EXCELLENT FRUIT
ActiveEXCELLENT FRUIT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €4k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-10
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 8.01 against 3.35 in 2024; short-term debt: 12.5% and cash: 98.6% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
13.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
22 d early
2023
29 d late
2022
29 d early
2021
59 d late
2020
51 d early
2019
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 18.1%
2024 · €20k
2018: €15k
2019: €16k
2020: €16k
2021: €12k
2022: €15k
2023: €15k
2024: €20k
2018 → 2025
Total assets
€27k▼ 5.3%
2024 · €29k
2018: €18k
2019: €16k
2020: €22k
2021: €18k
2022: €20k
2023: €25k
2024: €29k
2018 → 2025
Net result
€4k▼ 27.2%
2024 · €5k
2018: €202
2019: €790
2020: €446
2021: €-4k
2022: €3k
2023: €218
2024: €5k
2018 → 2025
Working capital
€24k▲ 18.1%
2024 · €20k
2018: €15k
2019: €16k
2020: €16k
2021: €12k
2022: €15k
2023: €15k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€15k▲ 24.0%€15k▲ 1.5%€20k▲ 33.1%€24k▲ 18.1%
Operating result€-4k-€3k€329▼ 88.8%€7k▲ 1,997%€5k▼ 30.0%
Net result€-4k-€3k€218▼ 92.5%€5k▲ 2,205%€4k▼ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27k
Equity
€24k▲ 18.1%
Debt
€3k▼ 60.4%
The debt ratio falls from 29.8% to 12.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
87.5%▲
2024 · 70.2%
Current ratio
8.01▲
2024 · 3.35
Quick ratio
8.01▲
2024 · 3.35
Debt / equity
0.14▼
2024 · 0.43
ROE
15.3%▼
2024 · 24.9%
ROA
13.4%▼
2024 · 17.5%
Debt
€3k▼
2024 · €9k
Debt ≤ 1 year
€3k▼
2024 · €9k
Income taxes
€1k▼
2024 · €2k
Staff costs
€30k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€27k▼
Current assets29/58€29k€27k▼
Amounts receivable within one year40/41€750-
Trade receivables40€750-
Cash at bank and in hand54/58€28k€27k▼
Deferred charges and accrued income490/1-€369
Equity and liabilities
Total equity and liabilities10/49€29k€27k▼
Equity10/15€20k€24k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€6k€10k▲
Amounts payable17/49€9k€3k▼
Amounts payable within one year42/48€9k€3k▼
Trade debts44-€139
Suppliers440/4-€139
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€34k€30k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€41k€35k▼
Operating profit (loss)9901€7k€5k▼
Financial charges65/66B€45€59▲
Recurring financial charges65€45€59▲
Profit (loss) for the period before taxes9903€7k€5k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€5k€4k▼
Profit (loss) for the period to be appropriated9905€5k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€10k▲
Profit (loss) brought forward from the previous period14P€916€6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 8.01
Current ratio from 3.35 to 8.01; short-term debt falls from €9k to €3k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €5k ▲2205%
Operating result €7k, net result €5k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Weakest financial yearnet €-4k ▼976%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 58 days late
2019
31-12
Financial
Liquidity times 5current ratio 24.77
Current ratio from 5.24 to 24.77; short-term debt falls from €3k to €653.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werkhuizenkaai 221000 BrusselGround area
12.0 ha
Building footprint
6,817 m²
Volume, LiDAR
70,289 m³
Parcel 21813E0110/00G002, Brussels · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Werkhuizenkaai 22, 1000 Brussel
since 20132.225.549.192
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813E0110/00G002 | Brussels | 12.0 ha | 1 · 6,817 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 13,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2013
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
62020IT consultancy
62200Computer consultancy and computer facilities management
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.