BOCARS MECHANICS
ActiveBOCARS MECHANICS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €24k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +51 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+47
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 0.86 in 2024), but 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
15%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-10-2025, 102 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
102 d early
2024
77 d early
2023
71 d early
2022
12 d early
2021
132 d early
2020
108 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€46k▲ 112%
2024 · €22k
2020: €13k
2021: €21k
2022: €34k
2023: €63k
2024: €22k
2020 → 2025
Total assets
€161k▲ 2.7%
2024 · €157k
2020: €71k
2021: €67k
2022: €80k
2023: €169k
2024: €157k
2020 → 2025
Net result
€24k▲ 181%
2024 · €9k
2020: €-5k
2021: €8k
2022: €13k
2023: €29k
2024: €9k
2020 → 2025
Working capital
€43k
2024 · €-15k
2020: €6k
2021: €10k
2022: €20k
2023: €27k
2024: €-15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€34k▲ 63.2%€63k▲ 86.3%€22k▼ 65.7%€46k▲ 112%
Operating result€8k-€14k▲ 72.8%€38k▲ 161%€15k▼ 61.0%€36k▲ 143%
Net result€8k-€13k▲ 73.0%€29k▲ 123%€9k▼ 70.5%€24k▲ 181%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 143% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€71k▲ 19.6%
Current assets
€90k▼ 7.6%
Equity and liabilities €161k
Equity
€46k▲ 112%
Debt
€115k▼ 14.8%
The debt ratio falls from 86.3% to 71.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€48k▲
2024 · €36k
Cash flow
€37k▲
2024 · €30k
Solvency
28.4%▲
2024 · 13.7%
Current ratio
1.89▲
2024 · 0.86
Quick ratio
1.31▲
2024 · 0.54
Debt / equity
2.52▼
2024 · 6.28
ROE
52.9%▲
2024 · 39.9%
ROA
15.0%▲
2024 · 5.5%
Interest coverage
24.82▲
2024 · 12.74
Debt
€115k▼
2024 · €136k
Debt ≤ 1 year
€48k▼
2024 · €113k
Debt > 1 year
€68k▲
2024 · €22k
Income taxes
€9k▲
2024 · €4k
Staff costs
€73k▼
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€161k▲
Fixed assets21/28€59k€71k▲
Intangible fixed assets21-€9k
Tangible fixed assets22/27€59k€62k▲
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€21k€35k▲
Leasing and similar rights25€24k€17k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€98k€90k▼
Stocks and contracts in progress3€37k€28k▼
Stocks30/36€37k€28k▼
Amounts receivable within one year40/41€3k€1k▼
Trade receivables40€3k€1k▼
Other amounts receivable41€60€20▼
Cash at bank and in hand54/58€57k€60k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€157k€161k▲
Equity10/15€22k€46k▲
Contributions10/11€19k€19k=
Reserves13€3k€27k▲
Distributable reserves133€3k€27k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€136k€115k▼
Amounts payable after more than one year17€22k€68k▲
Financial debts170/4€22k€68k▲
Amounts payable within one year42/48€113k€48k▼
Current portion of amounts payable after more than one year42€21k€20k▼
Trade debts44€18k€17k▼
Suppliers440/4€18k€17k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€25k€8k▼
Taxes450/3€14k€8k▼
Remuneration and social security454/9€11k€0▼
Other amounts payable47/48€50k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€92k€73k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€13k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€131k€123k▼
Operating profit (loss)9901€15k€36k▲
Financial income75/76B€457€67▼
Recurring financial income75€457€67▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€12k€34k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€9k€24k▲
Profit (loss) for the period to be appropriated9905€9k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€24k▲
Transfer from equity791/2€41k€0▼
Transfer to equity691/2€0€24k▲
To other reserves6921€0€24k▲
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
Social balance
Average headcount (FTE)90871.80.0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 1.89
Current ratio from 0.86 to 1.89; short-term debt falls from €113k to €48k.
2024
15-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Highest result since 2020net €29k ▲123%
Operating result €38k, net result €29k, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardestraat 299870 ZulteGround area
2,363 m²
Building footprint
546 m²
Volume, LiDAR
3,439 m³
Parcel 44050B0630/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOCARS MECHANICS
since 20192.288.947.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44050B0630/00E000 | Flanders | 2,363 m² | 1 · 546 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.S Car & House
BE 0473.476.794
Seraing · Eq €46k
AUTOHANDEL J.W.
BE 0860.902.813
Antwerpen · Eq €46k
N&W Cars
BE 0719.700.606
Tubize · Eq €46k
LEXACO
BE 0547.888.068
Bocholt · Eq €46k
NT AUTOMOBILE
BE 0759.466.943
Flémalle · Eq €45k
Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2019
Fiscal year end30-06
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.