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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ECOCHAUFFE is 1.3% (low). The 2024 annual accounts show equity of €4k and a net result of €-79k. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 925 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.3%
Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Annual accounts: weaker financial profile
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidencePersistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 30-09-2025 | 61 d late | 2025-00518278 |
| 31-12-2023 | 31-07-2024 | 27-02-2025 | 211 d late | 2025-00040203 |
| 31-12-2022 | 31-07-2023 | 26-05-2023 | 66 d early | 2023-00094945 |
| 31-12-2021 | 31-07-2022 | 06-10-2022 | 67 d late | 2022-20452340 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-61400565 |
| 31-12-2019 | 31-07-2020 | 07-09-2020 | 38 d late | 2020-51100126 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-62900189 |
| 31-12-2017 | 31-07-2018 | 10-01-2019 | 163 d late | 2019-00700588 |
| 31-12-2016 | 31-07-2017 | 16-09-2017 | 47 d late | 2017-61300507 |
| 31-12-2015 | 31-07-2016 | 30-09-2016 | 61 d late | 2016-62500181 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-79k-121.5%
Working capital€30k-61.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~7.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.8% | 24.7% | |
| Net result | €-79k | €5k | |
| Equity | €4k | €17k | |
| Gross operating margin | €20k | €27k | |
| Staff costs | €92k | €28k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P27
Stable position over 2020-2024
· n=173-925
P5
Weakening position over 2020-2024
· n=171-921
P34
Stable position over 2020-2024
· n=173-926
P42
Weakening position over 2020-2024
· n=170-920
Describes the position versus peers, not a forecast.
€-73k
-203.6%
18-24
€-79k
-121.5%
18-24
€-75k
-182.8%
18-24
€239k
-19.8%
18-24
€4k
-94.7%
18-24
€30k
-61.5%
18-24
2
+5.9%
18-24
€92k
-14.3%
18-24
€233
+47.7%
18-24
€235k
+9.3%
18-24
€201k
-4.3%
18-24
€34k
-
18-24
1.15
-16.2%
18-24
0.48
-39.6%
18-24
1.8%
-93.4%
18-24
53.35
+1969.3%
18-24
-1793.8%
-4095.6%
18-24
-33.0%
-176.2%
18-24
-10.99
-5.0%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-73k |
| Net profit | €-79k |
| Cash flow | €-75k |
| Staff costs | €92k |
| Income taxes | €233 |
| Dividends | - |
| Total assets | €239k |
| Equity | €4k |
| Debt | €235k |
| of which ≤ 1y | €201k |
| of which > 1y | €34k |
| Working capital | €30k |
| Employees (FTE) | 1.8 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.15 |
| Quick ratio | 0.48 |
| Working capital ratio | 12.5% |
| Solvency | 1.8% |
| Debt / equity | 53.35 |
| Long-term debt ratio | 7.67 |
| Interest coverage | -10.99 |
| Gross margin | - |
| Net margin | - |
| ROA | -33.0% |
| ROE | -1793.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €239k |
| Fixed assets | 21/28 | €8k |
| Tangible fixed assets | 22/27 | €8k |
| Financial fixed assets | 28 | €525 |
| Current assets | 29/58 | €231k |
| Stocks & contracts in progress | 3 | €135k |
| Amounts receivable within one year | 40/41 | €88k |
| Cash & bank | 54/58 | €514 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €239k |
| Equity | 10/15 | €4k |
| Contributions / capital | 10/11 | €167k |
| Reserves | 13 | €17k |
| Accumulated profits (losses) | 14 | €-179k |
| Amounts payable | 17/49 | €235k |
| Amounts payable after one year | 17 | €34k |
| Amounts payable within one year | 42/48 | €201k |
| Trade debts payable within one year | 44 | €51k |
| Income statement | ||
| Gross operating margin | 9900 | €20k |
| Operating result | 9901 | €-77k |
| Financial income | 75 | €5k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €-79k |
| Income taxes | 67/77 | €233 |
| Net result for the period | 9904 | €-79k |
| Result to be appropriated | 9905 | €-79k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed17
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
3 directorsHistoric, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2019
Former directors (2)
-
Former- → 29-11-2022
-
Former- → 01-02-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222) |
| Legal form | Private limited company(610) |
| Incorporation | 12-01-2007 |
| Status | Active |
| Postal code | 1370 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationECOCHAUFFE
since 20072.162.064.573
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,115 m²
Buildings1
Building footprint1,050 m²
Volume (LiDAR)6,684 m³
Tallest building10.3 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25095A0070/00L000 | Wallonia | 5,115 m² | 1 · 1,050 m² | 10.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
8 acts Capital history · 1
18-10-2013
v3.2
Address history · 1
04-11-2016
v3.2
All acts · 8
updated 5 months ago
2026
25-02-2026 1 director appointed, 1 resigning
- Arkady d'Arian, Bestuurder
- Luc Baudoul, Bestuurder
2024
05-02-2024 Change in the board of directors
Summary:
v3.2
2022
27-12-2022 Habay André resigns as director
09-02-2022 Degreef Paul resigns as director
2019
27-12-2019 d'ARIAN Arkady appointed as managing director
2016
04-11-2016 Registered office moved within JODOIGNE
- CHAUSSEE DE WAVRE 1, 1370 JODOIGNE → CHAUSSEE DE TIRLEMONT 287, 1370 JODOIGNE
Summary:
v3.2
19-02-2016 Change in the board of directors
Summary:
v3.2
2013
18-10-2013 Capital increase of €148,200 to €166,800
Analysis
Snowflake analysis
financial profile on 5 axes38
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
17
Profitability
0
Solvency
16
Growth
58
Stability
100
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Credit advice
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Company registry
Company registry (CBE)
Crossroads BankActivities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige reparaties, n.e.g.52740Reparatie van andere consumentenartikelen95290Reparatie en onderhoud van consumentenartikelen, neg95290Vervaardiging van radiatoren, stoomketels en ketels voor centrale verwarming25210Vervaardiging van stoomketels, exclusief warmwaterketels voor centrale verwarming25300Vervaardiging van stoomketels28300Installatie van isolatie43230Isolatiewerkzaamheden43291Isolatiewerkzaamheden45320Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Groothandel in installatiemateriaal voor loodgieterswerk en verwarming46742Groothandel in installatiemateriaal voor loodgieterswerk en verwarming46842Detailhandel in vaste, vloeibare en gasvormige brandstoffen in gespecialiseerde winkels, m.u.v. motorbrandstoffen47781Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen47781Handelsbemiddeling in meubels, huishoudelijke artikelen en ijzerwaren51150Groothandel in loodgietersmateriaal en verwarmingsinstallaties51542Gespecialiseerde detailhandel in vaste en vloeibare brandstoffen52481
Primary activity highlighted.
Names & trade names
| Legal nameFR | ECOCHAUFFE |
Registered office
Chaussée de Tirlemont(Jod.) 287b
1370 Jodoigne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.