Immo Bersou
ActiveSummary
Immo Bersou has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €319k and a net result of €-7k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 19908 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-13
Solvency51▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.03 in 2023; short-term debt: 73.3% and cash: 3.8% of total assets), and 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.3%
Return on assets
-0.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 19908 sector peers (2024).
NBB · sector comparisonPosition among 19908 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
36 d early
2022
52 d early
2021
17 d late
2020
23 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€319k▼ 2.2%
2023 · €326k
2018: €218k
2019: €278k
2020: €320k
2021: €344k
2022: €377k
2023: €326k
2018 → 2024
Total assets
€1.21M▲ 0.1%
2023 · €1.21M
2018: €407k
2019: €432k
2020: €462k
2021: €427k
2022: €445k
2023: €1.21M
2018 → 2024
Net result
€-7k▲ 86.1%
2023 · €-51k
2018: €59k
2019: €60k
2020: €42k
2021: €24k
2022: €33k
2023: €-51k
2018 → 2024
Working capital
€-838k▲ 2.8%
2023 · €-862k
2018: €14k
2019: €83k
2020: €114k
2021: €139k
2022: €174k
2023: €-862k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€320k-€344k▲ 7.4%€377k▲ 9.5%€326k▼ 13.5%€319k▼ 2.2%
Operating result€66k-€37k▼ 44.8%€47k▲ 28.7%€-41k€31k
Net result€42k-€24k▼ 43.5%€33k▲ 38.5%€-51k€-7k▲ 86.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €31k after a loss of €41k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.21M
Fixed assets
€1.16M ▼ 2.2%
Current assets
€52k ▲ 112%
Equity and liabilities €1.21M
Equity
€319k ▼ 2.2%
Debt
€895k ▲ 0.9%
Debt's share of the balance-sheet total rises from 73.1% to 73.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€70k▲
2023 · €42k
Cash flow
€32k▲
2023 · €32k
Current ratio
0.06▲
2023 · 0.03
Debt to equity
2.81▲
2023 · 2.72
ROE
-2.2%▲
2023 · -15.5%
ROA
-0.6%▲
2023 · -4.2%
Interest coverage
1.84▼
2023 · 3.94
Debt ≤ 1 year
€890k▲
2023 · €887k
Income taxes
€270▼
2023 · €868
Staff costs
€19k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.21M€1.21M▲
Fixed assets21/28€1.19M€1.16M▼
Tangible fixed assets22/27€1.19M€1.16M▼
Land and buildings22€1.15M€1.12M▼
Furniture and vehicles24€13k€21k▲
Other tangible fixed assets26€25k€20k▼
Current assets29/58€24k€52k▲
Amounts receivable within one year40/41€11k-
Other amounts receivable41€11k-
Cash at bank and in hand54/58€2k€46k▲
Deferred charges and accrued income490/1€10k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.21M▲
Equity10/15€326k€319k▼
Contributions10/11€31k€31k=
Reserves13€112k€112k=
Distributable reserves133€112k€112k=
Profit (loss) carried forward14€184k€176k▼
Amounts payable17/49€887k€895k▲
Amounts payable within one year42/48€887k€890k▲
Financial debts43€830k€830k=
Other loans439€830k€830k=
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3-€270
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€46k€45k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20232024
Remuneration, social security and pensions62€20k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€39k▼
Other operating charges640/8€43k€39k▼
Gross operating margin9900€104k€128k▲
Operating profit (loss)9901€-41k€31k▲
Financial income75/76B€1k€66▼
Recurring financial income75€1k€66▼
Financial charges65/66B€11k€38k▲
Recurring financial charges65€11k€38k▲
Profit (loss) for the period before taxes9903€-50k€-7k▲
Income taxes67/77€868€270▼
Profit (loss) for the period9904€-51k€-7k▲
Profit (loss) for the period to be appropriated9905€-51k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€184k€176k▼
Profit (loss) brought forward from the previous period14P€234k€184k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-51k ▼255%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Highest result since 2018net €60k ▲1.7%
Operating result €87k, net result €60k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Mettewielaan 371080 Sint-Jans-MolenbeekGround area
447 m²
Building footprint
226 m²
Volume, LiDAR
2,932 m³
Parcel 21524C0209/00X002, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Louis Mettewielaan 37, 1080 Sint-Jans-Molenbeek
since 19852.227.953.804
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0209/00X002 | Brussels | 447 m² | 1 · 226 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOKTER WERNER ALEX FACHE
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CHRISTIAN PATER
BE 0896.071.053
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SPECTRALYS BIOTECH
BE 0712.775.992
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Dr. Simon Lenaerts
BE 0812.678.965
Peer · Eq €325k
Raf Schepers Klinische Biologie
BE 0811.957.009
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Of 698 companies in sector 86910 we hold annual accounts for 520. 419 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-1985
Fiscal year end31-12
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bersou.radiologie@skynet.be
Phone:02.468.20.17