e-Contract.be
ActiveSummary
e-Contract.be has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €104,088. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
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Signals
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,047 | €8,289 | €8,395 | €3,933 | €7,370 | ▲ 87.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €11,000 | - | - | - | - |
| Other operating charges640/8 | €1,039 | €8,861 | €1,263 | €1,815 | €2,089 | ▲ 15.1% |
| Gross operating margin9900 | €193,698 | €223,317 | €175,928 | €178,231 | €148,594 | ▼ 16.6% |
| Operating profit (loss)9901 | €188,613 | €195,167 | €166,270 | €172,483 | €139,134 | ▼ 19.3% |
| Financial income75/76B | - | €10 | €20 | €1,083 | €2,672 | ▲ 147% |
| Recurring financial income75 | - | €10 | €20 | €1,083 | €2,672 | ▲ 147% |
| Financial charges65/66B | €335 | €197 | €233 | €145 | €141 | ▼ 3.1% |
| Recurring financial charges65 | €335 | €197 | €233 | €145 | €141 | ▼ 3.1% |
| Profit (loss) for the period before taxes9903 | €188,278 | €194,979 | €166,057 | €173,420 | €141,666 | ▼ 18.3% |
| Income taxes67/77 | €49,590 | €58,449 | €50,459 | €42,849 | €37,578 | ▼ 12.3% |
| Profit (loss) for the period9904 | €138,688 | €136,530 | €115,597 | €130,572 | €104,088 | ▼ 20.3% |
| Profit (loss) for the period to be appropriated9905 | €138,688 | €136,530 | €115,597 | €130,572 | €104,088 | ▼ 20.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €670,547 | €765,346 | €880,647 | €970,757 | €1.1m | ▲ 9.4% |
| Fixed assets21/28 | €16,064 | €11,400 | €4,614 | €8,769 | €22,759 | ▲ 160% |
| Tangible fixed assets22/27 | €16,064 | €11,400 | €4,614 | €8,769 | €22,759 | ▲ 160% |
| Furniture and vehicles24 | €13,937 | €9,805 | €3,550 | €8,237 | €16,703 | ▲ 103% |
| Other tangible fixed assets26 | €2,127 | €1,595 | €1,063 | €532 | €6,056 | ▲ 1,039% |
| Current assets29/58 | €654,483 | €753,946 | €876,033 | €961,988 | €1.0m | ▲ 8.0% |
| Amounts receivable within one year40/41 | €413,501 | €124,969 | €269,628 | €102,004 | €170,195 | ▲ 66.9% |
| Trade receivables40 | €413,501 | €124,969 | €269,628 | €99,853 | €159,372 | ▲ 59.6% |
| Other amounts receivable41 | - | - | - | €2,151 | €10,823 | ▲ 403% |
| Cash at bank and in hand54/58 | €240,048 | €628,473 | €605,358 | €858,895 | €867,686 | ▲ 1.0% |
| Deferred charges and accrued income490/1 | €934 | €504 | €1,048 | €1,089 | €1,139 | ▲ 4.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €670,547 | €765,346 | €880,647 | €970,757 | €1.1m | ▲ 9.4% |
| Equity10/15 | €544,593 | €681,123 | €796,720 | €927,292 | €1.0m | ▲ 11.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €316,677 | €453,207 | €568,804 | €921,092 | €1.0m | ▲ 11.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €314,817 | €451,347 | €566,944 | €919,232 | €1.0m | ▲ 11.3% |
| Profit (loss) carried forward14 | €221,716 | €221,716 | €221,716 | - | - | - |
| Amounts payable17/49 | €125,954 | €84,223 | €83,926 | €43,465 | €30,398 | ▼ 30.1% |
| Amounts payable within one year42/48 | €125,954 | €84,223 | €83,926 | €43,465 | €30,398 | ▼ 30.1% |
| Trade debts44 | €62,870 | €18,895 | €32,864 | €6,598 | €6,142 | ▼ 6.9% |
| Suppliers440/4 | €62,870 | €18,895 | €32,864 | €6,598 | €6,142 | ▼ 6.9% |
| Taxes, remuneration and social security45 | €53,297 | €47,095 | €32,834 | €33,012 | €24,256 | ▼ 26.5% |
| Taxes450/3 | €49,297 | €43,072 | €28,763 | €26,601 | €16,050 | ▼ 39.7% |
| Remuneration and social security454/9 | €4,000 | €4,023 | €4,071 | €6,412 | €8,207 | ▲ 28.0% |
| Other amounts payable47/48 | €9,786 | €18,232 | €18,228 | €3,855 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €138,688 | €136,530 | €115,597 | €130,572 | €104,088 | ▼ 20.3% |
| + Depreciation and write-downs630 | €4,047 | €8,289 | €8,395 | €3,933 | €7,370 | ▲ 87.4% |
| Operating cash flow (approximation) | €142,735 | €144,819 | €123,993 | €134,505 | €111,458 | ▼ 17.1% |
| Investment in fixed assets (approximation) | - | -€3,625 | -€1,609 | -€8,088 | -€21,360 | ▼ 164% |
| Change in cash | - | €388,426 | -€23,116 | €253,537 | €8,791 | ▼ 96.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
02-07
State Gazette act
Appointment: CORNELIS Frank (director)Legal-form conversion · Capital conversion · Reserve release14 facts ▸
- Legal-form conversion, besloten vennootschap
- Capital conversion, statutair onbeschikbaar eigen vermogen
- Capital conversion, statutair onbeschikbaar eigen vermogen
- Capital conversion, eigen vermogensrekening niet-opgevraagde inbrengen
- Reserve release, opheffen statutair onbeschikbaar eigen vermogen, middelen beschikbaar voor uitkering
- Capital conversion, beschikbare eigen vermogensrekening niet-opgevraagde inbrengen
- Share class, splitsen in twee categorieën
- Shareholding, A-aandelen, 50
- Shareholding, B-aandelen, 50
- Registered office clause, adres buiten statuten, Vlaams Gewest
- Statutes amendment
- Director appointment, CORNELIS Frank (director)
- +2 further facts in this act
Show earlier events
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001B0264/00B003 | Flanders | 1,025 m² | 1 · 185 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CORNELIS Frank |
|
Articles of association
Full purpose (21 activities)
- Het verstrekken van advies en hulp aan het bedrijfsleven en de overheid op het gebied van informatica, internet, e-government, bedrijfsvoering, planning, organisatie, efficiëntie, toezicht en beheer
- Het adviseren, organiseren, uitvoeren en ontwerpen van communicatie-uitingen en marketingstrategieën onder welke vorm ook
- De aanneming en onderaanneming van alle intellectuele rechten en industriële of commerciële eigendommen die erop betrekking hebben
- Het opleiden van personeel
- Het auditeren van bedrijven op het vlak van management en informatica, met daarbij horend het opstellen van informatieplannen
- Het uitwerken van marketing-, onderzoeks- en bedrijfsstrategieën
- Het samenstellen en doceren van cursussen en opleidingen
- Het verstrekken van interim-management aan bedrijven en openbare instellingen
- Het ontvangen van commissies op diverse bemiddelingen door contacten die verband houden met haar voorwerp
- Het verlenen van diensten aan derden; tussenpersoon in alle handelsaangelegenheden, het uitbesteden van werkzaamheden
- Het ontwerpen, exploiteren, commercialiseren, demonstreren en beheren inzake communicatie, softwaretoepassingen, computernetwerken, informatiesnelwegen, alsmede alle diensten en advieswerkzaamheden hieromtrent en dit in de meest ruime zin
- Het groeperen van bedrijven omtrent informaticatoepassingen
- Programmatie van software, hardware en andere informatica
- Kleinhandel in hard- en software voor computers en randapparatuur
- De algemene aanneming van telecommunicatie-uitrusting en databeheer
- Het aan- en verkopen, huren en verhuren, oprichten en laten oprichten, beheren en renoveren van onroerende goederen voor eigen beheer
- Het aanhouden van zakelijke rechten
- Het in opdracht van derden laten oprichten van gebouwen of laten uitvoeren van bouwwerken in het algemeen
- Het beheer van eigen roerende beleggingen en vermogens
- Het verwerven (op eender welke wijze) en/of aanhouden van participaties in bestaande en/of nog op te richten ondernemingen; het beheren, valoriseren, en te gelde maken van deze participaties
- Het uitoefenen van een bestuursmandaat of mandaat van vereffenaar in andere ondernemingen; het verlenen van managementprestaties en het vervullen van interim-opdrachten; het deelnemen aan het toezicht op ondernemingen
Structure & network
Owners and holdings
1 ownerOwners 1
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.