The 2023 accounts came latest: 19 days after the end of the period.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as DOCSTEPH has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for DOCSTEPH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Incorporation
Founding capital of €4,000, 100 shares · Founder: Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 28-12-2023 · Gazette deed
“L'exercice,en son nom et pour son compte,de la médecine,et ce,par ses organes médecins légalement…” (deed in French)From the articles, 10 activitiesNo NACE code in the KBO yet
Establishment units
2.354.532.7651170 Watermael-Boitsfort, since 22-12-2023
micro format, filed on 14-07-2026, 17 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
52,496
57,075
12,929
44,284
47,892
11,612
1,688
0
113,754
936
632
-
-22,654
-50,250
-98,142
49.9%
32.1%
5.0%
0.47
0.29
0.09
1.00
2.11
19.04
56.3%
83.0%
29.5%
28.1%
26.7%
1.5%
over 100
over 100
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
Tangible fixed assets
€1,688
-
€22,254
Intangible fixed assets
-
-
€91,500
€20,489
€20,107
€9,941
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on DOCSTEPH
The operating result for 2025 is 13% lower than in 2024.
Debt's share of the balance-sheet total falls from 67.9% to 50.1%. Equity is higher and debt is lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Name hiddenVisible after signing in
Director (not named in the articles)
appointed by deed of 28-12-2023term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
202320242025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name after signing inVisible after signing in
Director (not named in the articles), appointed by deed of 28-12-2023, still in office
Name hiddenVisible after signing in90 shares (90%) · €3,600
Hidden nameVisible after signing in10 shares (10%) · €400
Network & group
No group
DOCSTEPH has no parent and no holdings in its annual accounts. Name after signing inVisible after signing in is the only director. DOCSTEPH shares no director with another company.
Timeline
Timeline
6 events since 2023
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 17 days before the deadline
2025
Annual accounts 2024 filedPDFmicro format · 13 days late
2024
Highest result from 2023 to 2025net €27,785 ▲1,563% The operating result of €36,969 and the net result of €27,785 are both a record.
Annual accounts 2023 filedPDFmicro format · 19 days late
2023
IncorporationFounding capital of €4,000, 100 shares · Founder: Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 28-12-20235 points ▸
Founder, Name after signing inVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
DOCSTEPH was incorporated on 22 December 2023 as a private limited company by two natural persons, with a starting capital of €4,000.12Name hiddenVisible after signing in is director of the company, appointed by deed of 28-12-2023.2Total assets fell from €113,633 in 2023 to €84,607 in 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“L'exercice,en son nom et pour son compte,de la médecine,et ce,par ses organes médecins légalement habilités à pratiquer la médecine,en…”
10 activities
L'exercice,en son nom et pour son compte,de la médecine,et ce,par ses organes médecins légalement habilités à pratiquer la médecine,en Belgique ou à l'étranger,et qui apportent à la société la totalité ou une partie de leur activité médicale
En cas de pluralité d'associés,ceux-ci mettent en commun la totalité de leur activité médicale au sein de la société
Les honoraires sont perçus par et pour la société
Toute exploitation commerciale de la médecine
Toutes formes de collusion directe ou indirecte,de dichotomie ou de surconsommation
Tout développement d'une quelconque activité commerciale
Pratiquer une médecine de qualité par l'amélioration et la rationalisation de l'équipement professionnel notamment en assurant la gestion d'un cabinet médical,en ce compris l'acquisition,la location et l'entretien du matériel médical et des biens d'équipement,la facturation,et la perception d'honoraires médicaux,la mise à disposition de tout ce qui est nécessaire à l'exercice de l'art de guérir
Exécuter toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières et immobilières se rapportant directement ou indirectement à son objet en Europe et dans le monde
Louer ou sous-louer,acquérir des droits réels ou la pleine propriété de tout immeuble dans le but soit d'y établir son siège social,un siège d'exploitation ou d'y loger son dirigeant et les membres de sa famille à titre de résidence principale ou secondaire
La gestion et la valorisation d'un patrimoine immobilier,avec ou sans lien direct avec l'activité médicale,en pleine propriété ou en droits réels,notamment par l'achat,la vente,la location,la mise en location,la construction,le tout au sens le plus large,pour autant que n'en soit altéré son caractère civil
All 2 establishment units on the mapLoading the map
registered officeestablishmentAll 2 establishment units on the map
Parcels
Flanders1(50%)Brussels1(50%)
Cadastral parcel
Region
Area
Buildings
Height / floors
21017D0355/00P006
Brussels
555 m²
1 · 82 m²
13.3 m · 4
23094D0203/00R039
Flanders
354 m²
1 · 125 m²
10.7 m · 1
Contact
E-mailetien.s@gmail.com
Invoicing and payment
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