Equity
-€37,938
Debts exceed assets in financial year 2025.
e-CspliC
Lifetime
14 annual accounts with figures on one time axispeak €143,838 (2012)
€42,018▼ 20.5%
lowest -€814,897 (2020)
€27,493▼ 19.3%
peak €590,097 (2019)
-€37,938▲ €27,493
€70,991▼ 41.8%
Board2 names since 2011
2 directorsVERHOEVEN Steven and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €52,850 to €42,018Equity from -€65,431 to -€37,938Debts from €122,068 to €70,991Cash from €8,594 to €4,227
Key points
from the 2025 annual accountsProfit
5 years
5 profitable years in a row. Profit 2025: €27,493.
Turnover
≈ €140,000 estimated
The micro format states no turnover.
Debts
€70,991 215% of the balance sheet
Financial debts 43%Suppliers 18%Taxes and wages 22%Other 17%
Of this, €40,311 falls due within a year.
Filings
14 annual accounts since 2012
Three of the last ten came late. The 2020 accounts came latest: 20 days after the end of the period.
Position in the sector
-114.8%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
55
Fair
Financially stronger than 42% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025highest value
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€37,938
lowers risk
Size: total assets €33,054
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 20-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 6% on liquidity, 82% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as e-CspliC has now. Each dot stands for 10 companies, two years later.
91.8%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of e-CspliC itself is lower: 0.2% within 12 months. It rests on far more data about e-CspliC than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for e-CspliC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.76 (0.64 in 2024), below 1. Short-term debt is 122% and cash 12.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 days early
2024
on the day
2023
9 days early
2022
14 days early
2021
on the day
2020
20 days late
2019
4 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0833497343
Change of role: VERHOEVEN Steven, from manager to director
“Het verlenen van managementbijstand; Het verlenen van advies, bijstand en knowhow aan bedrijven; Het houden…” (deed in Dutch) · Director discharge: VERHOEVEN Steven · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 08-12-2023 · Gazette deed
Appointment: Greet Dierickx (director)
General meeting of 24-08-2021 · Gazette deed
Registered-office move
General meeting of 10-02-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| e-CspliC Aalst | €33,054 | €42,018 | -114.8% | - |
| REWARD NETWORKS Etterbeek | €30,235 | €37,374 | -201.2% | - |
| E-GENIUM Sint-Genesius-Rode | €31,258 | €33,892 | 64.8% | - |
| URPI Brecht | €27,581 | €50,811 | 16.0% | - |
| Business Solutions and Services Gembloux | €33,575 | €37,756 | -84.4% | - |
| Beminco Oud-Turnhout | €29,527 | €45,781 | -108.4% | - |
| EXCELLENT FRUIT Brussels | €27,263 | €35,330 | 87.5% | - |
These companies have the same main activity as e-CspliC: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €27,300 and €33,600, founded between 2006 and 2014.
Official details
Source: KBO- Status
- Active since 07-02-2011Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.195.767.9179308 Aalst, since 11-02-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 07-11-2025
Annual accounts 2025
- €33,054▼ 41.6%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on e-CspliC
e-CspliC files the micro format. That format states no turnover. The gross margin fell from €143,838 in 2012 to €42,018 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about e-CspliC
- What is the company number of e-CspliC?
- The company number of e-CspliC is 0833.497.343. The VAT number is the same number with BE in front: BE 0833.497.343.
- Where is e-CspliC based?
- The registered office is at Wacheneveld 25, 9308 Aalst.Company details
- What does e-CspliC do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of e-CspliC?
- e-CspliC is a private limited company (BV).
- When was e-CspliC founded?
- e-CspliC was founded on 07-02-2011.
- Is e-CspliC still active?
- Yes, e-CspliC is an active enterprise in the KBO register.
- What is the turnover of e-CspliC?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €42,018 and 63 comparable companies (NACE 62200). It probably lies between €110,000 and €190,000.Financials
- Is e-CspliC profitable?
- In financial year 2025, e-CspliC made a profit of €27,493.
- Where can I find the annual accounts of e-CspliC?
- e-CspliC filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of e-CspliC due?
- e-CspliC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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