Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
Latest accounts filed late: after the legal deadline.
Higher net result than 86% of companies in construction of buildings. Sector median €8,508 · 10,163 companies.
In July 2024, 34,721 companies had the same profile as DRAY CONSTRUCT has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for DRAY CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| DRAY CONSTRUCT Brussels | €284,588 | €216,132 | 65.2% | - |
| Habitat & Humanisme Accompagnement Bruxelles Molenbeek-Saint-Jean | €241,531 | €251,674 | -6.3% | - |
| GREMIBEL Berchem-Sainte-Agathe | €286,188 | €163,673 | 19.1% | - |
| RENOVADECOR Ath | €280,062 | €199,910 | 18.7% | 5.9 |
| WSL Brecht | €250,438 | €225,543 | -12.8% | 1.5 |
| BOUWWERKEN RAES JAN Staden | €286,434 | €248,312 | 32.7% | - |
| HOREMANS PAVEL Grobbendonk | €333,235 | €208,824 | 64.5% | - |
These companies have the same main activity as DRAY CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €242,000 and €333,000, founded between 2011 and 2013.
DRAY CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €1,167 in 2013 to €216,132 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €710,000. Estimated: probably between €490,000 and €1.1m.
Higher than 74% of 10,178 companies in 2025.
Higher than 63% of 9,888 companies in 2025.
Higher than 69% of 9,976 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
284,588 | 222,546 | 166,797 | 151,987 | 71,755 | 100,659 | 124,648 | 113,635 | 39,324 | 57,540 | 49,055 | 25,203 | 26,277 | |
21/28 |
62,121 | 42,648 | 751 | 1,142 | 7,315 | 21,431 | 34,357 | 33,533 | 2,861 | 1,688 | 1,808 | 358 | 1,077 | |
21 |
17,028 | 9,167 | - | 0 | 0 | 1,039 | 2,079 | - | - | - | - | - | - | |
22/27 |
45,093 | 33,482 | 751 | 1,142 | 7,315 | 20,392 | 32,279 | 33,533 | 2,861 | 1,688 | 1,808 | 358 | 1,077 | |
23 |
- | - | - | - | - | - | - | - | 1,000 | - | - | - | - | |
24 |
45,093 | 33,482 | 751 | 1,142 | 7,315 | 20,392 | 32,279 | 33,533 | 1,861 | 1,688 | 1,808 | 358 | 1,077 | |
29/58 |
222,467 | 179,898 | 166,046 | 150,846 | 64,440 | 79,228 | 90,290 | 80,102 | 36,463 | 55,852 | 47,247 | 24,844 | 25,200 | |
3 |
- | - | - | - | - | - | - | - | - | - | 11,171 | - | - | |
30/36 |
- | - | - | - | - | - | - | - | - | - | 11,171 | - | - | |
40/41 |
32,304 | 25,324 | 20,134 | 30,993 | 39,627 | 29,016 | 11,089 | 29,338 | 23,475 | 19,228 | 30,786 | 18,862 | 21,769 | |
40 |
- | 0 | 18,527 | 5,563 | 38,904 | 28,295 | 10,319 | 26,623 | 18,267 | 18,993 | 25,474 | 13,953 | 19,689 | |
41 |
32,304 | 25,324 | 1,607 | 25,429 | 723 | 722 | 770 | 2,716 | 5,207 | 235 | 5,312 | 4,908 | 2,080 | |
50/53 |
- | - | - | - | - | - | - | - | - | 34,226 | - | - | - | |
54/58 |
177,791 | 149,325 | 143,883 | 113,428 | 19,678 | 43,916 | 73,300 | 46,951 | 12,988 | - | 4,070 | 4,470 | 3,431 | |
490/1 |
12,371 | 5,249 | 2,029 | 6,425 | 5,136 | 6,296 | 5,901 | 3,812 | - | 2,398 | 1,221 | 1,513 | - | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
284,588 | 222,546 | 166,797 | 151,987 | 71,755 | 100,659 | 124,648 | 113,635 | 39,324 | 57,540 | 49,055 | 25,203 | 26,277 | |
10/15 |
185,510 | 140,530 | 54,433 | 88,564 | 17,113 | 10,326 | 13,477 | 16,480 | -1,874 | 10,723 | 7,417 | 271 | 6,457 | |
10/11 |
6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | 6,400 | |
10 |
- | - | - | 6,400 | 6,400 | - | - | - | - | - | - | - | - | |
100 |
- | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | 12,200 | 12,200 | 12,200 | 12,200 | 12,200 | 12,200 | 12,200 | 12,200 | 12,200 | 12,200 | |
14 |
179,110 | 134,130 | 48,033 | 82,164 | 10,713 | 3,926 | 7,077 | 10,080 | -8,274 | 4,323 | 1,017 | -6,129 | 57 | |
17/49 |
99,078 | 82,016 | 112,364 | 63,423 | 54,642 | 90,333 | 111,171 | 97,155 | 41,198 | 46,817 | 41,638 | 24,932 | 19,820 | |
42/48 |
99,078 | 82,016 | 112,364 | 63,423 | 54,642 | 90,333 | 111,171 | 97,155 | 41,198 | 46,817 | 41,638 | 24,932 | 19,820 | |
43 |
- | - | 0 | 1,341 | 7,588 | 15,200 | 20,590 | 26,470 | - | - | - | - | - | |
430/8 |
- | - | 0 | 1,341 | 7,588 | 15,200 | 20,590 | 26,470 | - | - | - | - | - | |
44 |
2,016 | 33,397 | 107,093 | 7,652 | 11,187 | 22,201 | 31,695 | 24,708 | 7,936 | 21,482 | 14,217 | 6,246 | 5,338 | |
440/4 |
2,016 | 33,397 | 107,093 | 7,652 | 11,187 | 22,201 | 31,695 | 24,708 | 7,936 | 21,482 | 14,217 | 6,246 | 5,338 | |
46 |
43,499 | - | - | - | - | - | - | 0 | 12,524 | - | - | - | - | |
45 |
53,512 | 48,481 | 1,859 | 42,755 | 24,578 | 38,379 | 38,544 | 33,955 | 8,739 | 6,956 | 1,256 | 1,000 | - | |
450/3 |
24,716 | 38,372 | 1,859 | 34,309 | 16,887 | 31,160 | 23,887 | 22,211 | 3,763 | 5,669 | - | - | - | |
454/9 |
28,796 | 10,109 | - | 8,446 | 7,690 | 7,219 | 14,657 | 11,744 | 4,976 | 1,287 | 1,256 | 1,000 | - | |
47/48 |
50 | 139 | 3,412 | 11,675 | 11,289 | 14,552 | 20,342 | 12,022 | 12,000 | 18,379 | 26,164 | 17,686 | 14,482 | |
| Income statement | ||||||||||||||
70 |
- | - | - | - | - | - | - | - | 233,398 | 272,825 | 139,508 | 123,542 | 57,121 | |
76A |
- | - | - | - | - | - | - | - | 483 | - | - | - | - | |
9900 |
216,132 | 269,419 | 119,126 | 215,334 | 149,639 | 165,146 | 225,838 | 124,745 | 49,112 | 58,901 | 18,359 | 1,203 | 1,167 | |
60/61 |
- | - | - | - | - | - | - | - | 184,769 | 213,924 | 121,149 | 122,340 | 55,955 | |
62 |
123,563 | 126,401 | 146,182 | 116,473 | 122,499 | 151,561 | 201,880 | 83,341 | 57,605 | 42,746 | 6,694 | 6,282 | - | |
630 |
16,267 | 5,712 | 391 | 6,202 | 15,260 | 15,298 | 22,894 | 15,988 | 2,677 | 119 | 119 | 719 | 719 | |
631/4 |
1,244 | - | - | - | - | - | - | - | - | - | - | - | - | |
640/8 |
1,136 | 505 | 827 | 379 | 1,787 | 479 | 326 | 4,022 | 343 | - | 387 | 238 | 371 | |
66A |
- | - | - | - | - | - | - | - | - | 335 | 75 | 105 | - | |
9901 |
73,921 | 136,801 | -28,274 | 92,280 | 10,093 | -2,192 | 739 | 21,394 | -11,512 | 15,701 | 11,159 | -6,036 | 76 | |
75/76B |
0 | 2 | 1,472 | 837 | 504 | - | - | - | 1 | 15 | 92 | 1 | 15 | |
75 |
0 | 2 | 31 | 51 | 43 | - | - | - | 1 | 15 | 92 | 1 | 15 | |
76B |
- | - | 1,441 | 786 | 461 | - | - | - | - | - | - | - | - | |
65/66B |
215 | 226 | 1,411 | 242 | 86 | 140 | 1,210 | 138 | 137 | 133 | 30 | 45 | 35 | |
65 |
215 | 226 | 1,411 | 242 | 86 | 140 | 1,210 | 138 | 137 | 133 | 30 | 45 | 35 | |
9903 |
73,706 | 136,576 | -28,214 | 92,876 | 10,511 | -2,331 | -470 | 21,257 | -11,649 | 15,583 | 11,147 | -6,186 | 57 | |
67/77 |
28,727 | 50,479 | 5,918 | 21,425 | 3,724 | 820 | 2,532 | 2,903 | 948 | 278 | - | - | - | |
9904 |
44,980 | 86,098 | -34,132 | 71,451 | 6,787 | -3,151 | -3,003 | 18,353 | -12,597 | 15,306 | 11,147 | -6,186 | 57 | |
9905 |
44,980 | 86,098 | -34,132 | 71,451 | 6,787 | -3,151 | -3,003 | 18,353 | -12,597 | 15,306 | 11,147 | -6,186 | 57 | |
| Appropriation of the result | ||||||||||||||
9906 |
179,110 | 134,130 | 48,033 | 82,164 | 10,713 | 3,926 | 7,077 | 10,080 | -8,274 | 16,323 | 5,017 | -6,129 | 57 | |
14P |
134,130 | 48,033 | 82,164 | 10,713 | 3,926 | - | - | - | - | - | - | - | - | |
694/7 |
- | - | - | - | - | - | - | - | - | 12,000 | 4,000 | - | - | |
695 |
- | - | - | - | - | - | - | - | - | 12,000 | 4,000 | - | - | |
| Social balance sheet | ||||||||||||||
9087 |
- | 3.6 | - | 4 | 5.6 | 5.8 | 5.5 | - | 3.1 | 2.9 | - | - | - | |
Hours worked1013 |
- | 5,230 | - | 4,992 | 55,400 | 6,351 | 9,356 | - | 5,080 | 4,776 | - | - | - | |
| Document | ||||||||||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00545675.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00545675 | |
| 31-12-2024 | micro format | 28-09-2025 | 2025-00507812 | |
| 31-12-2023 | micro format | 08-10-2024 | 2024-00501255 | |
| 31-12-2022 | micro format | 08-10-2023 | 2023-00480712 | |
| 31-12-2021 | micro format | 30-10-2022 | 2022-20480290 | |
| 31-12-2020 | micro format | 04-02-2022 | 2022-05000066 | |
| 31-12-2019 | micro format | 10-11-2020 | 2020-70500141 | |
| 31-12-2018 | micro format | 13-10-2019 | 2019-70400549 | |
| 31-12-2017 | micro format | 25-11-2018 | 2018-73300575 | |
| 31-12-2016 | full format | 06-09-2017 | 2017-60300436 | |
| 31-12-2015 | full format | 27-08-2016 | 2016-52200445 | |
| 31-12-2014 | full format | 31-08-2015 | 2015-57500140 | |
| 31-12-2013 | full format | 24-11-2014 | 2014-67600038 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 90,189 | 142,512 | -27,884 | 98,482 | 25,353 | 13,106 | 23,633 | 37,382 | -8,835 | 15,820 | 11,279 | -5,317 | 796 | ||
| 61,247 | 91,809 | -33,741 | 77,652 | 22,047 | 12,147 | 19,891 | 34,341 | -9,920 | 15,425 | 11,266 | -5,466 | 776 | ||
| 35,740 | 47,609 | 0 | 28 | 1,144 | 2,372 | 23,718 | 46,659 | 3,850 | 0 | 1,569 | 0 | 1,797 | ||
| 28,467 | 5,442 | 30,455 | 93,750 | -24,238 | -29,384 | 26,349 | 33,963 | - | - | -400 | 1,038 | - | ||
| 123,389 | 97,882 | 53,682 | 87,423 | 9,798 | -11,105 | -20,881 | -17,053 | -4,735 | 9,035 | 5,610 | -87 | 5,379 | ||
| - | - | - | - | - | - | - | - | -4.9% | 5.8% | 8.0% | -4.9% | 0.1% | ||
| 65.2% | 63.1% | 32.6% | 58.3% | 23.8% | 10.3% | 10.8% | 14.5% | -4.8% | 18.6% | 15.1% | 1.1% | 24.6% | ||
| 2.25 | 2.19 | 1.48 | 2.38 | 1.18 | 0.88 | 0.81 | 0.82 | 0.89 | 1.19 | 1.13 | 1.00 | 1.27 | ||
| 2.25 | 2.19 | 1.48 | 2.38 | 1.18 | 0.88 | 0.81 | 0.82 | 0.89 | 1.19 | 0.87 | 1.00 | 1.27 | ||
| 0.53 | 0.58 | 2.06 | 0.72 | 3.19 | 8.75 | 8.25 | 5.90 | - | 4.37 | 5.61 | - | 3.07 | ||
| 24.2% | 61.3% | -62.7% | 80.7% | 39.7% | -30.5% | -22.3% | 111.4% | - | 142.7% | 150.3% | - | 0.9% | ||
| 15.8% | 38.7% | -20.5% | 47.0% | 9.5% | -3.1% | -2.4% | 16.2% | -32.0% | 26.6% | 22.7% | -24.5% | 0.2% | ||
| over 100 | over 100 | -19.76 | over 100 | over 100 | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | 29 days | 25 days | 67 days | 41 days | 126 days | ||
| - | - | - | - | - | - | - | - | 16 days | 37 days | 43 days | 19 days | 35 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2024 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|
| Employees at the balance-sheet date | 3 | 5 | 4 |
| full-time | 3 | 4 | 4 |
| part-time | 0 | 1 | - |
| in full-time equivalents | 3 | 4.5 | 4 |
| 3.6 | 4 | 5.6 | |
| On a permanent contract | 2 | 1 | 2 |
| Joined | 1 | 5 | 5 |
| Left | 3 | 4 | 9 |
Source: social balance sheet in the 2021 to 2024 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €22,740 | €37,609 | - | €28 | €1,144 |
| Intangible fixed assets | €13,000 | €10,000 | - | - | - |
| €16,267 | €5,712 | €391 | €6,202 | €15,260 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 46% lower than in 2024.
Debt's share of the balance-sheet total falls from 36.9% to 34.8%. Equity and debt are higher.
DRAY CONSTRUCT has no parent and no holdings in its annual accounts.
| Oualmakran, Othman (sole trader)
establishment since 01-01-2018 |
founded in 2018 0687.794.633 |
The network starts from the directors of DRAY CONSTRUCT. Every other company they run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Start date | Unit number |
|---|---|---|
| Lombardsijdestraat 75 registered office 1120 Brussels | 28-02-2013 | 2.216.334.093 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21819C0072/00E002 | 116 m² | 1 · 116 m² | 14.3 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0502.880.563
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