Equity
€65,354 ▲ 1.9%
DUVAS has made a profit without a break since 2018.
DUVAS
Lifetime
13 annual accounts with figures on one time axispeak €767,602 (2025)
€767,602▲ 266%
lowest -€31,299 (2017)
€1,204▲ 365%
peak €65,354 (2025)
€65,354▲ 1.9%
€641,465▲ 60.0%
peak 1.5 FTE (2022)
1.5 FTEunchanged
Board3 names since 2018
1 directorGROUP VDS
Owners
100%GROUP VDS
Documentsfilings and deeds
17-09-202648 days late
2025abbreviated format
Gross margin from €209,586 to €767,602Result from €259 to €1,204Debts from €400,813 to €641,465
Key points
from the 2025 annual accountsDebts
€641,465 91% of the balance sheet
Financial debts 2%Suppliers 93%Taxes and wages 3%Other 3%
Filings
13 annual accounts since 2013
Seven of the last ten came late. The 2020 accounts came latest: 90 days after the end of the period.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1858 sector peers (2025).
NBB · sector comparisonPosition among 1858 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
48 days late
2024
61 days late
2023
61 days late
2022
40 days late
2021
31 days late
2020
90 days late
2019
72 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- GROUP VDS 100%score 67equity €459,830 (2025) · deed of 08-10-2026
Recent changes
Merger proposal: to be absorbed by GROUP VDS bv
GROUP VDS bv holds all the shares · Gazette deed
New director
GROUP VDS appointed, VANDERSMISSEN Dennis Ludovicus resigned · Permanent representative: VANDERSMISSEN Dennis Ludovicus · Director discharge: VANDERSMISSEN Dennis Ludovicus · General meeting of 22-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0849649328
Resignation: Steven Dusart (director)
General meeting of 09-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DUVAS Linter | €0.7m | €767,602 | 9.2% | 1.5 |
| SBM INSURANCE Grimbergen | €1.1m | €513,786 | 43.3% | 1.4 |
| Verzekeringen Jan Van Looy Grobbendonk | €0.9m | €468,100 | 65.6% | 1.8 |
| Agence NSC Liège | €0.7m | €935,751 | 14.4% | 2.7 |
| BUREAU D'ASSURANCES DELCHAMBRE Fosses-la-Ville | €0.6m | €447,037 | 66.0% | 1.5 |
| Verzekeringen Walbers Beerse | €0.8m | €767,547 | 16.5% | 2.7 |
| BUREAU ALBERT GIANOTTI Soumagne | €0.5m | €481,704 | 41.0% | 1.8 |
These companies have the same main activity as DUVAS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €464,000 and €1.1m, founded between 2006 and 2016.
Official details
Source: KBO- Status
- Active since 09-10-2012Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment unit
- 2.215.147.3293300 Tienen, since 03-01-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Insights on DUVAS
DUVAS files the abbreviated format. That format states no turnover. The gross margin rose from €64,613 in 2013 to €767,602 in 2025.
GROUP VDS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DUVAS
- What is the company number of DUVAS?
- The company number of DUVAS is 0849.649.328. The VAT number is the same number with BE in front: BE 0849.649.328.
- Where is DUVAS based?
- The registered office is at Bredestraat 123, 3350 Linter.Company details
- What does DUVAS do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of DUVAS?
- DUVAS is a private limited company (BV).
- When was DUVAS founded?
- DUVAS was founded on 09-10-2012.
- Is DUVAS still active?
- Yes, DUVAS is an active enterprise in the KBO register.
- How many employees does DUVAS have?
- DUVAS had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DUVAS fall under?
- In its 2025 annual accounts, DUVAS states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of DUVAS?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €767,602 and 31 comparable companies (NACE 66). It probably lies between €1.1m and €1.4m.
- Is DUVAS profitable?
- In financial year 2025, DUVAS made a profit of €1,204.
- Where can I find the annual accounts of DUVAS?
- DUVAS filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DUVAS due?
- DUVAS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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