URPI
ActiveURPI has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €35k. Equity is shrinking by ~43.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 19% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+62
Solvency41▲+41
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
127.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 16974 sector peers (2025).
NBB · sector comparisonPosition among 16974 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
83 d early
2023
75 d early
2022
53 d early
2021
52 d early
2020
55 d early
2019
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k
2024 · €-31k
2018: €29k
2019: €42k
2020: €26k
2021: €14k
2022: €2k
2023: €-25k
2024: €-31k
2018 → 2025
Total assets
€28k▼ 3.6%
2024 · €29k
2018: €75k
2019: €71k
2020: €57k
2021: €57k
2022: €41k
2023: €22k
2024: €29k
2018 → 2025
Net result
€35k
2024 · €-6k
2018: €2k
2019: €13k
2020: €-817
2021: €-12k
2022: €-12k
2023: €-27k
2024: €-6k
2018 → 2025
Working capital
€2k
2024 · €-33k
2018: €25k
2019: €35k
2020: €15k
2021: €3k
2022: €-3k
2023: €-29k
2024: €-33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€2k▼ 82.4%€-25k€-31k▼ 25.0%€4k
Operating result€-7k-€-10k▼ 51.4%€-26k▼ 158%€-417▲ 98.4%€47k
Net result€-12k-€-12k▲ 3.9%€-27k▼ 133%€-6k▲ 77.3%€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €417 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€4k▼ 3.9%
Current assets
€24k▼ 3.5%
Equity and liabilities €28k
Equity
€4k
Debt
€23k
Debt finances 84.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€49k▲
2024 · €3k
Cash flow
€38k▲
2024 · €-3k
Solvency
16.0%▲
2024 · -107.8%
Current ratio
1.11▲
2024 · 0.43
Quick ratio
1.11▲
2024 · 0.43
Debt / equity
5.24▲
2024 · -1.93
ROE
797.6%
ROA
127.8%▲
2024 · -21.6%
Interest coverage
91.50▲
2024 · 4.57
Debt
€23k▼
2024 · €59k
Debt ≤ 1 year
€21k▼
2024 · €57k
Income taxes
€11k▲
2024 · €5k
Staff costs
€199▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€28k▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€553-
Furniture and vehicles24€4k€4k▲
Current assets29/58€24k€24k▼
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€14k▲
Cash at bank and in hand54/58€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€29k€28k▼
Equity10/15€-31k€4k▲
Contributions10/11€16k€16k=
Profit (loss) carried forward14€-47k€-12k▲
Amounts payable17/49€59k€23k▼
Amounts payable within one year42/48€57k€21k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€16k▲
Other amounts payable47/48€42k€4k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€199▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€9k€51k▲
Operating profit (loss)9901€-417€47k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€584€538▼
Recurring financial charges65€584€538▼
Profit (loss) for the period before taxes9903€-1k€46k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€-6k€35k▲
Profit (loss) for the period to be appropriated9905€-6k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-12k▲
Profit (loss) brought forward from the previous period14P€-41k€-47k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after 5 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.11
Current ratio from 0.43 to 1.11; short-term debt falls from €57k to €21k.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goorstraat 52960 BrechtGround area
145 m²
Building footprint
164 m²
Volume, LiDAR
652 m³
Parcel 11042B0232/00Z002, Flanders · tallest building 18.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
URPI
since 20122.213.903.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042B0232/00Z002 | Flanders | 145 m² | 1 · 164 m² | 18.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REECHO
BE 0801.529.905
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HELPMAN
BE 0476.090.351
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Seccom
BE 0791.581.861
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Silicon ICT Services
BE 0770.836.531
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Kolstmar
BE 0778.869.418
Grimbergen · Eq €4k
Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 5,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.