DUBPLATE
ActiveDUBPLATE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €16k. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 60 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +64 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-4
Growth78▲+46
Stability94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.8 in 2024), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
7 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
25.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 60 sector peers (2025).
NBB · sector comparisonPosition among 60 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k
2024 · €-1k
2023: €10k
2024: €-1k
2023 → 2025
Total assets
€62k▲ 123%
2024 · €28k
2023: €30k
2024: €28k
2023 → 2025
Net result
€16k
2024 · €-11k
2023: €9k
2024: €-11k
2023 → 2025
Working capital
€3k
2024 · €-6k
2023: €10k
2024: €-6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€-1k€15k
Operating result€12k-€-10k€19k
Net result€9k-€-11k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €10k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€12k▲ 169%
Current assets
€50k▲ 115%
Equity and liabilities €62k
Equity
€15k
Debt
€47k
Debt finances 76.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k▲
2024 · €-9k
Cash flow
€18k▲
2024 · €-10k
Solvency
23.6%▲
2024 · -5.2%
Current ratio
1.07▲
2024 · 0.80
Quick ratio
1.07▲
2024 · 0.80
Debt / equity
3.24▲
2024 · -20.08
ROE
110.0%▼
2024 · 755.9%
ROA
25.9%▲
2024 · -39.6%
Interest coverage
14.93▲
2024 · -9.41
Debt
€47k▲
2024 · €29k
Debt ≤ 1 year
€47k▲
2024 · €29k
Income taxes
€2k▲
2024 · €151
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€62k
Fixed assets
21/28€12k
Tangible fixed assets
22/27€12k
Current assets
29/58€50k
Amounts receivable within one year
40/41€25k
Cash & bank
54/58€26k
Total equity & liabilities
10/49€62k
Equity
10/15€15k
Contributions / capital
10/11€500
Accumulated profits (losses)
14€14k
Amounts payable
17/49€47k
Amounts payable within one year
42/48€47k
Trade debts payable within one year
44€22k
Income statement
Code2025
Gross operating margin
9900€22k
Operating result
9901€19k
Financial income
75€141
Financial charges
65€1k
Result before taxes
9903€18k
Income taxes
67/77€2k
Net result for the period
9904€16k
Result to be appropriated
9905€16k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-11k ▼222%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
M-Square Print
BE 0699.910.824
Beersel · Eq €15k
Ridder & co
BE 0757.542.284
Kortrijk · Eq €15k
Niboo Solutions
BE 0732.614.967
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Id Casier
BE 0762.804.040
Brussel · Eq €15k
PREFILM
BE 0414.259.581
Elsene · Eq €15k
Of 2,872 companies in sector 18130 we hold annual accounts for 780. 496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2023
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
18200Printing and reproduction of recorded media
59202Motion picture, video and television programme production, sound recording and music publishing activities
13300Finishing of textiles
59201Sound recording
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.