02-2024 Resigned· Director
    • 29-11-2023 Appointed· Director
  • Anne-Françoise Lhermitte
    Director
    State Gazette act 19119065 (05-09-2019)
    Former
    22-11-2018 → 29-11-2023
    4 events
    • 29-11-2023 Resigned· Director
    • 05-09-2019 Appointed· Director
    • 22-11-2018 Appointed· Director
    • 22-11-2018 Mandate renewed· Director
  • Bertrand Gallez
    Director
    State Gazette act 18166847 (22-11-2018)
    Former
    22-11-2018 → 29-11-2023
    3 events
    • 29-11-2023 Resigned· Director
    • 22-11-2018 Appointed· Director
    • 22-11-2018 Mandate renewed· Director
  • Claude-Edouard Pethe
    Director
    State Gazette act 18166847 (22-11-2018)
    Former
    22-11-2018 → 29-11-2023
    2 events
    • 29-11-2023 Resigned· Director
    • 22-11-2018 Mandate renewed· Director
  • Monique Arquin
    Director
    State Gazette act 18166847 (22-11-2018)
    Former
    22-11-2018 → 29-11-2023
    2 events
    • 29-11-2023 Resigned· Director
    • 22-11-2018 Mandate renewed· Director
  • ASSOCIATION DE SOUTIEN DES PERSONNES EN INSERTIONLegal entity
    Director· perm. rep.: Michel Loiseau
    State Gazette act 18166848 (22-11-2018)
    Former
    22-11-2018 → 24-04-2023
    2 events
    • 24-04-2023 Resigned· Director
    • 22-11-2018 Mandate renewed· Director
  • Paul De Meersman
    Director
    State Gazette act 18166848 (22-11-2018)
    Former
    22-11-2018 → 15-11-2022
    2 events
    • 15-11-2022 Resigned· Director
    • 22-11-2018 Appointed· Director
  • Thierry Fonck
    Director
    State Gazette act 18166848 (22-11-2018)
    Former
    22-11-2018 → 15-11-2022
    2 events
    • 15-11-2022 Resigned· Director
    • 22-11-2018 Appointed· Director
  • LA TOUPIELegal entity
    Director· perm. rep.: Jean-Pierre Lichtfus
    State Gazette act 18166847 (22-11-2018)
    Former
    22-11-2018 → 05-01-2020
    2 events
    • 05-01-2020 Resigned· Director
    • 22-11-2018 Mandate renewed· Director
  • Daniel Dries
    Director
    State Gazette act 18166847 (22-11-2018)
    Former
    12-09-2016 → 05-09-2019
    3 events
    • 05-09-2019 Resigned· Director
    • 22-11-2018 Mandate renewed· Director
    • 12-09-2016 Appointed· Director
  • Sylvie Toussaint
    Director
    State Gazette act 18166847 (22-11-2018)
    Former
    22-11-2018 → 05-09-2019
    2 events
    • 05-09-2019 Resigned· Director
    • 22-11-2018 Mandate renewed· Director
+ 7 not shown in this overview
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Teelt van druiven(01210)
Legal form Cooperative company(706)
Incorporation08-06-1999
StatusActive
Postal code6767

Structure & network

Connections & network

2 connected companies
Group structure
ASSOCIATION DE SOUTIEN DES PERSONNES EN INSERTION
Sits on the board · 1 subsidiary
Control
LA TOUPIE
Sits on the board · 1 subsidiary · 1 location
Control
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

2 parties
Control over this companysits on this company's board2
1 subsidiary · 1 location · open bankruptcy
controls
ECOCULTUREBE 0466.166.360

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place Albert-Paul,Torgny 56767 Rouvroy

Establishment units

1 location
Place Albert-Paul,Torgny, 6767 Rouvroy
Teelt, neg
since 19992.115.857.634
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

9 acts
All acts · 9 updated 7 months ago
2025
22-12-2025 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Miche! Marion, Bestuurder
  • Jérôme Petit, Bestuurder
  • Richard Frank Philip Cleaver, Bestuurder
Summary: v3.2
2024
03-12-2024 2 directors appointed, 3 resigning, 2 reappointed Director changes
  • Richard Frank Philip Cleaver, Bestuurder
  • Odile Montlibert, Bestuurder
  • Philippe De Yode, Bestuurder
  • Ruth Smiley, Bestuurder
  • Patrick van der Smissen, Bestuurder
  • Jérôme Petit, Bestuurder
  • Christine Robinson, Bestuurder
Summary: v3.2
01-03-2024 Articles of association amended Statutes amendment
2023
29-11-2023 5 directors appointed, 7 resigning, 1 reappointed Director changes
  • Philippe De Yode, Bestuurder
  • Jérôme Petit, Bestuurder
  • Christine Robinson, Bestuurder
  • Ruth Smiley, Bestuurder
  • Patrick van der Smissen, Bestuurder
  • Monique Arquin, Bestuurder
  • Paul De Meersman, Bestuurder
  • Thierry Fonck, Bestuurder
Summary: v3.2
29-11-2023 2 resigning Director changes
  • Anne-Françoise Lhermitte, Bestuurder
  • Claude-Edouard Pethe, Bestuurder
Summary: v3.2
2019
05-09-2019 2 directors appointed, 2 resigning Director changes
  • Michel Loiseau, Bestuurder
  • Anne-Françoise Lhermitte, Bestuurder
  • Sylvie Toussaint, Bestuurder
  • Daniel Dries, Bestuurder
Summary: v3.2
2018
22-11-2018 3 directors appointed, 6 reappointed Director changes
  • Anne-Françoise Lhermitte, Bestuurder
  • Bertrand Gallez, Bestuurder
  • Michel Loiseau, Bestuurder
  • Monique Arquin, Bestuurder
  • Claude-Edouard Pethe, Bestuurder
  • Jean-Pierre Lichtfus, Bestuurder
  • Michel Crucifix, Bestuurder
  • Sylvie Toussaint, Bestuurder
Summary: v3.2
22-11-2018 2 directors appointed, 9 reappointed Director changes
  • Paul De Meersman, Bestuurder
  • Thierry Fonck, Bestuurder
  • Anne-Françoise Lhermitte, Bestuurder
  • Bertrand Gallez, Bestuurder
  • Michel Loiseau, Bestuurder
  • Monique Arquin, Bestuurder
  • Claude-Edouard Pethe, Bestuurder
  • Jean-Pierre Lichtfus, Bestuurder
Summary: v3.2
2016
12-09-2016 1 director appointed, 7 resigning Director changes
  • Daniel Dries, Bestuurder
  • Pascal Trassart, Bestuurder
  • Joël Marinozzi, Bestuurder
  • Jérôme Herbeuval, Bestuurder
  • Mireille Loiseau, Bestuurder
  • Louis Herbeuval, Bestuurder
  • Florent Herbeuval, Bestuurder
  • Nathalie Rézette, Bestuurder
Summary: v3.2

Analysis

Snowflake analysis

financial profile on 5 axes
Health76Profitability4Solvency97Growth42Stability100
64 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 4
Solvency 97
Growth 42
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Teelt van druiven01210Teelt van druiven01210Vervaardiging van wijn uit druiven11020Vervaardiging van wijn uit druiven11020
Primary activity highlighted.
Names & trade names
Legal nameFR ECOCULTURE
Registered office
Place Albert-Paul,Torgny 5
6767 Rouvroy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.