ALLODIUM
ActiveSummary
ALLODIUM has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230,058 and a net result of €231,035. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 2218 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+44
Solvency29▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.09 in 2024; short-term debt: 95.6% and cash: 0.4% of total assets), and 96.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.8%
Return on assets
3.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2218 sector peers (2025).
NBB · sector comparisonPosition among 2218 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by total assets in Zoersel, Construction sector#6 oldest company in Zoersel, Construction sector
Equity
€230,058▲ 24.8%
2024 · €184,380
Total assets
€6.1m▲ 205%
2024 · €2.0m
Net result
€231,035▲ 401%
2024 · €46,157
Working capital
€173,755▲ 10.8%
2024 · €156,752
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€43,523-€63,657▼ 46.3%-€72,050▼ 13.2%€32,754€140,654▲ 329%
Net result€24,714within the sector's middle half▼ 53.5%€4,463within the sector's middle half▼ 81.9%€1,354within the sector's middle half▼ 69.7%€46,157within the sector's middle half▲ 3,309%€231,035above the sector's middle half▲ 401%
Equity€142,729within the sector's middle half▲ 9.2%€147,192within the sector's middle half▲ 3.1%€148,546within the sector's middle half▲ 0.9%€184,380within the sector's middle half▲ 24.1%€230,058within the sector's middle half▲ 24.8%
Total assets€1.8mwithin the sector's middle half▼ 38.5%€2.3mabove the sector's middle half▲ 33.6%€2.4mabove the sector's middle half▲ 3.7%€2.0mwithin the sector's middle half▼ 18.4%€6.1mabove the sector's middle half▲ 205%
Debt€1.6m▼ 40.8%€2.2m▲ 36.3%€2.3m▲ 3.9%€1.8m▼ 21.1%€5.8m▲ 224%
Working capital€54,512within the sector's middle half▲ 45.9%€77,926within the sector's middle half▲ 43.0%€84,410within the sector's middle half▲ 8.3%€156,752within the sector's middle half▲ 85.7%€173,755within the sector's middle half▲ 10.8%
Solvency8.1%below the sector's middle half▲ 3.5pp6.3%below the sector's middle half▼ 1.9pp6.1%below the sector's middle half▼ 0.2pp9.3%below the sector's middle half▲ 3.2pp3.8%below the sector's middle half▼ 5.5pp
Current ratio1.03below the sector's middle half▲ 0.021.04below the sector's middle half=1.04below the sector's middle half=1.09below the sector's middle half▲ 0.051.03below the sector's middle half▼ 0.06
Return on assets (ROA)1.4%within the sector's middle half▼ 0.5pp0.2%below the sector's middle half▼ 1.2pp0.1%below the sector's middle half▼ 0.1pp2.3%within the sector's middle half▲ 2.3pp3.8%within the sector's middle half▲ 1.5pp
Staff (FTE)4within the sector's middle half▲ 60.0%3.9within the sector's middle half▼ 2.5%3.2within the sector's middle half▼ 17.9%3within the sector's middle half▼ 6.3%3within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 329% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.1m
Fixed assets
€91,541 ▲ 206%
Current assets
€6.0m ▲ 205%
Equity and liabilities €6.1m
Equity
€230,058 ▲ 24.8%
Debt
€5.8m ▲ 224%
Debt's share of the balance-sheet total rises from 90.7% to 96.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€179,259▲
2024 · €66,367
Cash flow
€269,641▲
2024 · €79,771
Quick ratio
0.07▼
2024 · 0.16
Debt to equity
25.33▲
2024 · 9.77
ROE
100.4%▲
2024 · 25.0%
Interest coverage
10.16▲
2024 · 0.95
Debt ≤ 1 year
€5.8m▲
2024 · €1.8m
Debt > 1 year
€35,239
Income taxes
€20,561▼
2024 · €21,183
Staff costs
€209,372▲
2024 · €193,125
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,082 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
0.8%
went bankrupt
2.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,775 | €6,576 | - | €7,619 | - |
| Remuneration, social security and pensions62 | - | €198,529 | €201,207 | €193,125 | €209,372 | ▲ 8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,125 | €45,019 | €37,128 | €33,614 | €38,606 | ▲ 14.9% |
| Other operating charges640/8 | - | €102 | €1,934 | €1,720 | €3,960 | ▲ 130% |
| Non-recurring operating charges66A | - | - | - | €2,034 | €0 | ▼ 100% |
| Gross operating margin9900 | €195,502 | €179,993 | €168,218 | €263,246 | €392,591 | ▲ 49.1% |
| Operating profit (loss)9901 | -€43,523 | -€63,657 | -€72,050 | €32,754 | €140,654 | ▲ 329% |
| Financial income75/76B | - | €117,324 | €115,866 | €104,208 | €128,579 | ▲ 23.4% |
| Recurring financial income75 | €117,776 | €117,324 | €115,866 | €104,208 | €128,579 | ▲ 23.4% |
| Financial charges65/66B | - | €42,303 | €36,311 | €69,621 | €17,636 | ▼ 74.7% |
| Recurring financial charges65 | €38,484 | €42,303 | €36,311 | €69,621 | €17,636 | ▼ 74.7% |
| Profit (loss) for the period before taxes9903 | €35,770 | €11,364 | €7,505 | €67,340 | €251,596 | ▲ 274% |
| Income taxes67/77 | €11,056 | €6,901 | €6,151 | €21,183 | €20,561 | ▼ 2.9% |
| Profit (loss) for the period9904 | €24,714 | €4,463 | €1,354 | €46,157 | €231,035 | ▲ 401% |
| Profit (loss) for the period to be appropriated9905 | €24,714 | €4,463 | €1,354 | €46,157 | €231,035 | ▲ 401% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €2.3m | €2.4m | €2.0m | €6.1m | ▲ 205% |
| Fixed assets21/28 | €144,128 | €101,151 | €65,582 | €29,934 | €91,541 | ▲ 206% |
| Intangible fixed assets21 | €4,250 | €2,750 | €1,250 | - | - | - |
| Tangible fixed assets22/27 | €131,702 | €88,055 | €64,332 | €29,934 | €91,541 | ▲ 206% |
| Plant, machinery and equipment23 | - | €2,684 | €1,044 | €715 | €385 | ▼ 46.2% |
| Furniture and vehicles24 | - | €85,371 | €63,287 | €29,220 | €91,156 | ▲ 212% |
| Financial fixed assets28 | €8,176 | €10,346 | - | - | - | - |
| Current assets29/58 | €1.6m | €2.2m | €2.4m | €2.0m | €6.0m | ▲ 205% |
| Stocks and contracts in progress3 | €1.1m | €934,675 | €1.3m | €1.7m | €5.6m | ▲ 233% |
| Contracts in progress37 | - | €934,675 | €1.3m | €1.7m | €5.6m | ▲ 233% |
| Amounts receivable within one year40/41 | €291,141 | €1.2m | €974,659 | €120,103 | €354,816 | ▲ 195% |
| Trade receivables40 | - | €429,645 | €465,773 | €108,445 | €339,422 | ▲ 213% |
| Other amounts receivable41 | - | €748,987 | €508,885 | €11,658 | €15,394 | ▲ 32.0% |
| Cash at bank and in hand54/58 | €156,378 | €82,440 | €11,461 | €107,811 | €21,587 | ▼ 80.0% |
| Deferred charges and accrued income490/1 | - | €48,828 | €54,388 | €61,153 | €33,751 | ▼ 44.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €2.3m | €2.4m | €2.0m | €6.1m | ▲ 205% |
| Equity10/15 | €142,729 | €147,192 | €148,546 | €184,380 | €230,058 | ▲ 24.8% |
| Contributions10/11 | - | €27,500 | €27,500 | €27,500 | €27,500 | = |
| Reserves13 | €115,229 | €119,692 | €121,046 | €156,880 | €202,558 | ▲ 29.1% |
| Non-distributable reserves130/1 | - | €2,750 | €2,750 | - | - | - |
| Reserves not available under the articles1311 | - | €2,750 | €2,750 | - | - | - |
| Distributable reserves133 | - | €116,942 | €118,296 | €156,880 | €202,558 | ▲ 29.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €1.6m | €2.2m | €2.3m | €1.8m | €5.8m | ▲ 224% |
| Amounts payable after more than one year17 | €48,468 | €23,308 | - | - | €35,239 | - |
| Financial debts170/4 | - | €23,308 | - | - | €35,239 | - |
| Amounts payable within one year42/48 | €1.6m | €2.2m | €2.3m | €1.8m | €5.8m | ▲ 222% |
| Current portion of amounts payable after more than one year42 | - | €25,160 | €23,308 | - | €18,336 | - |
| Financial debts43 | - | €1.1m | €570,571 | €162,386 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €1.1m | €570,571 | €162,386 | €0 | ▼ 100% |
| Trade debts44 | €172,186 | €236,306 | €495,647 | €818,113 | €407,693 | ▼ 50.2% |
| Suppliers440/4 | - | €236,306 | €495,647 | €818,113 | €407,693 | ▼ 50.2% |
| Advances received on contracts in progress46 | - | €240,457 | €691,371 | €368,825 | €5.0m | ▲ 1,252% |
| Taxes, remuneration and social security45 | - | €70,889 | €76,106 | €51,538 | €194,876 | ▲ 278% |
| Taxes450/3 | - | €58,343 | €63,830 | €38,455 | €178,229 | ▲ 363% |
| Remuneration and social security454/9 | - | €12,546 | €12,276 | €13,083 | €16,646 | ▲ 27.2% |
| Other amounts payable47/48 | - | €525,000 | €425,000 | €397,543 | €185,611 | ▼ 53.3% |
| Accrued charges and deferred income492/3 | - | €8,577 | €1,446 | €2,306 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,714 | €4,463 | €1,354 | €46,157 | €231,035 | ▲ 401% |
| + Depreciation and write-downs630 | €46,125 | €45,019 | €37,128 | €33,614 | €38,606 | ▲ 14.9% |
| Operating cash flow (approximation) | €70,839 | €49,482 | €38,481 | €79,771 | €269,641 | ▲ 238% |
| Investment in fixed assets (approximation) | - | -€2,042 | -€1,558 | €2,034 | -€100,213 | ▼ 5,027% |
| Change in cash | - | -€73,938 | -€70,978 | €96,350 | -€86,224 | ▼ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Appointment: ANTWERP INVEST (director)Permanent representative: Gert De Laet · Resignations: Gert De Laet (director) and Tanja Freysen (director)5 facts ▸
State Gazette act
Appointment: ANTWERP INVEST (director)
Permanent representative: Gert De Laet · Resignations: Gert De Laet (director) and Tanja Freysen (director)5 facts ▸
- General meeting, 11-06-2026
- Director appointment, ANTWERP INVEST (director)
- Permanent representative, Gert De Laet (permanent representative)
- Director resignation, Gert De Laet (director)
- Director resignation, Tanja Freysen (director)
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €231,035 ▲401%
Operating result €140,654, net result €231,035, both a record.
30-06
Financial
Equity above €200,000Eq €230,058 ▲24.8%
7 profitable years in a row build equity to €230,058.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €150,000Eq €184,380 ▲24.1%
6 profitable years in a row build equity to €184,380.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €1,354 ▼69.7%
Net result drops to €1,354, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €100,000Eq €130,695 ▲55%
2 profitable years in a row build equity to €130,695.
Show earlier events
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
ANTWERP INVEST
CurrentDirector · since 12-06-2026 · Private limited company · perm. rep.: Gert De Laet
Permanent representatives 1
Gert De Laet
CurrentPermanent representative · since 12-06-2026 · for ANTWERP INVEST
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1983
Ground area
191 m²
Building footprint
130 m²
Volume, LiDAR
840 m³
Parcel 11453I0171/00D008, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Allodium
since 19832.102.419.966
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0171/00D008indicative | Flanders | 191 m² | 1 · 130 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ANTWERP INVEST |
|
| Gert De Laet |
|
| Tanja Freysen |
|
Structure & network
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Similar companies · same sector, comparable size
GENERAL CONSTRUCT COMPANY
BE 0848.570.549
Anderlecht · Eq €230,097
M2M INVEST
BE 0762.947.560
Kluisbergen · Eq €230,116
REBOTEC
BE 0758.524.855
Brakel · Eq €229,999
BOTECH INDUSTRIAL BUILDINGS
BE 0750.592.433
Asse · Eq €229,969
D & DI MANAGEMENT
BE 0843.829.823
Elsene · Eq €229,946
Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 11,746 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-1983
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425097946
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.