KONGA
ActiveKONGA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.66M and a net result of €52k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 90% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-4
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 5.06 against 3.73 in 2024), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
2.8%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
24 d early
2023
37 d early
2022
32 d early
2021
79 d late
2020
1 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.66M▲ 3.2%
2024 · €1.61M
2018: €1.45M
2019: €1.62M
2020: €1.80M
2021: €1.52M
2022: €1.44M
2023: €1.54M
2024: €1.61M
2018 → 2025
Total assets
€1.82M▲ 0.8%
2024 · €1.80M
2018: €2.02M
2019: €2.24M
2020: €2.13M
2021: €1.80M
2022: €1.79M
2023: €1.71M
2024: €1.80M
2018 → 2025
Net result
€52k▼ 18.6%
2024 · €63k
2018: €153k
2019: €169k
2020: €183k
2021: €244k
2022: €70k
2023: €106k
2024: €63k
2018 → 2025
Working capital
€636k▲ 19.6%
2024 · €531k
2018: €708k
2019: €720k
2020: €766k
2021: €410k
2022: €369k
2023: €510k
2024: €531k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.52M-€1.44M▼ 5.4%€1.54M▲ 7.4%€1.61M▲ 4.1%€1.66M▲ 3.2%
Operating result€230k-€136k▼ 41.0%€122k▼ 10.0%€83k▼ 32.3%€66k▼ 20.0%
Net result€244k-€70k▼ 71.3%€106k▲ 50.8%€63k▼ 40.0%€52k▼ 18.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 20% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.03M▼ 4.8%
Current assets
€792k▲ 9.1%
Equity and liabilities €1.82M
Equity
€1.66M▲ 3.2%
Debt
€161k▼ 18.6%
The debt ratio falls from 11.0% to 8.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€120k▼
2024 · €135k
Cash flow
€105k▼
2024 · €115k
Solvency
91.1%▲
2024 · 89.0%
Current ratio
5.06▲
2024 · 3.73
Quick ratio
5.06▲
2024 · 3.73
Debt / equity
0.10▼
2024 · 0.12
ROE
3.1%▼
2024 · 3.9%
ROA
2.8%▼
2024 · 3.5%
Interest coverage
30.20▼
2024 · 39.09
Debt
€161k▼
2024 · €198k
Debt ≤ 1 year
€156k▼
2024 · €195k
Income taxes
€20k▼
2024 · €23k
Staff costs
€30k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.80M€1.82M▲
Fixed assets21/28€1.08M€1.03M▼
Intangible fixed assets21€0€0▼
Tangible fixed assets22/27€1.08M€1.03M▼
Land and buildings22€992k€961k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€78k€60k▼
Other tangible fixed assets26€0-
Current assets29/58€726k€792k▲
Stocks and contracts in progress3€467€87▼
Stocks30/36€467€87▼
Amounts receivable within one year40/41€21k€111k▲
Trade receivables40€1€110k▲
Other amounts receivable41€21k€880▼
Current investments50/53€542k€548k▲
Cash at bank and in hand54/58€158k€131k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.80M€1.82M▲
Equity10/15€1.61M€1.66M▲
Contributions10/11€224k€224k=
Reserves13€1.38M€1.43M▲
Distributable reserves133€1.38M€1.43M▲
Amounts payable17/49€198k€161k▼
Amounts payable within one year42/48€195k€156k▼
Financial debts43€300€0▼
Credit institutions430/8€300€0▼
Trade debts44€11k€88k▲
Suppliers440/4€11k€88k▲
Advances received on contracts in progress46€123k€0▼
Taxes, remuneration and social security45€8k€23k▲
Taxes450/3€4k€13k▲
Remuneration and social security454/9€5k€11k▲
Other amounts payable47/48€52k€45k▼
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Remuneration, social security and pensions62€42k€30k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€53k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€380▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€180k€154k▼
Operating profit (loss)9901€83k€66k▼
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€87k€72k▼
Income taxes67/77€23k€20k▼
Profit (loss) for the period9904€63k€52k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€63k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€52k▼
Transfer to equity691/2€63k€52k▼
To other reserves6921€63k€52k▼
Social balance
Average headcount (FTE)90870.6-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €52k ▼18.6%
Net result drops to €52k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 79 days late
2021
31-12
Financial
Highest result since 2018net €244k ▲33.4%
Net result €244k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 2 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brandstraat 309830 Sint-Martens-LatemGround area
911 m²
Building footprint
308 m²
Volume, LiDAR
1,690 m³
2 parcels, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
KONGA
since 19872.030.414.490
KONGA
since 20172.269.330.044
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0064/00Y000 | Flanders | 815 m² | 1 · 151 m² | 6.9 m · 1 fl. |
| 44808H0079/00S002 | Flanders | 96 m² | 1 · 156 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 1,299 companies in sector 46423 we hold annual accounts for 807. 377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1986
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47512Retail sale of household textiles and bedding
52410
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/221.45.24