Echo Delta Consulting
ActiveEcho Delta Consulting has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71k and a net result of €300. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 58% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-19
Solvency88▲+8
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.18 against 1.82 in 2023; short-term debt: 36.6% and cash: 44.9% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.4%
Return on assets
0.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
89 d late
2022
52 d late
2021
31 d late
2020
24 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€71k▲ 0.4%
2023 · €71k
2018: €88k
2019: €66k
2020: €110k
2021: €112k
2022: €125k
2023: €71k
2018 → 2024
Total assets
€112k▼ 12.8%
2023 · €129k
2018: €88k
2019: €71k
2020: €143k
2021: €149k
2022: €170k
2023: €129k
2018 → 2024
Net result
€300▼ 98.5%
2023 · €19k
2018: €-6k
2019: €-22k
2020: €44k
2021: €3k
2022: €6k
2023: €19k
2018 → 2024
Working capital
€49k▲ 10.3%
2023 · €44k
2018: €69k
2019: €51k
2020: €87k
2021: €56k
2022: €104k
2023: €44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€110k-€112k▲ 2.5%€125k▲ 11.1%€71k▼ 43.2%€71k▲ 0.4%
Operating result€46k-€2k▼ 96.3%€6k▲ 255%€26k▲ 333%€2k▼ 92.2%
Net result€44k-€3k▼ 93.8%€6k▲ 119%€19k▲ 225%€300▼ 98.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 92% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €112k
Fixed assets
€22k▼ 26.8%
Current assets
€90k▼ 8.4%
Equity and liabilities €112k
Equity
€71k▲ 0.4%
Debt
€41k▼ 28.9%
The debt ratio falls from 45.0% to 36.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2023 · €37k
Cash flow
€14k▼
2023 · €30k
Solvency
63.4%▲
2023 · 55.0%
Current ratio
2.18▲
2023 · 1.82
Quick ratio
2.18▲
2023 · 1.82
Debt / equity
0.58▼
2023 · 0.82
ROE
0.4%▼
2023 · 27.4%
ROA
0.3%▼
2023 · 15.1%
Interest coverage
34.04▼
2023 · 120.97
Debt
€41k▼
2023 · €58k
Debt ≤ 1 year
€41k▼
2023 · €54k
Income taxes
€2k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€129k€112k▼
Fixed assets21/28€31k€22k▼
Tangible fixed assets22/27€31k€22k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€11k€5k▼
Other tangible fixed assets26€5k€6k▲
Current assets29/58€98k€90k▼
Amounts receivable within one year40/41€27k€40k▲
Trade receivables40€22k€8k▼
Other amounts receivable41€5k€32k▲
Cash at bank and in hand54/58€71k€50k▼
Equity and liabilities
Total equity and liabilities10/49€129k€112k▼
Equity10/15€71k€71k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€51k€51k▲
Amounts payable17/49€58k€41k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€54k€41k▼
Current portion of amounts payable after more than one year42€4k€4k▼
Trade debts44€14k€4k▼
Suppliers440/4€7k€4k▼
Bills of exchange payable441€7k-
Taxes, remuneration and social security45€16k€13k▼
Taxes450/3€16k€13k▼
Other amounts payable47/48€20k€20k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€43k€17k▼
Operating profit (loss)9901€26k€2k▼
Financial income75/76B€212€725▲
Recurring financial income75€212€725▲
Financial charges65/66B€303€460▲
Recurring financial charges65€303€460▲
Profit (loss) for the period before taxes9903€26k€2k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€19k€300▼
Profit (loss) for the period to be appropriated9905€19k€300▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€51k▼
Profit (loss) brought forward from the previous period14P€104k€51k▼
Profit to be distributed694/7€73k-
Return on contributions (dividend)694€73k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €110k ▲67.1%
Equity rises from €66k to €110k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin d'Oignies, Corroy 121325 Chaumont-GistouxGround area
1,345 m²
Building footprint
219 m²
Volume, LiDAR
1,136 m³
Parcel 25021B0163/00B000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Echo Delta Consulting
since 20132.224.744.389
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021B0163/00B000 | Wallonia | 1,345 m² | 1 · 219 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2013
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.