SBM INSURANCE

Active Risk: not assessed

Private limited companyfounded 2014active for 12 yearsMeerstraat 188, 1851 Grimbergen, BelgiumKBO/BCE: BE 0552.569.606

Summary

SBM INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €493,143 and a net result of €200,068. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 54% of 1,844 sector peers (NACE 66, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SBM INSURANCEActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€1.1mtotal assets 2025

Staff: 1.4 FTE
Equity: €493,143
Profit: €200,068

Turnover not published (abbreviated format)Total assets +120%: branch received

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: SBM GROEP · 100%

HEYVAERT NickDirector
SBM GROEPDirector · permanent representative Wim SPINOY

2025 accounts on time7 of 11 deeds summarised

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

1 day early

2023

1 day early

2022

3 days early

2021

9 days late

2020

5 days early

2019

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
13-02-2026 Resignation: Yvan Maes (director)Director discharge · Power of…
02-02-2026 Resignation: Yvan Maes (director)Director discharge

Key points

Result rose in 2025branch received from ZAKENKANTOOR RONDAS ▲ 168% View
Positive: 8 profitable years in a rowprofit 2025: €200,068 8 years View
Controlled by SBM GROEP 100% View
Branch taken over from ZAKENKANTOOR RONDAStakeover on 30-09-2025 2025 View
A director leftlatest change 31-12-2025 · 2 in office 1 left View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €1.1m
Profit: €200,068
Solvency: 43.3%

Total assets▲ 120%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Parent: SBM GROEP · 100%

HEYVAERT NickDirector
SBM GROEPDirector

Go to Board & ownership

Network & group

Connected companies: 1
Mergers and asset contributions: 1

Go to Network & group

Timeline

Events: 22
Since: 2016
Next accounts: by 31-07-2027

06-01-2026Capital & shares · Restructuring
31-12-2025Highest result from 2018 to 2025
05-11-2025Restructuring

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 09-05-2014
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 19

Purpose: “Activiteit van verzekeringstussenpersoon in de zin van de Belgische wetgeving en…” (deed in Dutch)

Go to Articles of association

Key facts about SBM INSURANCE

What is the company number of SBM INSURANCE?: 0552.569.606. In Belgium the VAT number is the company number with BE in front: BE 0552.569.606.
Where is SBM INSURANCE based?: The registered office is at Meerstraat 188, 1851 Grimbergen.Company details
What does SBM INSURANCE do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of SBM INSURANCE?: Private limited company (BV).
When was SBM INSURANCE founded?: On 09-05-2014.
Is SBM INSURANCE still active?: Yes, SBM INSURANCE is an active enterprise in the KBO register.
How many employees does SBM INSURANCE have?: On average 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SBM INSURANCE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SBM INSURANCE profitable?: In financial year 2025, SBM INSURANCE made a profit of €200,068.
Where can I find the annual accounts of SBM INSURANCE?: SBM INSURANCE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SBM INSURANCE due?: By 31-07-2027, for financial year 2026.Timeline