Result
€822 €822
Back in profit in 2025, after a loss of €160,304 in 2024.
BJ Construction
Lifetime
5 annual accounts with figures on one time axispeak €1.5m (2024)
€1.2m▼ 19.2%
lowest -€160,304 (2024)
€822▲ €161,126
peak €227,273 (2025)
€227,273▲ 0.4%
€2.1m▲ 1.1%
peak 27.2 FTE (2024)
21 FTE▼ 22.8%
Board4 names since 2021
3 directors and 2 others
Documentsfilings and deeds
26-06-202635 days before the deadline
2025abbreviated format
Gross margin from €1.5m to €1.2mBack to profit: €822Staff from 27.2 FTE to 21 FTE1 director appointed, 1 resignation 01-10Cash from €88 to €222,296
Key points
from the 2025 annual accountsDebts
€2.1m 90% of the balance sheet
Financial debts 54%Suppliers 20%Taxes and wages 4%Other 21%
€810,000 of the debts are secured on the company's own assets.
Securities
€485,000
Mortgage mandates, new in 2025. 2.1 times equity · not in the 2024 accounts.
Investments
€5,372 0.0 × depreciation
Green is investment, beige is depreciation.
Staff
16 employees on 31-12-2025
In 2025, 3 people joined and 12 left.
Filings
5 annual accounts 4 late
The 2022 accounts came latest: 31 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,603 companies had the same profile as BJ Construction has now. Each dot stands for 5 companies, two years later.
96.0%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for BJ Construction. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director, since 01-04-2021
Director
- 520 sharesdeed of 25-02-2021
- 100 sharesdeed of 25-02-2021
Recent changes
Registered office moved to Saint-Hubert
New registered office: Rue du Mont 164A, 6870 SAINT-HUBERT · General meeting of 28-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0763957548
1 director appointed, 1 resignation
Change of role: , from managing director to sole director · Resignation: (managing director) · Appointment: (alternate director) · General meeting of 24-09-2025 · Gazette deed
First establishment
Rue du Mont 164, Saint-Hubert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BJ Construction Saint-Hubert | €2.3m | €1.2m | 9.8% | 21 |
| FLORIAN HUET Yvoir | €2.3m | €1.3m | 16.4% | 19.4 |
| GEBROEDERS CAELEN Houthalen-Helchteren | €2.9m | €1.8m | 42.9% | 20.2 |
| QUALITEC BUILDING Bruges | €1.6m | €1.2m | 23.7% | 16.2 |
| PRO interieur Ravels | €1.7m | €1.6m | 54.2% | 17.3 |
| RENOBEST Genk | €2.2m | €1.3m | 16.0% | 16.4 |
| FERBECO CONSTRUCT Lendelede | €2.8m | €2.3m | 6.9% | 17.9 |
These companies have the same main activity as BJ Construction: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.6m and €2.9m, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 23-02-2021Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.315.388.2186870 Saint-Hubert, since 01-04-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2025
Annual accounts 2025
- ≈ €2.1mestimated
- €2.3m▲ 1.0%
- Employeeson 31-12-2025
- 16▼ 36.0%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on BJ Construction
BJ Construction files the abbreviated format. That format states no turnover. The gross margin rose from €99,120 in 2021 to €1.2m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BJ Construction
- What is the company number of BJ Construction?
- The company number of BJ Construction is 0763.957.548. The VAT number is the same number with BE in front: BE 0763.957.548.
- Where is BJ Construction based?
- The registered office is at Rue du Mont 164, 6870 Saint-Hubert.Company details
- What does BJ Construction do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of BJ Construction?
- BJ Construction is a public limited company (NV).
- When was BJ Construction founded?
- BJ Construction was founded on 23-02-2021.
- Is BJ Construction still active?
- Yes, BJ Construction is an active enterprise in the KBO register.
- How many employees does BJ Construction have?
- BJ Construction had an average of 21 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BJ Construction fall under?
- In its 2025 annual accounts, BJ Construction states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of BJ Construction?
- The turnover in financial year 2025 is ≈ €2.1m. This figure is estimated from the gross margin of €1.2m and 1,585 comparable companies of the same size. It probably lies between €1.4m and €3.5m. It is a rough estimate.
- Is BJ Construction profitable?
- In financial year 2025, BJ Construction made a profit of €822.
- Where can I find the annual accounts of BJ Construction?
- BJ Construction filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BJ Construction due?
- BJ Construction must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
See how customers, suppliers and banks see your own company and what to improve first.