Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ECOCULTURE is < 0.1% (very low). The 2024 annual accounts show equity of €117k and a net result of €829. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 813 sector peers (fiscal year 2024). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 6 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00461955 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00435901 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00416665 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20420839 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-61300197 |
| 31-12-2019 | 31-07-2020 | 31-12-2020 | 153 d late | 2020-77800389 |
| 31-12-2017 | 31-07-2018 | 07-08-2018 | 7 d late | 2018-44100383 |
| 31-12-2016 | 31-07-2017 | 21-08-2017 | 21 d late | 2017-45900262 |
| 31-12-2015 | 31-07-2016 | 19-07-2016 | 12 d early | 2016-34400470 |
| 31-12-2014 | 31-07-2015 | 21-07-2015 | 10 d early | 2015-33100330 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2024How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.8% | 20.2% | |
| Net result | €829 | €5k | |
| Equity | €117k | €36k | |
| Gross operating margin | €-2k | €33k | |
| Total assets | €218k | €218k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €1k |
| Net profit | €829 |
| Cash flow | €4k |
| Staff costs | - |
| Income taxes | €9 |
| Dividends | - |
| Total assets | €218k |
| Equity | €117k |
| Debt | €100k |
| of which ≤ 1y | €57k |
| of which > 1y | €42k |
| Working capital | €129k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.25 |
| Quick ratio | 0.37 |
| Working capital ratio | 59.3% |
| Solvency | 53.8% |
| Debt / equity | 0.85 |
| Long-term debt ratio | 0.36 |
| Interest coverage | 3.77 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.4% |
| ROE | 0.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €218k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €23k |
| Financial fixed assets | 28 | €9k |
| Current assets | 29/58 | €187k |
| Stocks & contracts in progress | 3 | €165k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €218k |
| Equity | 10/15 | €117k |
| Contributions / capital | 10/11 | €69k |
| Reserves | 13 | €334 |
| Accumulated profits (losses) | 14 | €25k |
| Provisions & deferred taxes | 16 | €1k |
| Amounts payable | 17/49 | €100k |
| Amounts payable after one year | 17 | €42k |
| Amounts payable within one year | 42/48 | €57k |
| Trade debts payable within one year | 44 | €29k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-2k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €268 |
| Result before taxes | 9903 | €838 |
| Income taxes | 67/77 | €9 |
| Net result for the period | 9904 | €829 |
| Result to be appropriated | 9905 | €829 |
Health barometer
FY 2024 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Directors
Directors & mandates
29 directors-
Current22-12-2025 → present
-
Current03-12-2024 → present
-
Current03-12-2024 → present
2 events
- 22-12-2025 Mandate renewed· Director
- 03-12-2024 Appointed· Director
-
Current29-11-2023 → present
2 events
- 03-12-2024 Mandate renewed· Director
- 29-11-2023 Appointed· Director
-
Commune de ROUVROYLegal entityDirector· perm. rep.: Jérôme PetitState Gazette act 24170493 (03-12-2024)Current29-11-2023 → present
2 events
- 03-12-2024 Mandate renewed· Director
- 29-11-2023 Appointed· Director
-
Current22-11-2018 → present
2 events
- 29-11-2023 Mandate renewed· Director
- 22-11-2018 Mandate renewed· Director
Historic, not recently confirmed (2)
-
Not recently confirmedlast confirmed in an act from 2019
-
ASBL A.S.P.I.Legal entityDirector· perm. rep.: Michel LoiseauState Gazette act 18166847 (22-11-2018)Not recently confirmedlast confirmed in an act from 2018
Former directors (21)
-
Former- → 22-12-2025
-
Former29-11-2023 → 03-12-2024
2 events
- 03-12-2024 Resigned· Director
- 29-11-2023 Appointed· Director
-
Former29-11-2023 → 26-03-2024
2 events
- 26-03-2024 Resigned· Director
- 29-11-2023 Appointed· Director
-
Former29-11-2023 → 27-02-2024
2 events
- 27-02-2024 Resigned· Director
- 29-11-2023 Appointed· Director
-
Former22-11-2018 → 29-11-2023
4 events
- 29-11-2023 Resigned· Director
- 05-09-2019 Appointed· Director
- 22-11-2018 Appointed· Director
- 22-11-2018 Mandate renewed· Director
-
Former22-11-2018 → 29-11-2023
3 events
- 29-11-2023 Resigned· Director
- 22-11-2018 Appointed· Director
- 22-11-2018 Mandate renewed· Director
-
Former22-11-2018 → 29-11-2023
2 events
- 29-11-2023 Resigned· Director
- 22-11-2018 Mandate renewed· Director
-
Former22-11-2018 → 29-11-2023
2 events
- 29-11-2023 Resigned· Director
- 22-11-2018 Mandate renewed· Director
-
ASSOCIATION DE SOUTIEN DES PERSONNES EN INSERTIONLegal entityDirector· perm. rep.: Michel LoiseauState Gazette act 18166848 (22-11-2018)Former22-11-2018 → 24-04-2023
2 events
- 24-04-2023 Resigned· Director
- 22-11-2018 Mandate renewed· Director
-
Former22-11-2018 → 15-11-2022
2 events
- 15-11-2022 Resigned· Director
- 22-11-2018 Appointed· Director
-
Former22-11-2018 → 15-11-2022
2 events
- 15-11-2022 Resigned· Director
- 22-11-2018 Appointed· Director
-
LA TOUPIELegal entityDirector· perm. rep.: Jean-Pierre LichtfusState Gazette act 18166847 (22-11-2018)Former22-11-2018 → 05-01-2020
2 events
- 05-01-2020 Resigned· Director
- 22-11-2018 Mandate renewed· Director
-
Former12-09-2016 → 05-09-2019
3 events
- 05-09-2019 Resigned· Director
- 22-11-2018 Mandate renewed· Director
- 12-09-2016 Appointed· Director
-
Former22-11-2018 → 05-09-2019
2 events
- 05-09-2019 Resigned· Director
- 22-11-2018 Mandate renewed· Director
Insolvency mandates
Legal Structure
| NACE primary | Teelt van druiven(01210) |
| Legal form | Cooperative company(706) |
| Incorporation | 08-06-1999 |
| Status | Active |
| Postal code | 6767 |
Structure & network
Connections & network
2 connected companiesOwnership & control
2 partiesEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Albert-Paul,Torgny 56767 RouvroyEstablishment units
1 locationPublications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
9 acts22-12-2025 1 director appointed, 1 resigning, 1 reappointed
- Miche! Marion, Bestuurder
- Jérôme Petit, Bestuurder
- Richard Frank Philip Cleaver, Bestuurder
03-12-2024 2 directors appointed, 3 resigning, 2 reappointed
- Richard Frank Philip Cleaver, Bestuurder
- Odile Montlibert, Bestuurder
- Philippe De Yode, Bestuurder
- Ruth Smiley, Bestuurder
- Patrick van der Smissen, Bestuurder
- Jérôme Petit, Bestuurder
- Christine Robinson, Bestuurder
01-03-2024 Articles of association amended
29-11-2023 5 directors appointed, 7 resigning, 1 reappointed
- Philippe De Yode, Bestuurder
- Jérôme Petit, Bestuurder
- Christine Robinson, Bestuurder
- Ruth Smiley, Bestuurder
- Patrick van der Smissen, Bestuurder
- Monique Arquin, Bestuurder
- Paul De Meersman, Bestuurder
- Thierry Fonck, Bestuurder
29-11-2023 2 resigning
- Anne-Françoise Lhermitte, Bestuurder
- Claude-Edouard Pethe, Bestuurder
05-09-2019 2 directors appointed, 2 resigning
- Michel Loiseau, Bestuurder
- Anne-Françoise Lhermitte, Bestuurder
- Sylvie Toussaint, Bestuurder
- Daniel Dries, Bestuurder
22-11-2018 3 directors appointed, 6 reappointed
- Anne-Françoise Lhermitte, Bestuurder
- Bertrand Gallez, Bestuurder
- Michel Loiseau, Bestuurder
- Monique Arquin, Bestuurder
- Claude-Edouard Pethe, Bestuurder
- Jean-Pierre Lichtfus, Bestuurder
- Michel Crucifix, Bestuurder
- Sylvie Toussaint, Bestuurder
22-11-2018 2 directors appointed, 9 reappointed
- Paul De Meersman, Bestuurder
- Thierry Fonck, Bestuurder
- Anne-Françoise Lhermitte, Bestuurder
- Bertrand Gallez, Bestuurder
- Michel Loiseau, Bestuurder
- Monique Arquin, Bestuurder
- Claude-Edouard Pethe, Bestuurder
- Jean-Pierre Lichtfus, Bestuurder
12-09-2016 1 director appointed, 7 resigning
- Daniel Dries, Bestuurder
- Pascal Trassart, Bestuurder
- Joël Marinozzi, Bestuurder
- Jérôme Herbeuval, Bestuurder
- Mireille Loiseau, Bestuurder
- Louis Herbeuval, Bestuurder
- Florent Herbeuval, Bestuurder
- Nathalie Rézette, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by stability.
All 5 axes are computed from data Checked has read.
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameFR | ECOCULTURE |