Summary
DUFRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.10M and a net result of €304k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 8023 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
37 d early
2023
46 d early
2022
25 d early
2021
17 d early
2020
24 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.10M▲ 25.6%
2024 · €874k
2018: €168k
2019: €249k
2020: €335k
2021: €374k
2022: €415k
2023: €499k
2024: €874k
2018 → 2025
Net result
€304k▼ 19.0%
2024 · €375k
2018: €24k
2019: €80k
2020: €86k
2021: €138k
2022: €75k
2023: €108k
2024: €375k
2018 → 2025
Total assets
€1.43M▲ 30.0%
2024 · €1.10M
2018: €499k
2019: €559k
2020: €555k
2021: €659k
2022: €668k
2023: €724k
2024: €1.10M
2018 → 2025
Solvency
76.9%▼ 2.7pp
2024 · 79.6%
2018: 33.7%
2019: 44.4%
2020: 60.4%
2021: 56.7%
2022: 62.0%
2023: 68.9%
2024: 79.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€374k-€415k▲ 10.9%€499k▲ 20.2%€874k▲ 75.3%€1.10M▲ 25.6%
Operating result€201k-€111k▼ 44.8%€156k▲ 40.7%€548k▲ 251%€442k▼ 19.3%
Net result€138k-€75k▼ 45.2%€108k▲ 43.0%€375k▲ 248%€304k▼ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€290k ▼ 9.3%
Current assets
€1.14M ▲ 46.2%
Equity and liabilities €1.43M
Equity
€1.10M ▲ 25.6%
Debt
€330k ▲ 47.3%
Debt's share of the balance-sheet total rises from 20.4% to 23.1%. Equity and debt are higher.
Key figures and ratios
ROE
27.7%▼
2024 · 42.9%
ROA
21.3%▼
2024 · 34.2%
Debt ≤ 1 year
€261k▲
2024 · €139k
Debt > 1 year
€63k▼
2024 · €81k
Income taxes
€131k▼
2024 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.43M▲
Fixed assets21/28€319k€290k▼
Tangible fixed assets22/27€319k€290k▼
Land and buildings22€257k€241k▼
Plant, machinery and equipment23€15k€14k▼
Furniture and vehicles24€48k€35k▼
Current assets29/58€778k€1.14M▲
Amounts receivable within one year40/41€163k€206k▲
Trade receivables40€119k€204k▲
Other amounts receivable41€44k€2k▼
Cash at bank and in hand54/58€615k€931k▲
Deferred charges and accrued income490/1€851€581▼
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.43M▲
Equity10/15€874k€1.10M▲
Contributions10/11€12k€12k=
Reserves13€896k€1.09M▲
Distributable reserves133€896k€1.09M▲
Profit (loss) carried forward14€-34k€0▲
Amounts payable17/49€224k€330k▲
Amounts payable after more than one year17€81k€63k▼
Financial debts170/4€81k€63k▼
Amounts payable within one year42/48€139k€261k▲
Current portion of amounts payable after more than one year42€19k€19k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€65k€124k▲
Taxes450/3€65k€121k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€51k€116k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€582k€477k▼
Operating profit (loss)9901€548k€442k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€544k€435k▼
Income taxes67/77€169k€131k▼
Profit (loss) for the period9904€375k€304k▼
Profit (loss) for the period to be appropriated9905€375k€304k▼
Appropriation of the result
Profit (loss) to be appropriated9906€341k€270k▼
Profit (loss) brought forward from the previous period14P€-34k€-34k=
Transfer from equity791/2€0€80k▲
Transfer to equity691/2€375k€270k▼
To other reserves6921€375k€270k▼
Profit to be distributed694/7€0€80k▲
Return on contributions (dividend)694€0€80k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €1MEq €1.10M ▲25.6%
8 profitable years in a row build equity to €1.10M.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €375k ▲248%
Operating result €548k, net result €375k, both a record.
30-09
Financial
Equity above €500kEq €874k ▲75.3%
7 profitable years in a row build equity to €874k.
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €249k ▲47.6%
2 profitable years in a row build equity to €249k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klijtstraat 1558870 IzegemGround area
780 m²
Building footprint
117 m²
Volume, LiDAR
784 m³
Parcel 36494D1215/00H000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUFRA
since 20052.147.606.130
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D1215/00H000 | Flanders | 780 m² | 1 · 117 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAKIMMO
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GURDEBEKE-VAN HAL
BE 0860.899.249
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MPH FINANCE
BE 0836.910.951
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EOT HOLDING
BE 0758.837.136
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2005
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.