LABBAFIX
ActiveLABBAFIX has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €34k. Equity is shrinking by ~20.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 33% of 127 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+25
Solvency41▲+12
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.35 in 2023; short-term debt: 75.9% and cash: 17.8% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.2%
Return on assets
12.2%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €45k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
36 d late
2022
49 d late
2021
16 d late
2020
12 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€45k▲ 313%
2023 · €11k
2020: €51k
2021: €76k
2022: €34k
2023: €11k
2020 → 2024
Total assets
€280k▼ 6.7%
2023 · €300k
2020: €178k
2021: €256k
2022: €256k
2023: €300k
2020 → 2024
Net result
€34k
2023 · €-23k
2020: €21k
2021: €24k
2022: €-39k
2023: €-23k
2020 → 2024
Working capital
€-82k▲ 46.6%
2023 · €-153k
2020: €-63k
2021: €-67k
2022: €-111k
2023: €-153k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€51k-€76k▲ 47.6%€34k▼ 54.6%€11k▼ 68.2%€45k▲ 313%
Operating result€28k-€30k▲ 9.5%€-39k€-21k▲ 45.0%€36k
Net result€21k-€24k▲ 14.9%€-39k€-23k▲ 40.4%€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €36k after a loss of €21k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €280k
Fixed assets
€149k▼ 31.6%
Current assets
€130k▲ 59.9%
Equity and liabilities €280k
Equity
€45k▲ 313%
Debt
€235k▼ 18.8%
The debt ratio falls from 96.4% to 83.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2023 · €32k
Cash flow
€83k▲
2023 · €30k
Solvency
16.2%▲
2023 · 3.6%
Current ratio
0.61▲
2023 · 0.35
Quick ratio
0.61▲
2023 · 0.35
Debt / equity
5.19▼
2023 · 26.43
ROE
75.8%▲
2023 · -214.2%
ROA
12.2%▲
2023 · -7.8%
Interest coverage
47.71▲
2023 · 15.07
Debt
€235k▼
2023 · €289k
Debt ≤ 1 year
€212k▼
2023 · €234k
Debt > 1 year
€22k▼
2023 · €54k
Staff costs
€101k▼
2023 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€300k€280k▼
Fixed assets21/28€218k€149k▼
Tangible fixed assets22/27€218k€149k▼
Plant, machinery and equipment23€120k€98k▼
Furniture and vehicles24€17k€14k▼
Leasing and similar rights25€80k€37k▼
Financial fixed assets28€403€403=
Current assets29/58€82k€130k▲
Amounts receivable within one year40/41€80k€80k▲
Trade receivables40€79k€79k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€1k€50k▲
Deferred charges and accrued income490/1€95€138▲
Equity and liabilities
Total equity and liabilities10/49€300k€280k▼
Equity10/15€11k€45k▲
Contributions10/11€30k€30k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-49k€-15k▲
Amounts payable17/49€289k€235k▼
Amounts payable after more than one year17€54k€22k▼
Financial debts170/4€54k€22k▼
Amounts payable within one year42/48€234k€212k▼
Current portion of amounts payable after more than one year42€21k€12k▼
Trade debts44€87k€70k▼
Suppliers440/4€87k€70k▼
Taxes, remuneration and social security45€23k€26k▲
Taxes450/3€8k€12k▲
Remuneration and social security454/9€15k€14k▼
Other amounts payable47/48€103k€104k▲
Income statement
Code20232024
Remuneration, social security and pensions62€111k€101k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€48k▼
Other operating charges640/8€22k€27k▲
Non-recurring operating charges66A€5k€1k▼
Gross operating margin9900€169k€213k▲
Operating profit (loss)9901€-21k€36k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-23k€34k▲
Profit (loss) for the period9904€-23k€34k▲
Profit (loss) for the period to be appropriated9905€-23k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-15k▲
Profit (loss) brought forward from the previous period14P€-26k€-49k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
31-12
Financial
Weakest financial yearnet €-39k ▼261%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Chiny · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Germain Gilson,Izel 976810 ChinyGround area
3,509 m²
Building footprint
396 m²
Volume, LiDAR
3,749 m³
Parcel 85018B0250/00H000, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Germain Gilson,Izel 97, 6810 Chiny
since 20202.297.441.040
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85018B0250/00H000 | Wallonia | 3,509 m² | 1 · 396 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteChiny2.297.441.040
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Keerbergen · Eq €35k
Of 323 companies in sector 87202 we hold annual accounts for 274. 54 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2019
Fiscal year end31-12
Activities, NACEBEL
87202Residential care activities
87992Residential care activities
87203Residential care activities
87204Residential care activities
87205Residential care activities
87209Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.aunidizel.be
E-mail:lemanoir.fb@gmail.com