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GREMIBEL

Active
Private limited companyfounded 201213 yrs activeGentsesteenweg 1297, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0508.479.641
Summary

GREMIBEL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,661 and a net result of €4,717. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
GREMIBELActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320General construction of residential buildings NACE 41001General construction of buildings NACE 41201
1 site
Size
€286,188total assets 2025
Equity
€54,661
Profit
€4,717
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts filed 55 d late0 of 3 deeds read
Why 65- Latest accounts 55 days late; 3 of the last 3 late- Sector Specialised construction activities (NACE 43)- Equity €54,661 (19.1% of total assets)+ Founded in 2012Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 43% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 44-4
equity 19.1% of total assets
Liquidity 50+21
short-term debt 55.9% · cash 22.8%
Profitability 71-6
return on assets 1.6%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● 0.0% vs 11-2024 01-2025: 1.3%▼ -1.6% vs 12-2024 02-2025: 1.3%● 0.0% vs 01-2025 03-2025: 1.3%▼ -1.4% vs 02-2025 04-2025: 1.3%▲ +0.2% vs 03-2025 05-2025: 1.3%▼ -1.3% vs 04-2025 06-2025: 1.2%▼ -3.9% vs 05-2025 07-2025: 1.3%▲ +1.1% vs 06-2025 08-2025: 1.5%▲ +23.7% vs 07-2025 09-2025: 1.8%▲ +16.7% vs 08-2025 10-2025: 1.1%▼ -37.4% vs 09-2025 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.1%▼ -1.6% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.1%▼ -1.3% vs 02-2026 04-2026: 1.1%▲ +1.1% vs 03-2026 05-2026: 1.1%▼ -1.4% vs 04-2026 06-2026: 1.1%▼ -2.2% vs 05-2026 07-2026: 1.1%▼ -0.9% vs 06-2026lowest value 08-2026: 1.6%▲ +53.4% vs 07-2026 09-2026: 1.9%▲ +14.8% vs 08-2026highest value 10-2026: 1.1%▼ -38.8% vs 09-2026
  • Latest accounts 55 days late; 3 of the last 3 late raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 2012 lowers the probability for this profile
  • Equity €54,661 (19.1% of total assets) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.26 in 2024; short-term debt: 55.9% and cash: 22.8% of total assets), and 80.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 21%, liquidity 42%, profitability 39%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 55 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Equity €54,661 (19.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 33831 sector peers (2025).
NBB · sector comparison
Position among 33831 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 d late
2024
31 d late
2023
57 d late
2022
125 d late
2021
31 d late
2020
90 d late
2019
102 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Among the largest 14% on gross marginsector median €39,072 · 33,790 companies €163,673 View
  • Total assets 20256 fiscal years filed €286,188 View
  • Active since 2012founded 17-12-2012 13 years View

By topic

Financials

Fiscal year
2025
Total assets
€286,188
Profit
€4,717
Solvency
19.1%
Total assets▲ 47.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 24-09-2026Annual accounts filed
  2. 31-08-2025Annual accounts filed
  3. 26-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
17-12-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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