ECO RENO PLUS
ActiveECO RENO PLUS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €61k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 2538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+22
Solvency80▼-5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.46 in 2024; short-term debt: 40.1% and cash: 12.8% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
31.7%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-12-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
50 d late
2024
21 d early
2023
6 d early
2022
18 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€566k
EBIT margin
9.6%
Net result
€61k▲ 318%
2024 · €15k
2021: €29k
2022: €38k
2023: €26k
2024: €15k
2021 → 2025
Working capital
€78k▼ 2.9%
2024 · €80k
2021: €34k
2022: €89k
2023: €69k
2024: €80k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€566k
Equity€34k-€72k▲ 114%€98k▲ 36.4%€113k▲ 14.8%€104k▼ 7.5%
Operating result€36k-€54k▲ 50.3%€40k▼ 26.2%€28k▼ 29.4%€85k▲ 202%
Net result€29k-€38k▲ 33.6%€26k▼ 31.5%€15k▼ 44.8%€61k▲ 318%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 202% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€36k▼ 30.7%
Current assets
€155k▲ 14.1%
Equity and liabilities €191k
Equity
€104k▼ 7.5%
Debt
€87k▲ 15.2%
The debt ratio rises from 40.1% to 45.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€111k▲
2024 · €51k
Cash flow
€86k▲
2024 · €37k
Solvency
54.6%▼
2024 · 59.9%
Current ratio
2.02▼
2024 · 2.46
Quick ratio
2.02▼
2024 · 2.46
Debt / equity
0.83▲
2024 · 0.67
ROE
58.0%▲
2024 · 12.9%
ROA
31.7%▲
2024 · 7.7%
Interest coverage
23.20▲
2024 · 10.03
Debt
€87k▲
2024 · €75k
Debt ≤ 1 year
€77k▲
2024 · €55k
Debt > 1 year
€10k▼
2024 · €20k
Income taxes
€20k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€191k▲
Fixed assets21/28€52k€36k▼
Tangible fixed assets22/27€52k€36k▼
Plant, machinery and equipment23€18k€15k▼
Furniture and vehicles24€35k€21k▼
Current assets29/58€136k€155k▲
Amounts receivable within one year40/41€121k€130k▲
Trade receivables40€96k€81k▼
Other amounts receivable41€25k€49k▲
Cash at bank and in hand54/58€11k€24k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€188k€191k▲
Equity10/15€113k€104k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€108k€99k▼
Amounts payable17/49€75k€87k▲
Amounts payable after more than one year17€20k€10k▼
Financial debts170/4€20k€10k▼
Amounts payable within one year42/48€55k€77k▲
Current portion of amounts payable after more than one year42€10k€9k▼
Trade debts44€37k€34k▼
Suppliers440/4€37k€34k▼
Taxes, remuneration and social security45€9k€34k▲
Taxes450/3€9k€29k▲
Remuneration and social security454/9-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Other operating charges640/8€10k€5k▼
Non-recurring operating charges66A-€30k
Gross operating margin9900€61k€146k▲
Operating profit (loss)9901€28k€85k▲
Financial income75/76B€1€8▲
Recurring financial income75€1€8▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€23k€81k▲
Income taxes67/77€9k€20k▲
Profit (loss) for the period9904€15k€61k▲
Profit (loss) for the period to be appropriated9905€15k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€108k€168k▲
Profit (loss) brought forward from the previous period14P€93k€108k▲
Profit to be distributed694/7-€69k
Return on contributions (dividend)694-€69k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Registered-office move · Director appointment4 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Registered-office move · Director appointment4 facts ▸
- General meeting, 30 juni 2026
- Registered-office move, Muidepoort 1 bus 4, 9000 Gent
- Director appointment, Gheorhit, Macovei (bestuurder)
- Director resignation, Gheorghe Frunza (bestuurder)
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 50 days late
31-03
Financial
Highest result since 2021net €61k ▲318%
Operating result €85k, net result €61k, both a record.
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €15k ▼44.8%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €100kEq €113k ▲14.8%
4 profitable years in a row build equity to €113k.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
18-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
31-03
Financial
Liquidity doublescurrent ratio 3.13
Current ratio from 1.55 to 3.13; short-term debt falls from €62k to €42k.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Gheorhit, Macovei
CurrentDirector · since 30-06-2026
30-06-2026
Gheorhit, Macovei: Appointed as Director
30-06-2026
Gheorghe Frunza: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muidepoort 19000 GentGround area
1.1 ha
Building footprint
931 m²
Volume, LiDAR
34,734 m³
2 parcels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
ECO RENO PLUS
since 20192.295.117.988
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 44021A3036/00L000 | Flanders | 77 m² | 1 · 66 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KARCARS
BE 0790.592.758
Beveren-Kruibeke-Zwijndrecht · Eq €104k
ANTAK
BE 0847.671.914
Antwerpen · Eq €105k
CARROSSERIE WERGIFOSSE
BE 0426.419.225
Verviers · Eq €104k
MTM GARAGE
BE 0684.790.108
Quaregnon · Eq €104k
B.B.B. EXPERTEX
BE 0434.838.429
Kraainem · Eq €105k
Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 2,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2019
Fiscal year end31-03
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
41001General construction of residential buildings
43211General electrical installation work
43240Other construction installation
43299Specialised construction activities
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.