Equity
€1.5m ▲ 4.5%
DUROBOUW has made a profit in every financial year since 2007.
DUROBOUW
Lifetime
19 annual accounts with figures on one time axis, 38 filings since 1988peak €981,084 (2016)
€410,902▼ 25.1%
peak €197,275 (2021)
€63,268▼ 20.0%
peak €1.5m (2025)
€1.5m▲ 4.5%
€6.9m▼ 18.7%
peak 14.2 FTE (2014)
1.6 FTE▼ 38.5%
Board1 name since 2021
1 directorSCHELFHOUT Stéphane
Owners
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €548,287 to €410,902Staff from 2.6 FTE to 1.6 FTEDebts from €8.5m to €6.9mCash from €2,297 to €41,210
Key points
from the 2025 annual accountsTurnover
≈ €870,000 estimated
The abbreviated format states no turnover.
Debts
€6.9m 82% of the balance sheet
Financial debts 55%Suppliers 4%Taxes and wages 1%Other 40%
Of this, €6.6m falls due within a year.
Staff
1.6 FTE from 14.2 in 2014
Between 2014 and 2025, 89% of the full-time equivalents disappeared.
Filings
38 annual accounts since 1988
Six of the last ten came late. The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
€1.5m
More equity than 91% of companies in construction of buildings. Sector median €194,692 · 2,816 companies.
Checked score
64
Healthy
Financially stronger than 25% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%lowest value
01-2025: 0.6%● unchanged vs 12-2024lowest value
02-2025: 0.6%● unchanged vs 01-2025lowest value
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.6%▲ +0.6 percentage points vs 07-2025
09-2025: 1.7%▲ +0.1 percentage points vs 08-2025
10-2025: 1.7%● unchanged vs 09-2025
11-2025: 1.7%● unchanged vs 10-2025
12-2025: 1.7%● unchanged vs 11-2025
01-2026: 1.7%● unchanged vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.8%▲ +0.1 percentage points vs 02-2026
04-2026: 1.8%● unchanged vs 03-2026
05-2026: 1.8%● unchanged vs 04-2026
06-2026: 1.8%● unchanged vs 05-2026
07-2026: 1.9%▲ +0.1 percentage points vs 06-2026
08-2026: 2.9%▲ +1.0 percentage point vs 07-2026highest value
09-2026: 1.1%▼ -1.8 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.94, cash €41,210
Sector: Construction of residential and non-residential buildings (NACE 41)
Equity €1.5m (17.5% of total assets)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 24% of them on solvency, 8% on liquidity, 21% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as DUROBOUW has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DUROBOUW itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for DUROBOUW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (0.92 in 2024), below 1. Short-term debt is 79.5% and cash 0.5% of total assets. 82.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
28 days late
2022
3 days early
2021
4 days early
2020
1 day early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Holding Schelfhout CommV 99.92%annual accounts 2016
- Holding Schelfhout Comm.V. consolidatesannual accounts 2018
- Karina De Preterannual accounts 2016
Recent changes
Environmental permit granted
Bouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies · Keerbergen
Environmental permit granted
Bouwen of herbouwen · Provincie Vlaams-Brabant
Change of role: SCHELFHOUT Stéphane, from director and manager to director
Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0434044712
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DUROBOUW Haacht | €8.4m | €410,902 | 17.5% | 1.6 |
| BO ARTE Bruges | €6.3m | €379,206 | 8.4% | 1 |
| Michiels Mechelen | €6.4m | €285,139 | 4.1% | 1.2 |
| Symcorp Antwerp | €7.3m | €505,796 | 25.1% | 1.5 |
| HERGENRATHER EIGENBAU GEBRUDER STEFFENS La Calamine | €5.1m | €394,661 | 17.2% | 2.1 |
| LOYD Boortmeerbeek | €5.1m | €349,303 | 10.6% | 2.4 |
| ALLODIUM Zoersel | €6.1m | €392,591 | 3.8% | 3 |
These companies have the same main activity as DUROBOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €5.1m and €7.3m, founded between 1983 and 2000.
Official details
Source: KBO- Status
- Active since 20-04-1988Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2021
- Establishment unit
- 2.039.159.8333150 Haacht, since 11-07-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €8.4m▼ 15.4%
- Employeeson 31-12-2025
- 3▼ 25.0%
- Filing
- Filed on 31-08-2026
Insights on DUROBOUW
DUROBOUW files the abbreviated format. That format states no turnover. The gross margin fell from €564,086 in 2007 to €410,902 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DUROBOUW
- What is the company number of DUROBOUW?
- The company number of DUROBOUW is 0434.044.712. The VAT number is the same number with BE in front: BE 0434.044.712.
- Where is DUROBOUW based?
- The registered office is at Kruineikestraat 129, 3150 Haacht.Company details
- What does DUROBOUW do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of DUROBOUW?
- DUROBOUW is a private limited company (BV).
- When was DUROBOUW founded?
- DUROBOUW was founded on 20-04-1988.
- Is DUROBOUW still active?
- Yes, DUROBOUW is an active enterprise in the KBO register.
- How many employees does DUROBOUW have?
- DUROBOUW had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DUROBOUW fall under?
- In its 2021 annual accounts, DUROBOUW states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DUROBOUW?
- The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €410,902 and 30 comparable companies (NACE 41001). It probably lies between €700,000 and €1.3m.
- Is DUROBOUW profitable?
- In financial year 2025, DUROBOUW made a profit of €63,268.
- Where can I find the annual accounts of DUROBOUW?
- DUROBOUW filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DUROBOUW due?
- DUROBOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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