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ABB&Z AANNEMING

Active
Private limited companyfounded 20196 yrs activeMussenburgveld 35, 3960 Bree, BelgiumKBO/BCE: BE 0738.534.442
Summary

The computed 12-month bankruptcy probability of ABB&Z AANNEMING is 1.7% (moderate). The 2025 annual accounts show equity of €182,002 and a net result of €67,802. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 8619 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of other non-residential buildings
NACE 41003General construction of residential buildings NACE 41001General construction of buildings NACE 41201
1 site
Size
€366,473total assets 2025
Equity
€182,002
Profit
€67,802
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Structure
Accounts filed 12 d late0 of 5 deeds read
Why 56- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2019- Liquidity: current ratio 2.36, cash €3,601, halved+ Equity €182,002 (49.7% of total assets)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 61% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 75+12
equity 49.7% of total assets
Liquidity 33-12
short-term debt 39.2% · cash 1.0%
Profitability 92+15
return on assets 18.5%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,187 companies)
Last 24 months 11-2024: 6.0% 12-2024: 6.3%▲ +4.6% vs 11-2024 01-2025: 6.4%▲ +1.8% vs 12-2024 02-2025: 6.8%▲ +7.3% vs 01-2025highest value 03-2025: 2.4%▼ -64.7% vs 02-2025 04-2025: 2.4%● 0.0% vs 03-2025 05-2025: 2.4%● 0.0% vs 04-2025 06-2025: 2.5%▲ +2.2% vs 05-2025 07-2025: 2.5%● 0.0% vs 06-2025 08-2025: 2.4%▼ -2.5% vs 07-2025 09-2025: 2.4%● 0.0% vs 08-2025 10-2025: 2.9%▲ +19.5% vs 09-2025 11-2025: 1.5%▼ -46.9% vs 10-2025 12-2025: 1.5%▼ -3.1% vs 11-2025lowest value 01-2026: 1.7%▲ +17.9% vs 12-2025 02-2026: 1.9%▲ +10.7% vs 01-2026 03-2026: 1.5%▼ -21.2% vs 02-2026 04-2026: 1.5%● 0.0% vs 03-2026 05-2026: 1.5%● 0.0% vs 04-2026 06-2026: 1.5%● 0.0% vs 05-2026 07-2026: 1.5%▼ -1.0% vs 06-2026 08-2026: 1.5%● 0.0% vs 07-2026 09-2026: 1.5%● 0.0% vs 08-2026 10-2026: 1.7%▲ +12.5% vs 09-2026
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2019 raises the probability for this profile
  • Liquidity: current ratio 2.36, cash €3,601, halved raises the probability
  • Equity €182,002 (49.7% of total assets) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.36 against 2.13 in 2024; short-term debt: 39.2% and cash: 1% of total assets), but 50.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 58%, liquidity 28%, profitability 77%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 2.36, cash €3,601, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €182,002 (49.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-02-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
12 d late
2024
27 d late
2023
29 d late
2022
21 d late
2021
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 23 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2021net €67,802 ▲225%
  3. Equity above €150,000Eq €182,002 ▲59.4%

Key points

  • Positive: Among the best 9% on net resultsector median €8,335 · 8,612 companies €67,802 View
  • Positive: Equity rose in 2025from €114,200 to €182,002 ▲ 59.4% View
  • Positive: 5 profitable years in a rowprofit 2025: €67,802 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€366,473
Profit
€67,802
Solvency
49.7%
Total assets▲ 20.7%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-01-2027
  1. 12-02-2026Annual accounts filed
  2. 30-06-2025Highest result since 2021
  3. 30-06-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of other non-residential buildingsNACE 41003
Founded
28-11-2019
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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