e-CspliC
ActiveSummary
e-CspliC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-38k) and a net result of €27k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.64 in 2024; short-term debt: 122% and cash: 12.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-114.8%
Return on assets
83.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
on the day
2023
9 d early
2022
14 d early
2021
on the day
2020
20 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-38k▲ 42.0%
2024 · €-65k
2018: €557k
2019: €590k▲ +6.0% vs 2018highest in 8 years
2020: €-225k▼ -138% vs 2019lowest in 8 years
2021: €-180k▲ +19.9% vs 2020
2022: €-126k▲ +30.2% vs 2021
2023: €-99k▲ +20.8% vs 2022
2024: €-65k▲ +34.2% vs 2023
2025: €-38k▲ +42.0% vs 2024
2018 → 2025
Total assets
€33k▼ 41.6%
2024 · €57k
2018: €909khighest in 8 years
2019: €889k▼ -2.2% vs 2018
2020: €63k▼ -92.9% vs 2019
2021: €64k▲ +1.9% vs 2020
2022: €76k▲ +17.4% vs 2021
2023: €57k▼ -24.4% vs 2022
2024: €57k▼ -1.0% vs 2023
2025: €33k▼ -41.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€27k▼ 19.3%
2024 · €34k
2018: €69khighest in 8 years
2019: €33k▼ -51.7% vs 2018
2020: €-815k▼ -2537% vs 2019lowest in 8 years
2021: €45k▲ +105% vs 2020
2022: €54k▲ +21.7% vs 2021
2023: €26k▼ -51.9% vs 2022
2024: €34k▲ +30.1% vs 2023
2025: €27k▼ -19.3% vs 2024
2018 → 2025
Working capital
€-9k▲ 69.1%
2024 · €-31k
2018: €820khighest in 8 years
2019: €-44k▼ -105% vs 2018lowest in 8 years
2020: €-34k▲ +22.9% vs 2019
2021: €-36k▼ -5.2% vs 2020
2022: €-32k▲ +10.1% vs 2021
2023: €-38k▼ -16.9% vs 2022
2024: €-31k▲ +18.3% vs 2023
2025: €-9k▲ +69.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-180k-€-126k▲ 30.2%€-99k▲ 20.8%€-65k▲ 34.2%€-38k▲ 42.0%
2021: €-180klowest in 5 years
2022: €-126k▲ +30.2% vs 2021
2023: €-99k▲ +20.8% vs 2022
2024: €-65k▲ +34.2% vs 2023
2025: €-38k▲ +42.0% vs 2024highest in 5 years
Operating result€55k-€80k▲ 44.8%€42k▼ 47.3%€50k▲ 19.9%€40k▼ 20.2%
2021: €55k
2022: €80k▲ +44.8% vs 2021highest in 5 years
2023: €42k▼ -47.3% vs 2022
2024: €50k▲ +19.9% vs 2023
2025: €40k▼ -20.2% vs 2024lowest in 5 years
Net result€45k-€54k▲ 21.7%€26k▼ 51.9%€34k▲ 30.1%€27k▼ 19.3%
2021: €45k
2022: €54k▲ +21.7% vs 2021highest in 5 years
2023: €26k▼ -51.9% vs 2022lowest in 5 years
2024: €34k▲ +30.1% vs 2023
2025: €27k▼ -19.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€2k ▼ 29.8%
Current assets
€31k ▼ 42.3%
Key figures and ratios
EBITDA
€41k▼
2024 · €51k
Cash flow
€28k▼
2024 · €35k
Solvency
-114.8%▲
2024 · -115.5%
Current ratio
0.76▲
2024 · 0.64
Debt to equity
-1.87▼
2024 · -1.87
ROA
83.2%▲
2024 · 60.1%
Interest coverage
16.55▼
2024 · 21.54
Debt
€71k▼
2024 · €122k
Debt ≤ 1 year
€40k▼
2024 · €84k
Debt > 1 year
€31k▼
2024 · €38k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€57k€33k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€53k€31k▼
Amounts receivable within one year40/41€45k€27k▼
Trade receivables40€31k€13k▼
Other amounts receivable41€14k€14k▲
Cash at bank and in hand54/58€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€57k€33k▼
Equity10/15€-65k€-38k▲
Contributions10/11€19k€19k=
Reserves13€602k€602k=
Distributable reserves133€602k€602k=
Profit (loss) carried forward14€-686k€-658k▲
Amounts payable17/49€122k€71k▼
Amounts payable after more than one year17€38k€31k▼
Financial debts170/4€38k€31k▼
Amounts payable within one year42/48€84k€40k▼
Current portion of amounts payable after more than one year42€50k€10k▼
Trade debts44€12k€13k▲
Suppliers440/4€12k€13k▲
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€22k€16k▼
Remuneration and social security454/9€753€0▼
Other amounts payable47/48-€2k
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€689€939▲
Other operating charges640/8€2k€970▼
Gross operating margin9900€53k€42k▼
Operating profit (loss)9901€50k€40k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€48k€38k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€34k€27k▼
Profit (loss) for the period to be appropriated9905€34k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-686k€-658k▲
Profit (loss) brought forward from the previous period14P€-720k€-686k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €699 | €332 | €436 | €689 | €939 | ▲ 36.2% |
| Other operating charges640/8 | €5k | €5k | €20k | €2k | €970 | ▼ 48.4% |
| Gross operating margin9900 | €60k | €85k | €62k | €53k | €42k | ▼ 20.5% |
| Operating profit (loss)9901 | €55k | €80k | €42k | €50k | €40k | ▼ 20.2% |
| Financial income75/76B | €19 | €0 | €1 | €0 | - | - |
| Recurring financial income75 | €19 | €0 | €1 | €0 | - | - |
| Financial charges65/66B | €4k | €5k | €4k | €2k | €2k | ▲ 4.8% |
| Recurring financial charges65 | €4k | €5k | €4k | €2k | €2k | ▲ 4.8% |
| Profit (loss) for the period before taxes9903 | €51k | €75k | €38k | €48k | €38k | ▼ 21.5% |
| Income taxes67/77 | €6k | €21k | €12k | €14k | €10k | ▼ 26.8% |
| Profit (loss) for the period9904 | €45k | €54k | €26k | €34k | €27k | ▼ 19.3% |
| Profit (loss) for the period to be appropriated9905 | €45k | €54k | €26k | €34k | €27k | ▼ 19.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64k | €76k | €57k | €57k | €33k | ▼ 41.6% |
| Fixed assets21/28 | €1k | €1k | €2k | €3k | €2k | ▼ 29.8% |
| Tangible fixed assets22/27 | €1k | €1k | €2k | €3k | €2k | ▼ 29.8% |
| Plant, machinery and equipment23 | €8 | €0 | - | - | - | - |
| Furniture and vehicles24 | €1k | €1k | €2k | €3k | €2k | ▼ 29.8% |
| Current assets29/58 | €63k | €75k | €55k | €53k | €31k | ▼ 42.3% |
| Amounts receivable within one year40/41 | €63k | €65k | €52k | €45k | €27k | ▼ 40.7% |
| Trade receivables40 | €62k | €53k | €38k | €31k | €13k | ▼ 59.0% |
| Other amounts receivable41 | €696 | €12k | €14k | €14k | €14k | ▲ 0.9% |
| Cash at bank and in hand54/58 | €831 | €9k | €3k | €9k | €4k | ▼ 50.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64k | €76k | €57k | €57k | €33k | ▼ 41.6% |
| Equity10/15 | €-180k | €-126k | €-99k | €-65k | €-38k | ▲ 42.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €602k | €602k | €602k | €602k | €602k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €600k | €600k | €602k | €602k | €602k | = |
| Profit (loss) carried forward14 | €-801k | €-746k | €-720k | €-686k | €-658k | ▲ 4.0% |
| Amounts payable17/49 | €245k | €201k | €157k | €122k | €71k | ▼ 41.8% |
| Amounts payable after more than one year17 | €145k | €95k | €64k | €38k | €31k | ▼ 19.0% |
| Financial debts170/4 | €145k | €95k | €64k | €38k | €31k | ▼ 19.0% |
| Amounts payable within one year42/48 | €99k | €107k | €93k | €84k | €40k | ▼ 52.1% |
| Current portion of amounts payable after more than one year42 | €50k | €60k | €56k | €50k | €10k | ▼ 79.2% |
| Financial debts43 | €1k | €494 | €0 | - | - | - |
| Credit institutions430/8 | €1k | €494 | €0 | - | - | - |
| Trade debts44 | €8k | €12k | €10k | €12k | €13k | ▲ 8.6% |
| Suppliers440/4 | €8k | €12k | €10k | €12k | €13k | ▲ 8.6% |
| Taxes, remuneration and social security45 | €40k | €35k | €26k | €23k | €16k | ▼ 31.4% |
| Taxes450/3 | €38k | €35k | €26k | €22k | €16k | ▼ 29.1% |
| Remuneration and social security454/9 | €2k | €0 | €199 | €753 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | - | €2k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €54k | €26k | €34k | €27k | ▼ 19.3% |
| + Depreciation and write-downs630 | €699 | €332 | €436 | €689 | €939 | ▲ 36.2% |
| Operating cash flow (approximation) | €45k | €55k | €27k | €35k | €28k | ▼ 18.2% |
| Investment in fixed assets (approximation) | - | €-398 | €-1k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €9k | €-6k | €5k | €-4k | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €-815k
Net result drops to €-815k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2011
Ground area
391 m²
Building footprint
97 m²
Volume, LiDAR
617 m³
Parcel 41029A0887/00C002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
e-CspliC
since 20112.195.767.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41029A0887/00C002 | Flanders | 391 m² | 1 · 97 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 120 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 60 EUR | 60 EUR |
| 2022 | 1 | 60 EUR | 60 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 11,248 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.