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E-LISA

Active
Private limited companyfounded 20232 yrs activeRoute de Bavay 56, 7080 Frameries, BelgiumKBO/BCE: BE 1003.591.989
Summary

E-LISA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €669,580 and a net result of €181,957. Its solvency ranks better than 65% of 545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency83▼-17
Growth35
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days only on tighter terms
Liquidity ample (current ratio 12.4 against 7.79 in 2024; short-term debt: 7.5% of total assets), and 42.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.7%
Return on assets
15.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
60 d early
2024
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 27 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

E-LISA was incorporated on 19 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
€444,720▼ 51.9%
2024 · €924,000
EBIT margin
54.6%▼ 15.6pp
2024 · 70.3%
Net result
€181,957▼ 62.6%
2024 · €486,123
Working capital
€997,262▲ 176%
2024 · €361,025
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€924,000-€444,720▼ 51.9%
Operating result€649,238-€242,992▼ 62.6%
Net result€486,123above the sector's middle half-€181,957above the sector's middle half▼ 62.6%
EBIT margin70.3%-54.6%▼ 15.6pp
Equity€487,623within the sector's middle half-€669,580within the sector's middle half▲ 37.3%
Total assets€540,771below the sector's middle half-€1.2mwithin the sector's middle half▲ 115%
Debt€53,148-€491,485▲ 825%
Working capital€361,025within the sector's middle half-€997,262above the sector's middle half▲ 176%
Solvency90.2%above the sector's middle half-57.7%within the sector's middle half▼ 32.5pp
Current ratio7.79above the sector's middle half-12.40above the sector's middle half▲ 4.60
Return on assets (ROA)89.9%above the sector's middle half-15.7%above the sector's middle half▼ 74.2pp
above within below the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000Operating result 2024: €649,238€649,238Net result 2024: €486,123€486,123Operating result 2025: €242,992€242,992Net result 2025: €181,957€181,95720242025€0€200,000€400,000€600,000Operating result 2024: €649,238€649,000Net result 2024: €486,123€486,000Operating result 2025: €242,992€243,000Net result 2025: €181,957€182,00020242025
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets €76,286 ▼ 39.7%
Current assets €1.1m ▲ 162%
Equity and liabilities €1.2m
Equity €669,580 ▲ 37.3%
Debt €491,485 ▲ 825%
Debt's share of the balance-sheet total rises from 9.8% to 42.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€263,305▼
2024 · €662,880
Cash flow
€202,270▼
2024 · €499,765
Debt to equity
0.73▲
2024 · 0.11
ROE
27.2%▼
2024 · 99.7%
Interest coverage
44.08▼
2024 · 1499.73
Debt ≤ 1 year
€87,517▲
2024 · €53,148
Debt > 1 year
€403,846
Income taxes
€60,652▼
2024 · €165,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€540,771€1.2m▲
Fixed assets21/28€126,598€76,286▼
Tangible fixed assets22/27€126,598€76,286▼
Plant, machinery and equipment23€24,654€14,713▼
Furniture and vehicles24€8,213€4,730▼
Other tangible fixed assets26€63,732€56,843▼
Assets under construction and advance payments27€29,999€0▼
Current assets29/58€414,173€1.1m▲
Amounts receivable within one year40/41€413,631€1.1m▲
Trade receivables40-€113,645
Other amounts receivable41€413,631€970,370▲
Deferred charges and accrued income490/1€542€764▲
Equity and liabilities
Total equity and liabilities10/49€540,771€1.2m▲
Equity10/15€487,623€669,580▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€486,123€668,080▲
Amounts payable17/49€53,148€491,485▲
Amounts payable after more than one year17-€403,846
Financial debts170/4-€403,846
Amounts payable within one year42/48€53,148€87,517▲
Current portion of amounts payable after more than one year42-€76,923
Trade debts44€43,200€10,594▼
Suppliers440/4€43,200€10,594▼
Other amounts payable47/48€9,948€0▼
Accrued charges and deferred income492/3-€122
Income statement Code20242025
Turnover70€924,000€444,720▼
Goods, raw materials, services and sundry goods60/61€261,120€181,260▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,642€20,313▲
Other operating charges640/8-€155
Gross operating margin9900€662,880€263,460▼
Operating profit (loss)9901€649,238€242,992▼
Financial income75/76B€2,782€5,591▲
Recurring financial income75€2,782€5,591▲
Financial charges65/66B€442€5,974▲
Recurring financial charges65€442€5,974▲
Profit (loss) for the period before taxes9903€651,578€242,609▼
Income taxes67/77€165,455€60,652▼
Profit (loss) for the period9904€486,123€181,957▼
Profit (loss) for the period to be appropriated9905€486,123€181,957▼
Appropriation of the result
Profit (loss) to be appropriated9906€486,123€668,080▲
Profit (loss) brought forward from the previous period14P-€486,123

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€924,000€444,720▼ 51.9%
Goods, raw materials, services and sundry goods60/61€261,120€181,260▼ 30.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,642€20,313▲ 48.9%
Other operating charges640/8-€155-
Gross operating margin9900€662,880€263,460▼ 60.3%
Operating profit (loss)9901€649,238€242,992▼ 62.6%
Financial income75/76B€2,782€5,591▲ 101%
Recurring financial income75€2,782€5,591▲ 101%
Financial charges65/66B€442€5,974▲ 1,252%
Recurring financial charges65€442€5,974▲ 1,252%
Profit (loss) for the period before taxes9903€651,578€242,609▼ 62.8%
Income taxes67/77€165,455€60,652▼ 63.3%
Profit (loss) for the period9904€486,123€181,957▼ 62.6%
Profit (loss) for the period to be appropriated9905€486,123€181,957▼ 62.6%
Line20242025Change
Assets
Total assets20/58€540,771€1.2m▲ 115%
Fixed assets21/28€126,598€76,286▼ 39.7%
Tangible fixed assets22/27€126,598€76,286▼ 39.7%
Plant, machinery and equipment23€24,654€14,713▼ 40.3%
Furniture and vehicles24€8,213€4,730▼ 42.4%
Other tangible fixed assets26€63,732€56,843▼ 10.8%
Assets under construction and advance payments27€29,999€0▼ 100%
Current assets29/58€414,173€1.1m▲ 162%
Amounts receivable within one year40/41€413,631€1.1m▲ 162%
Trade receivables40-€113,645-
Other amounts receivable41€413,631€970,370▲ 135%
Deferred charges and accrued income490/1€542€764▲ 41.0%
Equity and liabilities
Total equity and liabilities10/49€540,771€1.2m▲ 115%
Equity10/15€487,623€669,580▲ 37.3%
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€486,123€668,080▲ 37.4%
Amounts payable17/49€53,148€491,485▲ 825%
Amounts payable after more than one year17-€403,846-
Financial debts170/4-€403,846-
Amounts payable within one year42/48€53,148€87,517▲ 64.7%
Current portion of amounts payable after more than one year42-€76,923-
Trade debts44€43,200€10,594▼ 75.5%
Suppliers440/4€43,200€10,594▼ 75.5%
Other amounts payable47/48€9,948€0▼ 100%
Accrued charges and deferred income492/3-€122-
Line20242025Change
Profit (loss) for the period9904€486,123€181,957▼ 62.6%
+ Depreciation and write-downs630€13,642€20,313▲ 48.9%
Operating cash flow (approximation)€499,765€202,270▼ 59.5%
Investment in fixed assets (approximation)-€29,999-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Equity above €500,000Eq €669,580 ▲37.3%
2 profitable years in a row build equity to €669,580.
18-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
6,522 m²
Building footprint
724 m²
Volume, LiDAR
5,832 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
16 companies at this address See who is registered here
1 establishment unit
E-LISA
Chaussée du Roeulx 63, 7000 MonsOther education
since 20242.360.258.834
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53404B0630/00R002 Wallonia 6,139 m² 1 · 253 m² 14.2 m · 4 fl.
53028A0286/00G002 Wallonia 384 m² 1 · 472 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. EDWIGE 100%
  2. E-LISA

Highest known parent: EDWIGE. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 324 companies in this sector we hold annual accounts for 274. 193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
87202Residential care activities
Contact
E-mail ben.haegeman@bc8.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003591989
Registered 11-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.