DOLTCINI
ActiveDOLTCINI has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367k and a net result of €12k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+3
Solvency40▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.09 in 2024; short-term debt: 66% and cash: 6.5% of total assets), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
0.5%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
33 d early
2022
30 d early
2021
1 d early
2020
3 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€367k▲ 3.3%
2024 · €355k
2018: €128k
2019: €136k
2020: €156k
2021: €202k
2022: €257k
2023: €350k
2024: €355k
2018 → 2025
Total assets
€2.51M▲ 16.3%
2024 · €2.16M
2018: €948k
2019: €958k
2020: €763k
2021: €1.93M
2022: €2.38M
2023: €2.13M
2024: €2.16M
2018 → 2025
Net result
€12k▲ 130%
2024 · €5k
2018: €3k
2019: €7k
2020: €20k
2021: €46k
2022: €55k
2023: €94k
2024: €5k
2018 → 2025
Working capital
€119k▲ 1.9%
2024 · €117k
2018: €99k
2019: €111k
2020: €130k
2021: €-3k
2022: €43k
2023: €118k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€257k▲ 27.2%€350k▲ 36.5%€355k▲ 1.5%€367k▲ 3.3%
Operating result€92k-€115k▲ 24.3%€186k▲ 61.7%€61k▼ 66.9%€74k▲ 19.9%
Net result€46k-€55k▲ 19.2%€94k▲ 70.7%€5k▼ 94.5%€12k▲ 130%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.51M
Fixed assets
€735k▼ 5.2%
Current assets
€1.78M▲ 28.4%
Equity and liabilities €2.51M
Equity
€367k▲ 3.3%
Debt
€2.15M▲ 18.9%
The debt ratio rises from 83.6% to 85.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€130k▲
2024 · €111k
Cash flow
€68k▲
2024 · €55k
Solvency
14.6%▼
2024 · 16.4%
Current ratio
1.07▼
2024 · 1.09
Quick ratio
0.60▼
2024 · 0.70
Debt / equity
5.85▲
2024 · 5.08
ROE
3.2%▲
2024 · 1.4%
ROA
0.5%▲
2024 · 0.2%
Interest coverage
2.42▲
2024 · 2.15
Debt
€2.15M▲
2024 · €1.80M
Debt ≤ 1 year
€1.66M▲
2024 · €1.27M
Debt > 1 year
€487k▼
2024 · €537k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.51M▲
Fixed assets21/28€775k€735k▼
Tangible fixed assets22/27€775k€735k▼
Land and buildings22€688k€659k▼
Plant, machinery and equipment23€11k€13k▲
Furniture and vehicles24€77k€62k▼
Current assets29/58€1.38M€1.78M▲
Stocks and contracts in progress3€503k€775k▲
Stocks30/36€503k€775k▲
Amounts receivable within one year40/41€695k€836k▲
Trade receivables40€689k€832k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€186k€164k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.51M▲
Equity10/15€355k€367k▲
Contributions10/11€19k€19k=
Reserves13€337k€348k▲
Distributable reserves133€337k€348k▲
Amounts payable17/49€1.80M€2.15M▲
Amounts payable after more than one year17€537k€487k▼
Financial debts170/4€537k€487k▼
Amounts payable within one year42/48€1.27M€1.66M▲
Current portion of amounts payable after more than one year42€53k€50k▼
Financial debts43€318k€717k▲
Credit institutions430/8€318k€717k▲
Trade debts44€784k€779k▼
Suppliers440/4€784k€779k▼
Taxes, remuneration and social security45€31k€38k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€27k€27k=
Other amounts payable47/48€83k€75k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€57k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€119k€139k▲
Operating profit (loss)9901€61k€74k▲
Financial income75/76B€1k€217▼
Recurring financial income75€1k€217▼
Financial charges65/66B€52k€54k▲
Recurring financial charges65€52k€54k▲
Profit (loss) for the period before taxes9903€11k€20k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€5k€12k▲
Profit (loss) for the period to be appropriated9905€5k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€12k▲
Transfer to equity691/2€5k€12k▲
To other reserves6921€5k€12k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €94k ▲70.7%
Operating result €186k, net result €94k, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €202k ▲29.5%
4 profitable years in a row build equity to €202k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €150kEq €156k ▲14.8%
3 profitable years in a row build equity to €156k.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provincieweg 2989550 HerzeleGround area
1,246 m²
Building footprint
257 m²
Volume, LiDAR
1,861 m³
Parcel 41028B0669/00Y003, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Provincieweg 298, 9550 Herzele
since 19902.047.058.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41028B0669/00Y003 | Flanders | 1,246 m² | 1 · 257 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIVAD
BE 0829.831.931
Anderlecht · Eq €367k
RAYURE
BE 0420.070.772
Ukkel · Eq €367k
Circular Textiles
BE 0682.598.502
Houthalen-Helchteren · Eq €368k
XEROS
BE 0894.647.430
Nieuwpoort · Eq €362k
SO-LUTION SPRL
BE 0823.868.015
Liège · Eq €360k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-1989
Fiscal year end30-09
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
14199Manufacture of wearing apparel
14299Manufacture of wearing apparel
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.