DOCSTEPH
ActiveSummary
The computed 12-month bankruptcy probability of DOCSTEPH is 6.0% (elevated). The 2025 annual accounts show equity of €42,251 and a net result of €23,795. Equity is growing by ~54.7% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▲+18
Growth78=
Track record82
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.47 against 0.29 in 2024; short-term debt: 50.1% and cash: 6.6% of total assets), and 50.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
28.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
17 d early
2024
13 d late
2023
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€42,251▲ 26.3%
2024 · €33,456
Total assets
€84,607▼ 18.7%
2024 · €104,129
Net result
€23,795▼ 14.4%
2024 · €27,785
Working capital
-€22,654▲ 54.9%
2024 · -€50,250
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€2,988-€36,969▲ 1,137%€32,007▼ 13.4%
Net result€1,671-€27,785▲ 1,563%€23,795▼ 14.4%
Equity€5,671-€33,456▲ 490%€42,251▲ 26.3%
Total assets€113,633-€104,129▼ 8.4%€84,607▼ 18.7%
Debt€107,962-€70,673▼ 34.5%€42,356▼ 40.1%
Working capital-€98,142--€50,250▲ 48.8%-€22,654▲ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84,607
Fixed assets
€64,905 ▼ 22.5%
Current assets
€19,702 ▼ 3.5%
Equity and liabilities €84,607
Equity
€42,251 ▲ 26.3%
Debt
€42,356 ▼ 40.1%
Debt's share of the balance-sheet total falls from 67.9% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52,496▼
2024 · €57,075
Cash flow
€44,284▼
2024 · €47,892
Current ratio
0.47▲
2024 · 0.29
Debt to equity
1.00▼
2024 · 2.11
ROE
56.3%▼
2024 · 83.0%
ROA
28.1%▲
2024 · 26.7%
Interest coverage
196.61▲
2024 · 158.31
Debt ≤ 1 year
€42,356▼
2024 · €70,673
Income taxes
€7,946▼
2024 · €8,823
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,941 | €20,107 | €20,489 | ▲ 1.9% |
| Other operating charges640/8 | €232 | €244 | €253 | ▲ 3.4% |
| Gross operating margin9900 | €13,161 | €57,320 | €52,749 | ▼ 8.0% |
| Operating profit (loss)9901 | €2,988 | €36,969 | €32,007 | ▼ 13.4% |
| Financial charges65/66B | €100 | €361 | €267 | ▼ 25.9% |
| Recurring financial charges65 | €100 | €361 | €267 | ▼ 25.9% |
| Profit (loss) for the period before taxes9903 | €2,888 | €36,608 | €31,740 | ▼ 13.3% |
| Income taxes67/77 | €1,217 | €8,823 | €7,946 | ▼ 9.9% |
| Profit (loss) for the period9904 | €1,671 | €27,785 | €23,795 | ▼ 14.4% |
| Profit (loss) for the period to be appropriated9905 | €1,671 | €27,785 | €23,795 | ▼ 14.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €113,633 | €104,129 | €84,607 | ▼ 18.7% |
| Fixed assets21/28 | €103,813 | €83,706 | €64,905 | ▼ 22.5% |
| Intangible fixed assets21 | €84,909 | €71,833 | €58,758 | ▼ 18.2% |
| Tangible fixed assets22/27 | €18,904 | €11,873 | €6,147 | ▼ 48.2% |
| Furniture and vehicles24 | €18,904 | €11,873 | €6,147 | ▼ 48.2% |
| Current assets29/58 | €9,820 | €20,423 | €19,702 | ▼ 3.5% |
| Amounts receivable within one year40/41 | €4,930 | €0 | - | - |
| Trade receivables40 | €4,930 | €0 | - | - |
| Cash at bank and in hand54/58 | €4,000 | €4,632 | €5,568 | ▲ 20.2% |
| Deferred charges and accrued income490/1 | €890 | €15,791 | €14,134 | ▼ 10.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €113,633 | €104,129 | €84,607 | ▼ 18.7% |
| Equity10/15 | €5,671 | €33,456 | €42,251 | ▲ 26.3% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €1,671 | €29,456 | €38,251 | ▲ 29.9% |
| Amounts payable17/49 | €107,962 | €70,673 | €42,356 | ▼ 40.1% |
| Amounts payable within one year42/48 | €107,962 | €70,673 | €42,356 | ▼ 40.1% |
| Current portion of amounts payable after more than one year42 | €17,775 | €17,775 | - | - |
| Trade debts44 | €52,817 | €16,145 | €7,915 | ▼ 51.0% |
| Suppliers440/4 | €52,817 | €16,145 | €7,915 | ▼ 51.0% |
| Taxes, remuneration and social security45 | €16,717 | €18,323 | €7,946 | ▼ 56.6% |
| Taxes450/3 | €9,217 | €2,823 | €7,946 | ▲ 181% |
| Remuneration and social security454/9 | €7,500 | €15,500 | - | - |
| Other amounts payable47/48 | €20,653 | €18,430 | €26,495 | ▲ 43.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,671 | €27,785 | €23,795 | ▼ 14.4% |
| + Depreciation and write-downs630 | €9,941 | €20,107 | €20,489 | ▲ 1.9% |
| Operating cash flow (approximation) | €11,612 | €47,892 | €44,284 | ▼ 7.5% |
| Investment in fixed assets (approximation) | - | €0 | -€1,688 | - |
| Change in cash | - | €632 | €936 | ▲ 48.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Highest result since 2023net €27,785 ▲1,563%
Operating result €36,969, net result €27,785, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2023
Ground area
909 m²
Building footprint
207 m²
Volume, LiDAR
1,519 m³
2 parcels, Brussels, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
DOCSTEPH
since 20232.354.532.765
de Selliersstraat 19, 1930 Zaventem
since 20232.354.533.062
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0355/00P006 | Brussels | 555 m² | 1 · 82 m² | 13.3 m · 4 fl. |
| 23094D0203/00R039 | Flanders | 354 m² | 1 · 125 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Contact
E-mail
etien.s@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.