E&F CLEANING
ActiveThe computed 12-month bankruptcy probability of E&F CLEANING is 3.7% (moderate). The 2024 annual accounts show equity of €21k and a net result of €-9k. Its solvency ranks better than 34% of 5895 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-67
Solvency52▼-19
Growth32
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.56 against 1.37 in 2023; short-term debt: 40.5% and cash: 15.6% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.4%
Return on assets
-11.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
12 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k▼ 29.5%
2023 · €30k
2023: €30k
2023 → 2024
Total assets
€77k▲ 17.1%
2023 · €66k
2023: €66k
2023 → 2024
Net result
€-9k
2023 · €27k
2023: €27k
2023 → 2024
Working capital
€-14k
2023 · €9k
2023: €9k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€30k-€21k▼ 29.5%
Operating result€34k-€-6k
Net result€27k-€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €34k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €75k
Fixed assets
€57k▲ 93.1%
Current assets
€18k▼ 48.1%
Equity and liabilities €77k
Equity
€21k▼ 29.5%
Debt
€56k▲ 55.9%
The debt ratio rises from 54.5% to 72.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€9k▼
2023 · €37k
Cash flow
€7k▼
2023 · €30k
Solvency
27.4%▼
2023 · 45.5%
Current ratio
0.56▼
2023 · 1.37
Quick ratio
0.56▼
2023 · 1.37
Debt / equity
2.65▲
2023 · 1.20
ROE
-41.8%▼
2023 · 90.0%
ROA
-11.5%▼
2023 · 41.0%
Interest coverage
3.48▼
2023 · 60.94
Debt
€56k▲
2023 · €36k
Debt ≤ 1 year
€31k▲
2023 · €25k
Debt > 1 year
€25k▲
2023 · €11k
Staff costs
€2k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€66k€77k▲
Formation expenses20€2k€2k=
Fixed assets21/28€30k€57k▲
Tangible fixed assets22/27€30k€57k▲
Plant, machinery and equipment23€7k€11k▲
Furniture and vehicles24-€30k
Leasing and similar rights25€22k€16k▼
Current assets29/58€34k€18k▼
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€7k-
Other amounts receivable41€1k€6k▲
Cash at bank and in hand54/58€25k€12k▼
Equity and liabilities
Total equity and liabilities10/49€66k€77k▲
Equity10/15€30k€21k▼
Contributions10/11€3k€3k=
Reserves13€27k€18k▼
Distributable reserves133€27k€18k▼
Amounts payable17/49€36k€56k▲
Amounts payable after more than one year17€11k€25k▲
Financial debts170/4€11k€25k▲
Amounts payable within one year42/48€25k€31k▲
Current portion of amounts payable after more than one year42€3k€8k▲
Trade debts44€3k€13k▲
Suppliers440/4€3k€13k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€735▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€8k€5k▼
Income statement
Code20232024
Remuneration, social security and pensions62€17k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€15k▲
Other operating charges640/8€861€3k▲
Gross operating margin9900€54k€13k▼
Operating profit (loss)9901€34k€-6k▼
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€600€3k▲
Recurring financial charges65€600€3k▲
Profit (loss) for the period before taxes9903€33k€-9k▼
Income taxes67/77€6k-
Profit (loss) for the period9904€27k€-9k▼
Profit (loss) for the period to be appropriated9905€27k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-9k▼
Transfer from equity791/2-€9k
Transfer to equity691/2€27k-
To other reserves6921€27k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 118 A1770 LiedekerkeGround area
175 m²
Building footprint
99 m²
Volume, LiDAR
517 m³
Parcel 23044A1070/00T002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E&F CLEANING
since 20232.343.234.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23044A1070/00T002 | Flanders | 175 m² | 1 · 99 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FORZAPURA
BE 0672.980.357
Zwevegem · Eq €21k
SASAR
BE 0670.692.444
Anderlecht · Eq €21k
UNAL CLEAN SERVICES
BE 0859.969.534
Namur · Eq €21k
SERVICE VITRES PROPRES
BE 0476.970.675
Antoing · Eq €21k
ENIANET BELGIUM
BE 0816.939.344
Herve · Eq €21k
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
81220Other building cleaning and industrial cleaning
49410Freight transport by road
53200Other postal and courier activities
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.