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INTEGRATION ARCHITECTS

Active
Private limited companyfounded 201115 yrs activeNieuwpoortsesteenweg 449, 8400 Oostende, BelgiumKBO/BCE: BE 0832.615.831

INTEGRATION ARCHITECTS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €896k and a net result of €134k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 93% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+6
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 15.91 against 14.38 in 2024), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.7%
Return on assets
14%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
23 d early
2023
11 d early
2022
34 d early
2021
33 d early
2020
10 d late
2019
20 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€896k▲ 17.5%
2024 · €762k
2019: €492k 2020: €577k 2021: €615k 2022: €590k 2023: €657k 2024: €762k
2019 → 2025
Total assets
€955k▲ 16.8%
2024 · €818k
2019: €502k 2020: €599k 2021: €628k 2022: €607k 2023: €703k 2024: €818k
2019 → 2025
Net result
€134k▲ 27.1%
2024 · €105k
2019: €59k 2020: €85k 2021: €85k 2022: €-25k 2023: €67k 2024: €105k
2019 → 2025
Working capital
€876k▲ 16.6%
2024 · €752k
2019: €487k 2020: €572k 2021: €604k 2022: €588k 2023: €646k 2024: €752k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€615k-€590k▼ 4.1%€657k▲ 11.3%€762k▲ 16.0%€896k▲ 17.5%
Operating result€120k-€-33k€81k€147k▲ 81.4%€188k▲ 27.7%
Net result€85k-€-25k€67k€105k▲ 57.3%€134k▲ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €120k€120kNet result 2021: €85k€85kOperating result 2022: €-33k€-33kNet result 2022: €-25k€-25kOperating result 2023: €81k€81kNet result 2023: €67k€67kOperating result 2024: €147k€147kNet result 2024: €105k€105kOperating result 2025: €188k€188kNet result 2025: €134k€134k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €955k
Fixed assets €21k▲ 98.9%
Current assets €935k▲ 15.7%
Equity and liabilities €955k
Equity €896k▲ 17.5%
Debt €60k▲ 6.4%
The debt ratio falls from 6.9% to 6.3%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€191k
2024 · €150k
Cash flow
€137k
2024 · €108k
Solvency
93.7%
2024 · 93.1%
Current ratio
15.91
2024 · 14.38
Quick ratio
15.91
2024 · 14.38
Debt / equity
0.07
2024 · 0.07
ROE
14.9%
2024 · 13.8%
ROA
14.0%
2024 · 12.9%
Interest coverage
124.16
2024 · 605.11
Debt
€60k
2024 · €56k
Debt ≤ 1 year
€59k
2024 · €56k
Income taxes
€57k
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€818k€955k
Fixed assets21/28€10k€21k
Tangible fixed assets22/27€10k€21k
Land and buildings22€6k€14k
Furniture and vehicles24€4k€7k
Current assets29/58€808k€935k
Amounts receivable within one year40/41€10€52k
Trade receivables40€0€52k
Other amounts receivable41€10€0
Cash at bank and in hand54/58€808k€883k
Deferred charges and accrued income490/1-€138
Equity and liabilities
Total equity and liabilities10/49€818k€955k
Equity10/15€762k€896k
Contributions10/11€6k€6k=
Reserves13€623k€756k
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Tax-exempt reserves132€545€545=
Distributable reserves133€621k€754k
Profit (loss) carried forward14€133k€134k
Amounts payable17/49€56k€60k
Amounts payable within one year42/48€56k€59k
Trade debts44€6k€3k
Suppliers440/4€6k€3k
Taxes, remuneration and social security45€31k€34k
Taxes450/3€27k€34k
Remuneration and social security454/9€3k€0
Other amounts payable47/48€19k€22k
Accrued charges and deferred income492/3-€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k
Other operating charges640/8€563€619
Gross operating margin9900€150k€192k
Operating profit (loss)9901€147k€188k
Financial income75/76B€2k€5k
Recurring financial income75€2k€5k
Financial charges65/66B€247€2k
Recurring financial charges65€247€2k
Profit (loss) for the period before taxes9903€149k€191k
Income taxes67/77€44k€57k
Profit (loss) for the period9904€105k€134k
Profit (loss) for the period to be appropriated9905€105k€134k
Appropriation of the result
Profit (loss) to be appropriated9906€233k€267k
Profit (loss) brought forward from the previous period14P€128k€133k
Transfer to equity691/2€100k€133k
To other reserves6921€100k€133k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
08-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Highest result since 2019net €134k ▲27.1%
Operating result €188k, net result €134k, both a record.
2024
08-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
20-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Back to profitnet €67k
Net result €67k after one loss-making year.
2022
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Weakest financial yearnet €-25k ▼130%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2021
28-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
10-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
31-03
Financial Equity above €500kEq €577k ▲17.2%
2 profitable years in a row build equity to €577k.
2019
11-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
08-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
03-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwpoortsesteenweg 4498400 Oostende
Ground area
224 m²
Building footprint
125 m²
Volume, LiDAR
1,946 m³
Parcel 35384A0157/05N000, Flanders · tallest building 18.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Nieuwpoortsesteenweg 449, 8400 Oostende
Other software publishing
since 20112.195.231.150
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35384A0157/05N000 Flanders 223 m² 1 · 125 m² 18.6 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 4,327 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-01-2011
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
62020IT consultancy
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.