EBA GROUP
ActiveSummary
The computed 12-month bankruptcy probability of EBA GROUP is 2.3% (moderate). The 2024 annual accounts show equity of €362k and a net result of €266k. Its solvency ranks better than 61% of 2095 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency73▼-27
Growth78
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 3.75 in 2023; short-term debt: 37.1% and cash: 10.3% of total assets), but 51.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.1%
Return on assets
35.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€362k▲ 278%
2023 · €96k
Total assets
€753k▲ 490%
2023 · €128k
Net result
€266k▲ 230%
2023 · €81k
Working capital
€366k▲ 317%
2023 · €88k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€109k-€361k▲ 231%
Net result€81k-€266k▲ 230%
Equity€96k-€362k▲ 278%
Total assets€128k-€753k▲ 490%
Debt€32k-€391k▲ 1,125%
Working capital€88k-€366k▲ 317%
Staff (FTE)3.3
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 231% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €753k
Fixed assets
€108k ▲ 1,265%
Current assets
€646k ▲ 439%
Equity and liabilities €753k
Equity
€362k ▲ 278%
Debt
€391k ▲ 1,125%
Debt's share of the balance-sheet total rises from 25.0% to 51.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€377k▲
2023 · €111k
Cash flow
€283k▲
2023 · €83k
Current ratio
2.31▼
2023 · 3.75
Quick ratio
2.12▲
2023 · 1.62
Debt to equity
1.08▲
2023 · 0.33
ROE
73.6%▼
2023 · 84.3%
ROA
35.4%▼
2023 · 63.2%
Interest coverage
77.84▼
2023 · 114.32
Debt ≤ 1 year
€280k▲
2023 · €32k
Debt > 1 year
€111k
Income taxes
€91k▲
2023 · €27k
Staff costs
€118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €118k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €17k | ▲ 661% |
| Other operating charges640/8 | €2k | €4k | ▲ 133% |
| Gross operating margin9900 | €113k | €499k | ▲ 343% |
| Operating profit (loss)9901 | €109k | €361k | ▲ 231% |
| Financial income75/76B | €26 | €950 | ▲ 3,516% |
| Recurring financial income75 | €26 | €950 | ▲ 3,516% |
| Financial charges65/66B | €971 | €5k | ▲ 399% |
| Recurring financial charges65 | €971 | €5k | ▲ 399% |
| Profit (loss) for the period before taxes9903 | €108k | €357k | ▲ 231% |
| Income taxes67/77 | €27k | €91k | ▲ 232% |
| Profit (loss) for the period9904 | €81k | €266k | ▲ 230% |
| Profit (loss) for the period to be appropriated9905 | €81k | €266k | ▲ 230% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €128k | €753k | ▲ 490% |
| Fixed assets21/28 | €8k | €108k | ▲ 1,265% |
| Tangible fixed assets22/27 | €8k | €108k | ▲ 1,265% |
| Plant, machinery and equipment23 | €3k | €57k | ▲ 2,141% |
| Furniture and vehicles24 | €5k | €51k | ▲ 849% |
| Current assets29/58 | €120k | €646k | ▲ 439% |
| Stocks and contracts in progress3 | €68k | €53k | ▼ 22.5% |
| Contracts in progress37 | €68k | €53k | ▼ 22.5% |
| Amounts receivable within one year40/41 | €13k | €516k | ▲ 3,780% |
| Trade receivables40 | €3k | €497k | ▲ 17,338% |
| Other amounts receivable41 | €10k | €19k | ▲ 82.6% |
| Cash at bank and in hand54/58 | €27k | €77k | ▲ 183% |
| Deferred charges and accrued income490/1 | €11k | €16 | ▼ 99.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €128k | €753k | ▲ 490% |
| Equity10/15 | €96k | €362k | ▲ 278% |
| Contributions10/11 | €15k | €15k | = |
| Reserves13 | €81k | €347k | ▲ 330% |
| Distributable reserves133 | €81k | €347k | ▲ 330% |
| Amounts payable17/49 | €32k | €391k | ▲ 1,125% |
| Amounts payable after more than one year17 | - | €111k | - |
| Financial debts170/4 | - | €111k | - |
| Amounts payable within one year42/48 | €32k | €280k | ▲ 776% |
| Current portion of amounts payable after more than one year42 | - | €47k | - |
| Trade debts44 | €2k | €131k | ▲ 7,535% |
| Suppliers440/4 | €2k | €131k | ▲ 7,535% |
| Taxes, remuneration and social security45 | €27k | €98k | ▲ 259% |
| Taxes450/3 | €27k | €98k | ▲ 259% |
| Other amounts payable47/48 | €3k | €4k | ▲ 24.6% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €81k | €266k | ▲ 230% |
| + Depreciation and write-downs630 | €2k | €17k | ▲ 661% |
| Operating cash flow (approximation) | €83k | €283k | ▲ 241% |
| Investment in fixed assets (approximation) | - | €-116k | - |
| Change in cash | - | €50k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €362k ▲278%
2 profitable years in a row build equity to €362k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
1,374 m²
Building footprint
376 m²
Volume, LiDAR
2,277 m³
Parcel 44813T0225/00A000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
EBA GROUP
since 20222.338.564.981
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44813T0225/00A000 | Flanders | 1,374 m² | 1 · 376 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWBEDRIJF LOUWYCK-DE BRABANDER
BE 0472.325.959
Damme · Eq €362,095
Constant Fransen
BE 0422.405.306
Hove · Eq €361,616
BOUWONDERNEMING JANSSENS Georges
BE 0463.127.191
Sint-Katelijne-Waver · Eq €361,365
WOUTERS FRANK
BE 0464.629.703
Hasselt · Eq €362,669
Bouwwerken Cours
BE 0724.842.990
Laarne · Eq €361,290
Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 10,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43410Roofing work
68110Buying and selling of own real estate
Contact
Scores and ratios are computed by Checked and are not a credit decision.