DOCSTEPH
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Liquidity weakDebts due within a year: 50.1% of total assets; cash: 6.6%.
- Profitability strongNet result: 28.1% of total assets; operating cash result covers interest charges 196.6 times.
- Solvency strongEquity is 49.9% of total assets.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for 2026 are due before 31 July 2027.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
No sector comparison for your latest year: there are no processed figures, or your sector has too few filed accounts for a fair comparison.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Young companyA young company has little track record yet and statistically fails more often than an established one.
- No NACE activity registeredNo NACE activity is registered in the KBO, which is more common among companies that later fail.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
What you can do
Concrete steps, each based on a fact from your own dossier.
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Stay on time: file your accounts for 2026 before 31 July 2027
For 2025, your accounts were filed 17 days before the deadline.
See it in your dossier -
Keep your short-term debts in hand
Your current assets cover 0.47 times your debts due within a year (2025), against 0.29 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.