PVB vastgoed
ActivePVB vastgoed has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €538k and a net result of €13k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-2
Solvency100=
Growth41=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
short-term debt: 0.4% and cash: 23.9% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
31 d early
2023
12 d early
2022
46 d late
2021
102 d late
2020
16 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€84k▼ 3.2%
2019 · €86k
2018: €92k
2019: €86k
2018 → 2020
EBIT margin
40.3%▼ 14.1pp
2019 · 54.4%
2018: 48.2%
2019: 54.4%
2018 → 2020
Net result
€13k▼ 19.3%
2024 · €16k
2018: €28k
2019: €28k
2020: €28k
2021: €23k
2022: €-5k
2023: €14k
2024: €16k
2018 → 2025
Working capital
€538k▲ 2.5%
2024 · €525k
2018: €412k
2019: €443k
2020: €471k
2021: €496k
2022: €495k
2023: €509k
2024: €525k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€501k-€495k▼ 1.0%€509k▲ 2.7%€525k▲ 3.1%€538k▲ 2.5%
Operating result€33k-€-20k€5k€-10k€-2k▲ 77.9%
Net result€23k-€-5k€14k€16k▲ 10.8%€13k▼ 19.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €540k
Equity
€538k▲ 2.5%
Debt
€2k▼ 2.1%
The debt ratio stays at 0.4%.
Key figures and ratios
Solvency
99.6%=
2024 · 99.6%
Debt / equity
0.00▼
2024 · 0.00
ROE
2.4%▼
2024 · 3.0%
ROA
2.4%▼
2024 · 3.0%
Debt
€2k▼
2024 · €2k
Debt ≤ 1 year
€2k▼
2024 · €2k
Income taxes
€6k▼
2024 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €540k, equity €538k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€527k€540k▲
Current assets29/58€527k€540k▲
Amounts receivable within one year40/41€522k€411k▼
Trade receivables40€0-
Other amounts receivable41€522k€411k▼
Cash at bank and in hand54/58€5k€129k▲
Equity and liabilities
Total equity and liabilities10/49€527k€540k▲
Equity10/15€525k€538k▲
Contributions10/11€19k€19k=
Reserves13€506k€519k▲
Distributable reserves133€506k€519k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€2k▼
Trade debts44-€654
Suppliers440/4-€654
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Other operating charges640/8€1k€654▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-9k€-2k▲
Operating profit (loss)9901€-10k€-2k▲
Financial income75/76B€34k€21k▼
Recurring financial income75€34k€21k▼
Financial charges65/66B€16€10▼
Recurring financial charges65€16€10▼
Profit (loss) for the period before taxes9903€24k€19k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€16k€13k▼
Profit (loss) for the period to be appropriated9905€16k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€13k▼
Transfer to equity691/2€16k€13k▼
To other reserves6921€16k€13k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 232.44
Current ratio from 62.82 to 232.44; short-term debt falls from €8k to €2k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Equity above €500kEq €509k ▲2.7%
Equity rises from €495k to €509k.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼123%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 73current ratio 1475.00
Current ratio from 20.21 to 1475.00; short-term debt falls from €26k to €336.
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 102 days late
2021
31-12
Financial
Equity above €500kEq €501k ▲4.8%
4 profitable years in a row build equity to €501k.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 16 days late
2020
31-12
Financial
Highest result since 2018net €28k ▲0.3%
Net result €28k, the highest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wegvoeringsstraat 1299100 Sint-NiklaasGround area
177 m²
Building footprint
89 m²
Volume, LiDAR
596 m³
Parcel 46021A0820/00A002, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PVB vastgoed
since 20042.264.598.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0820/00A002 | Flanders | 177 m² | 1 · 89 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PORTUS
BE 0842.559.222
Nieuwpoort · Eq €538k
IKD
BE 0760.574.525
Nijlen · Eq €537k
DPO
BE 0738.833.558
Izegem · Eq €537k
PROBUS
BE 0480.674.392
Diest · Eq €537k
BACI
BE 0840.291.501
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 3,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2004
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.