DPO
ActiveDPO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €537k and a net result of €37k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 95% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+13
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 56.9 against 17.58 in 2024), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
6.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
29 d early
2022
50 d early
2021
37 d early
2020
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€537k▲ 7.4%
2024 · €500k
2021: €542k
2022: €594k
2023: €521k
2024: €500k
2021 → 2025
Total assets
€542k▲ 6.0%
2024 · €511k
2021: €577k
2022: €620k
2023: €541k
2024: €511k
2021 → 2025
Net result
€37k▲ 72.6%
2024 · €22k
2021: €51k
2022: €52k
2023: €27k
2024: €22k
2021 → 2025
Working capital
€231k▲ 36.0%
2024 · €170k
2021: €149k
2022: €214k
2023: €165k
2024: €170k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€542k-€594k▲ 9.6%€521k▼ 12.2%€500k▼ 4.1%€537k▲ 7.4%
Operating result€61k-€62k▲ 1.9%€34k▼ 45.3%€27k▼ 20.7%€53k▲ 97.1%
Net result€51k-€52k▲ 1.2%€27k▼ 47.1%€22k▼ 21.4%€37k▲ 72.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 97% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets
€307k▼ 7.4%
Current assets
€235k▲ 30.5%
Equity and liabilities €542k
Equity
€537k▲ 7.4%
Debt
€5k▼ 57.5%
The debt ratio falls from 2.3% to 0.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€77k▲
2024 · €51k
Cash flow
€62k▲
2024 · €46k
Solvency
99.1%▲
2024 · 97.7%
Current ratio
56.90▲
2024 · 17.58
Quick ratio
56.90▲
2024 · 17.58
Debt / equity
0.01▼
2024 · 0.02
ROE
6.9%▲
2024 · 4.3%
ROA
6.9%▲
2024 · 4.2%
Interest coverage
296.00▲
2024 · 113.86
Debt
€5k▼
2024 · €12k
Debt ≤ 1 year
€4k▼
2024 · €10k
Income taxes
€17k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€511k€542k▲
Fixed assets21/28€331k€307k▼
Tangible fixed assets22/27€331k€307k▼
Land and buildings22€331k€307k▼
Current assets29/58€180k€235k▲
Amounts receivable within one year40/41€72k-
Other amounts receivable41€72k-
Current investments50/53€70k€220k▲
Cash at bank and in hand54/58€29k€9k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€511k€542k▲
Equity10/15€500k€537k▲
Contributions10/11€196k€196k=
Capital10€196k€196k=
Issued capital100€196k€196k=
Reserves13€303k€340k▲
Non-distributable reserves130/1€20k€20k=
Legal reserve130€20k€20k=
Distributable reserves133€284k€321k▲
Profit (loss) carried forward14€110€110=
Amounts payable17/49€12k€5k▼
Amounts payable within one year42/48€10k€4k▼
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3-€1k
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€1k€795▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k=
Other operating charges640/8€38k€40k▲
Gross operating margin9900€89k€117k▲
Operating profit (loss)9901€27k€53k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€450€261▼
Recurring financial charges65€450€261▼
Profit (loss) for the period before taxes9903€32k€55k▲
Income taxes67/77€10k€17k▲
Profit (loss) for the period9904€22k€37k▲
Profit (loss) for the period to be appropriated9905€22k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€37k▲
Profit (loss) brought forward from the previous period14P€110€110=
Transfer from equity791/2€43k-
Transfer to equity691/2€22k€37k▲
To other reserves6921€22k€37k▲
Profit to be distributed694/7€43k-
Return on contributions (dividend)694€43k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 56.90
Current ratio from 17.58 to 56.90; short-term debt falls from €10k to €4k.
31-12
Financial
Equity above €500kEq €537k ▲7.4%
5 profitable years in a row build equity to €537k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €22k ▼21.4%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €52k ▲1.2%
Operating result €62k, net result €52k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2023
Resigned as Director
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ardooisestraat 158870 IzegemGround area
8,223 m²
Building footprint
947 m²
Volume, LiDAR
5,766 m³
Parcel 36492A1511/00F000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ardooisestraat 15, 8870 Izegem
since 20192.298.679.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36492A1511/00F000 | Flanders | 8,223 m² | 1 · 947 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROBUS
BE 0480.674.392
Diest · Eq €537k
IKD
BE 0760.574.525
Nijlen · Eq €537k
PVB vastgoed
BE 0870.355.165
Sint-Niklaas · Eq €538k
AGRI FOODS
BE 0436.006.189
Mechelen · Eq €536k
PORTUS
BE 0842.559.222
Nieuwpoort · Eq €538k
Of 7,288 companies in sector 68110 we hold annual accounts for 5,353. 3,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-11-2019
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.