Skip to content

BRUPHIL'S

Active
Public limited companyfounded 198244 years activeAvenue du Japon 35, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0422.295.834

The file of BRUPHIL'S contains 1 judicial reorganisation, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 0.3% (very low). The 2025 annual accounts show equity of €1.7m and a net result of -€41,213. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 72% of 6,055 sector peers (NACE 46, fiscal year 2025).

Overview

Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423
1 site
Size
€2.6mtotal assets 2025
Equity
€1.7m
Loss
-€41,213
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
HOLDIBOR · 99.97%
Accounts filed 60 days late0 of 15 deeds read
Why 85- Judicial reorganisation on record (1 publication, latest 16-06-2010)- Latest accounts 60 days late; 1 of the last 3 late+ Founded in 1982+ Size: total assets €2.6mShow the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Average
Solvency 91-1
equity 66.4% of total assets
Liquidity 52-2
short-term debt 15.0% · cash 4.2%
Profitability 34+1
return on assets -1.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.4 percentage points vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.6 percentage points vs 09-2026
Credit up to €140,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.17 against 4.23 in 2024; short-term debt: 15% and cash: 4.2% of total assets), and 33.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 76% on solvency, 68% on liquidity, 20% on profitability and 26% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Judicial reorganisation on record (1 publication, latest 16-06-2010)
Belgian State Gazette
lowers risk · Founded in 1982
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 60 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €2.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
6 days early
2024
29 days early
2023
10 days early
2022
33 days early
2021
25 days early
2020
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€41,213
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 17% on net resultsector median €113,523 · 5,996 companies -€41,213 View
  • Controlled by HOLDIBOR 99.97% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€41,213 View

By topic

Financials

Fiscal year
2025
Total assets
€2.6m
Loss
-€41,213
Solvency
66.4%
Total assets▼ 1.8%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2010
Next accounts
by 31-07-2027
  1. 02-08-2024Annual accounts filed
  2. 21-08-2023Annual accounts filed
  3. 31-01-2023Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded
25-01-1982
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.