DOKTER WERNER ALEX FACHE
ActiveSummary
DOKTER WERNER ALEX FACHE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €22k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-9
Solvency90▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 4.77 in 2024; short-term debt: 20.4% and cash: 17.2% of total assets), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
4.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
4 d early
2021
31 d early
2020
32 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€317k▼ 10.1%
2024 · €352k
2018: €133k
2019: €137k
2020: €150k
2021: €175k
2022: €239k
2023: €297k
2024: €352k
2018 → 2025
Total assets
€485k▼ 2.0%
2024 · €495k
2018: €226k
2019: €219k
2020: €251k
2021: €237k
2022: €290k
2023: €475k
2024: €495k
2018 → 2025
Net result
€22k▼ 60.6%
2024 · €55k
2018: €-10k
2019: €5k
2020: €13k
2021: €25k
2022: €63k
2023: €59k
2024: €55k
2018 → 2025
Working capital
€229k▼ 5.2%
2024 · €242k
2018: €29k
2019: €32k
2020: €39k
2021: €103k
2022: €170k
2023: €146k
2024: €242k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€239k▲ 36.0%€297k▲ 24.6%€352k▲ 18.5%€317k▼ 10.1%
Operating result€54k-€98k▲ 80.6%€94k▼ 4.2%€91k▼ 2.4%€39k▼ 57.0%
Net result€25k-€63k▲ 148%€59k▼ 7.2%€55k▼ 6.2%€22k▼ 60.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €485k
Fixed assets
€157k ▼ 17.0%
Current assets
€328k ▲ 7.1%
Equity and liabilities €485k
Equity
€317k ▼ 10.1%
Debt
€168k ▲ 17.7%
Debt's share of the balance-sheet total rises from 28.8% to 34.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€73k▼
2024 · €126k
Cash flow
€56k▼
2024 · €90k
Current ratio
3.33▼
2024 · 4.77
Quick ratio
3.32▼
2024 · 4.76
Debt to equity
0.53▲
2024 · 0.41
ROE
6.8%▼
2024 · 15.6%
ROA
4.5%▼
2024 · 11.1%
Interest coverage
7.36▼
2024 · 11.53
Debt ≤ 1 year
€99k▲
2024 · €64k
Debt > 1 year
€69k▼
2024 · €79k
Income taxes
€9k▼
2024 · €26k
Staff costs
€1k▲
2024 · €839
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€495k€485k▼
Fixed assets21/28€189k€157k▼
Tangible fixed assets22/27€160k€128k▼
Plant, machinery and equipment23€100k€84k▼
Furniture and vehicles24€60k€44k▼
Financial fixed assets28€29k€29k=
Current assets29/58€306k€328k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€177k€240k▲
Trade receivables40€4k€16k▲
Other amounts receivable41€172k€224k▲
Cash at bank and in hand54/58€126k€83k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€495k€485k▼
Equity10/15€352k€317k▼
Contributions10/11€19k€19k=
Reserves13€353k€345k▼
Non-distributable reserves130/1€44k€44k=
Reserves not available under the articles1311€44k€44k=
Other1319€0-
Tax-exempt reserves132€348€348=
Distributable reserves133€308k€300k▼
Profit (loss) carried forward14€-19k€-47k▼
Amounts payable17/49€143k€168k▲
Amounts payable after more than one year17€79k€69k▼
Financial debts170/4€79k€69k▼
Amounts payable within one year42/48€64k€99k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€4k€9k▲
Credit institutions430/8€4k€9k▲
Trade debts44€20k€48k▲
Suppliers440/4€20k€48k▲
Taxes, remuneration and social security45€31k€3k▼
Taxes450/3€29k€3k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€30k
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€839€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€34k▼
Other operating charges640/8€2k€966▼
Gross operating margin9900€129k€75k▼
Operating profit (loss)9901€91k€39k▼
Financial income75/76B€578€2k▲
Recurring financial income75€578€2k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€81k€31k▼
Income taxes67/77€26k€9k▼
Profit (loss) for the period9904€55k€22k▼
Profit (loss) for the period to be appropriated9905€55k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€-25k▼
Profit (loss) brought forward from the previous period14P€-19k€-47k▼
Transfer from equity791/2-€30k
Transfer to equity691/2€55k€22k▼
To other reserves6921€55k€22k▼
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €63k ▲148%
Operating result €98k, net result €63k, both a record.
30-09
Financial
Equity above €200kEq €239k ▲36%
4 profitable years in a row build equity to €239k.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €150kEq €175k ▲17%
3 profitable years in a row build equity to €175k.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidstationstraat 79000 GentGround area
181 m²
Building footprint
105 m²
Volume, LiDAR
1,518 m³
Parcel 44804D2537/00G000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Zuidstationstraat 7, 9000 Gent
since 20012.367.187.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2537/00G000 | Flanders | 181 m² | 1 · 105 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Raf Schepers Klinische Biologie
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IMAGERIE MEDICALE DOCTEUR BERSOU
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Of 698 companies in sector 86910 we hold annual accounts for 520. 419 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2001
Fiscal year end30-09
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.