ECO FULL SERVICES · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ECO FULL SERVICES is 2.9% (moderate). The 2024 annual accounts show equity of €12k and a net result of €13k. Its solvency ranks better than 44% of 1985 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 29 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-11-2025	122 d late	2025-00575738
31-12-2023	31-07-2024	23-11-2024	115 d late	2024-00605465

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.9% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€181k

EBIT margin4.0%

Net result€13k

Working capital€12k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 30-11-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	32.0%	36.6%	better than 44% of 1985 sector peers
Net result	€13k	€10k	better than 56% of 1976 sector peers
Equity	€12k	€29k	better than 29% of 1986 sector peers
Gross operating margin	€28k	€39k	better than 41% of 1974 sector peers
Staff costs	€17k	€35k	higher than 36% of 908 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€181k
EBITDA	-
Net profit	€13k
Cash flow	-
Staff costs	€17k
Income taxes	-
Dividends	-
Total assets	€37k
Equity	€12k
Debt	€25k
of which ≤ 1y	€25k
of which > 1y	-
Working capital	€12k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.45
Quick ratio	1.45
Working capital ratio	30.7%
Solvency	32.0%
Debt / equity	2.13
Long-term debt ratio	-
Interest coverage	-
Gross margin	15.7%
Net margin	7.5%
ROA	36.0%
ROE	112.7%
EBITDA margin	-
Days sales outstanding	62d
Days payable outstanding	43d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €466 · 1.2% Current assets €37k · 98.8%

Equity & liabilities

Equity €12k · 32.0% Debt €25k · 68.1%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€37k
Fixed assets	21/28	€466
Financial fixed assets	28	€466
Current assets	29/58	€37k
Amounts receivable within one year	40/41	€32k
Cash & bank	54/58	€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€37k
Equity	10/15	€12k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€9k
Amounts payable	17/49	€25k
Amounts payable within one year	42/48	€25k
Trade debts payable within one year	44	€18k
Income statement
Turnover	70	€181k
Gross operating margin	9900	€28k
Operating result	9901	€7k
Financial income	75	€7k
Financial charges	65	€215
Result before taxes	9903	€13k
Net result for the period	9904	€13k
Result to be appropriated	9905	€13k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

70 / 100 Healthy

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

AMGHAR KALID
Director
State Gazette act 23142615 (10-11-2023)

Current
10-11-2023 → present

Former directors (1)

AMGHAR FARAH
Director
State Gazette act 23142615 (10-11-2023)

Former
- → 10-11-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Algemene reiniging van gebouwen(81210)
Legal form	Private limited company(610)
Incorporation	25-01-2023
Status	Active
Postal code	1930

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

270 companies at this address See who is registered here

Establishment units

1 location

ECO FULL SERVICES

Excelsiorlaan 71, 1930 ZaventemAlgemene reiniging van gebouwen

since 20232.341.671.159

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area5,436 m²

Buildings1

Building footprint1,487 m²

Volume (LiDAR)14,271 m³

Tallest building12.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)