Equity
€14,553 ▲ 24.2%
Ridder & co has made a profit in every financial year since 2022.
Ridder & co
Lifetime
4 annual accounts with figures on one time axispeak €276,610 (2025)
€276,610▲ 34.2%
peak €5,945 (2024)
€2,834▼ 52.3%
peak €14,553 (2025)
€14,553▲ 24.2%
€316,552▲ 140%
Board1 name since 2020
1 directorBROUWERS Elza Paula Joséphine
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Gross margin from €206,181 to €276,610Result from €5,945 to €2,834Equity from €11,719 to €14,553Debts from €131,686 to €316,552Investments €55,195Cash from €137 to €95
Key points
from the 2025 annual accountsTurnover
≈ €550,000 estimated
The micro format states no turnover.
Debts
€316,552 96% of the balance sheet
Financial debts 27%Suppliers 3%Taxes and wages 33%Other 37%
Of this, €257,351 falls due within a year.
Investments
€55,195 2.4 × depreciation
Green is investment, beige is depreciation.
Staff
5 employees on 30-06-2025
In 2025, 1 person joined and 2 left.
Position in the sector
4.4%
Lower solvency than 81% of companies in printing. Sector median 50.0% · 1,124 companies.
Checked score
54
Fair
Financially stronger than 37% of micro companies in printing (NACE 18)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,614 companies (NACE 18, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 2.1%▲ +0.2 percentage points vs 12-2024
02-2025: 2.6%▲ +0.5 percentage points vs 01-2025
03-2025: 2.6%● unchanged vs 02-2025
04-2025: 2.7%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%● unchanged vs 04-2025
06-2025: 2.7%● unchanged vs 05-2025
07-2025: 2.7%● unchanged vs 06-2025
08-2025: 2.7%● unchanged vs 07-2025
09-2025: 2.7%● unchanged vs 08-2025
10-2025: 2.7%● unchanged vs 09-2025
11-2025: 2.6%▼ -0.1 percentage points vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 2.5%▼ -0.1 percentage points vs 12-2025
02-2026: 3.1%▲ +0.6 percentage points vs 01-2026highest value
03-2026: 1.9%▼ -1.2 percentage points vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
05-2026: 1.9%● unchanged vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 1.9%● unchanged vs 07-2026
09-2026: 1.9%● unchanged vs 08-2026
10-2026: 1.8%▼ -0.1 percentage points vs 09-2026
11-2026: 1.7%▼ -0.1 percentage points vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.92, cash €95
Founded in 2020
Sector: Printing and reproduction of recorded media (NACE 18)
lowers risk
Size: total assets €331,104
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro). It does better than 17% of them on solvency, 6% on liquidity, 45% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,251 companies had the same profile as Ridder & co has now. Each dot stands for 4 companies, two years later.
94.4%
were still trading
2.7%
stopped another way
2.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Ridder & co itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for Ridder & co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (1.06 in 2024), below 1. Short-term debt is 77.7% and cash 0% of total assets. 95.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1124 sector peers (2025).
NBB · sector comparisonPosition among 1124 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 day early
2024
2 days early
2023
1 day early
2022
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 5 days after the deadline. In the sector (NACE 18), the median for financial year 2024 was 5 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0757542284
Incorporation
Founding capital of €2,500, 100 shares · Founder: BROUWERS Elza Paula Joséphine (partner and founder) · Appointment: BROUWERS Elza Paula Joséphine (director) · published on 30-10-2020 · Gazette deed
First establishment
Rekollettenstraat 13, Kortrijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ridder & co Kortrijk | €331,104 | €276,610 | 4.4% | - |
| VULPO Wetteren | €270,861 | €185,566 | 31.1% | - |
| Uncompressed Herent | €336,062 | €268,073 | 61.4% | - |
| JLS Menen | €485,323 | €138,667 | 91.4% | - |
| studio Roger Harelbeke | €436,971 | €361,936 | 55.1% | - |
| KAPMES Hasselt | €286,355 | €271,970 | 51.1% | - |
| Limelight Herk-de-Stad | €401,492 | €473,249 | 42.4% | 6.3 |
These companies have the same main activity as Ridder & co: pre-press and pre-media services (NACE 18130). They are comparable in size and age: total assets between €271,000 and €485,000, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 28-10-2020Normal situation
- Activity
- Pre-press and pre-media servicesNACE 18130and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
- Establishment unit
- 2.310.048.9618500 Kortrijk, since 28-10-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 12-06-2025
Annual accounts to 30-06-2025
- €331,104▲ 131%
- Employeeson 30-06-2025
- 5▼ 16.7%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on Ridder & co
Ridder & co files the micro format. That format states no turnover. The gross margin rose from €76,121 in 2022 to €276,610 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ridder & co
- What is the company number of Ridder & co?
- The company number of Ridder & co is 0757.542.284. The VAT number is the same number with BE in front: BE 0757.542.284.
- Where is Ridder & co based?
- The registered office is at Rekollettenstraat 13, 8500 Kortrijk.Company details
- What does Ridder & co do?
- According to the KBO register, the main activity is pre-press and pre-media services (NACE 18130).
- What is the legal form of Ridder & co?
- Ridder & co is a private limited company (BV).
- When was Ridder & co founded?
- Ridder & co was founded on 28-10-2020.
- Is Ridder & co still active?
- Yes, Ridder & co is an active enterprise in the KBO register.
- How many employees does Ridder & co have?
- Ridder & co had an average of 6.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Ridder & co fall under?
- In its 30-06-2025 annual accounts, Ridder & co states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Ridder & co?
- The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €276,610 and 879 comparable companies of the same size. It probably lies between €390,000 and €810,000. It is a rough estimate.
- Is Ridder & co profitable?
- In financial year 2025, Ridder & co made a profit of €2,834.
- Where can I find the annual accounts of Ridder & co?
- Ridder & co filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ridder & co due?
- Ridder & co must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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