Equity
€297,180 ▲ 17.1%
Dobbs Concept has made a profit without a break since 2020.
Dobbs Concept
Lifetime
6 annual accounts with figures on one time axispeak €230,940 (2022)
€168,825▲ 13.6%
lowest -€7,833 (2019)
€43,463▼ 4.0%
peak €297,180 (2024)
€297,180▲ 17.1%
€97,667▼ 23.1%
peak 0.7 FTE (2020)
-not published
Board2 names since 2019
2 directorsDOBBS Caroline Yolanda Joannes and 1 other
Documentsfilings and deeds
29-08-202529 days late
2024micro format
Gross margin from €148,551 to €168,825Equity from €253,717 to €297,180Debts from €126,959 to €97,667
Key points
from the 2024 annual accountsFilings
6 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
€297,180
More equity than 92% of companies in construction of buildings. Sector median €45,395 · 9,844 companies.
Checked score
38
Weak
Financially stronger than 66% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.9%
01-2025: 3.9%● unchanged vs 12-2024
02-2025: 3.9%● unchanged vs 01-2025
03-2025: 3.9%● unchanged vs 02-2025
04-2025: 3.9%● unchanged vs 03-2025
05-2025: 3.9%● unchanged vs 04-2025
06-2025: 3.7%▼ -0.2 percentage points vs 05-2025
07-2025: 3.8%▲ +0.1 percentage points vs 06-2025
08-2025: 4.1%▲ +0.3 percentage points vs 07-2025
09-2025: 3.8%▼ -0.3 percentage points vs 08-2025
10-2025: 2.1%▼ -1.7 percentage points vs 09-2025
11-2025: 2.1%● unchanged vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.0%▼ -0.1 percentage points vs 12-2025
02-2026: 2.0%● unchanged vs 01-2026
03-2026: 2.0%● unchanged vs 02-2026lowest value
04-2026: 2.1%▲ +0.1 percentage points vs 03-2026
05-2026: 2.1%● unchanged vs 04-2026
06-2026: 2.1%● unchanged vs 05-2026
07-2026: 2.1%● unchanged vs 06-2026
08-2026: 2.5%▲ +0.4 percentage points vs 07-2026
09-2026: 4.9%▲ +2.4 percentage points vs 08-2026
10-2026: 6.9%▲ +2.0 percentage points vs 09-2026highest value
11-2026: 6.9%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2024 (filed on 02-09-2025)
Ex-officio strike-off in the KBO
1 financial year not filed after the legal deadline; last filed accounts filed 29 days late; 1 of the last 3 accounts late
Sector: Construction of residential and non-residential buildings (NACE 41)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 47% on liquidity, 65% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Dobbs Concept has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Dobbs Concept itself is higher: 6.9% within 12 months. It rests on far more data about Dobbs Concept than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Dobbs Concept. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 4.3 (3.84 in 2023), above the usual 1.5. Short-term debt is 21.3% and cash 3.9% of total assets. 24.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 6 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
29 days late
2023
118 days late
2022
30 days late
2021
16 days early
2020
36 days early
2019
158 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 47 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Board and ownership
- VAN DURME Patrick Luc Marguerite Marie founderdeed of 20-06-2019
- DOBBS Caroline Yolanda Joannes founderdeed of 20-06-2019
- VAN DURME Alex founderdeed of 20-06-2019
Recent changes
Address struck
effective 16-08-2026 · KBO administration
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0728612827
Incorporation
Founders: VAN DURME Patrick Luc Marguerite Marie, DOBBS Caroline Yolanda Joannes, VAN DURME Alex and 2 others · Founding capital of €10,100 · Appointments: VAN DURME Patrick Luc Marguerite Marie (director) and DOBBS Caroline Yolanda Joannes (director) · published on 20-06-2019 · Gazette deed
First establishment
Bollostraat 93, Keerbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Dobbs Concept | €394,847 | €168,825 | 75.3% | - |
| THIBAULT GONTIER Neufchâteau | €367,248 | €173,041 | 13.1% | - |
| Algemene Bouwwerken Dirk Vandenbussche Poperinge | €408,227 | €154,942 | 25.4% | - |
| ABB&Z AANNEMING Bree | €366,473 | €172,425 | 49.7% | - |
| EGOPA Brussels | €386,820 | €174,244 | 22.8% | - |
| KDC PROJECTS Geraardsbergen | €379,329 | €182,553 | 15.3% | - |
| RIBBENS THIJS Wuustwezel | €398,951 | €149,037 | 79.0% | - |
These companies have the same main activity as Dobbs Concept: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €366,000 and €408,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 18-06-2019Normal situation
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001and 9 others
- Establishment unit
- 2.290.205.7313140 Keerbergen, since 18-06-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 22-10-2025
Annual accounts 2024
- ≈ €550,000estimated
- €394,847▲ 3.7%
- Employeeson 31-12-2024
- 1=
- Filing
- Filed on 29-08-2025
Insights on Dobbs Concept
Dobbs Concept files the micro format. That format states no turnover. The gross margin rose from €36,785 in 2019 to €168,825 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Dobbs Concept
- What is the company number of Dobbs Concept?
- The company number of Dobbs Concept is 0728.612.827. The VAT number is the same number with BE in front: BE 0728.612.827.
- What does Dobbs Concept do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Dobbs Concept?
- Dobbs Concept is a private limited company (BV).
- When was Dobbs Concept founded?
- Dobbs Concept was founded on 18-06-2019.
- Is Dobbs Concept still active?
- Yes, Dobbs Concept is an active enterprise in the KBO register.Company details
- How many employees does Dobbs Concept have?
- Dobbs Concept had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of Dobbs Concept?
- The turnover in financial year 2024 is ≈ €550,000. This figure is estimated from the gross margin of €168,825 and 97 comparable companies (NACE 41001). It probably lies between €390,000 and €860,000.
- Is Dobbs Concept profitable?
- In financial year 2024, Dobbs Concept made a profit of €43,463.
- Where can I find the annual accounts of Dobbs Concept?
- Dobbs Concept filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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